Redruth, CornwallLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Redruth

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Redruth and Cornwall. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£130
Avg Price/sq ft
6.5%
Average Yield
+18.5%
5yr Price Growth
+14%
5yr Rental Growth

Redruth commercial property delivers 6.5% average yield.

Redruth yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.

Redruth commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Redruth commercial property market signals

The factors lenders weigh when assessing Redruth commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Mining World Heritage Site. Historic tin mining capital. Strong heritage tourism.

, CMB Market Analysis

Key Industries

  • Technology & Innovation
  • Mining Heritage
  • Retail
  • Healthcare
  • Manufacturing

Transport Links

  • GWR Cornwall Main Line to Truro/Plymouth/London
  • A30 trunk road (adjacent)
  • A3047 to Camborne (2 miles)
  • Bus links across west Cornwall

Regeneration

South Crofty mine reopening (strategic tin resource); Pool Innovation Centre tech hub; Redruth town centre Kresen Kernow (Cornwall Archive Centre); Brewery Quarter redevelopment; World Heritage Site investment

Listen: Cornwall Q1 2026 commercial property briefing

The Cornwall regional briefing covering Redruth and the wider region. Cornwall is England's most south-westerly commercial property market and the most tourism-dependent. Five Acuitus prints frame the secondary yield map cleanly between 10.13% on Newquay high-street retail and 16.00% on a Truro mixed-use building.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Redruth commercial property transaction evidence

105 commercial sales in Redruth across the last 60 months, sourced from HM Land Registry Price Paid Data. 20 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
105
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Redruth
105transactions
Sample: showing 30 recent sales below
IndustrialQ4 2025

United Downs Industrial Park, Secure Open Storage Compound, St Day, Redruth

Sale price
£275,000
IndustrialQ4 2025

Unit 9, United Downs Industrial Park, St Day, Redruth

Sale price
£125,000
AgriculturalQ3 2025

Garlands, The Barn, Wheal Rose, Scorrier, Redruth

Sale price
£565,000
IndustrialQ3 2025

Phase 2, Fix The Light Unit 3, Jon Davey Drive, Treleigh Industrial Estate, Redruth

Sale price
£1,060,000
AgriculturalQ3 2025

Sunrise Barn, Higher Ninnis, Redruth

Sale price
£760,000
Land / PlotsQ1 2025

Tregajorran, Plot 6, Illogan, Redruth

Sale price
£15,000
OfficeQ1 2025

Cliff House, Cliff Terrace, Portreath, Redruth

Sale price
£510,000
OfficeQ1 2025

Agar House, Agar Way, Redruth

Sale price
£395,000
OfficeQ1 2025

Echo House, Back Lane West, Redruth

Sale price
£46,000
OfficeQ4 2024

The Engine House, United Downs Industrial Park, St Day, Redruth

Sale price
£35,000
OfficeQ4 2024

The Coach House Cottage, Sunnyside, Redruth

Sale price
£150,000
OfficeQ4 2024

7, Carn Brea Business Park, Barncoose, Redruth

Sale price
£370,000
IndustrialQ4 2024

Unit B, Jon Davey Drive, Treleigh Industrial Estate, Redruth

Sale price
£1,100,000
OfficeQ3 2024

Garner House, 2, Wilson Way, Pool, Redruth

Sale price
£118,000
IndustrialQ3 2024

Unit 4, Cardrew Industrial Estate, Redruth

Sale price
£1,100,000
OfficeQ2 2024

Plot 5, Cornwall Business Park West, Scorrier, Redruth

Sale price
£171,500
IndustrialQ2 2024

The Pine Workshop, West End, St Day, Redruth

Sale price
£62,963
OfficeQ2 2024

Muscle Health Fitness, Pool Business Park, Pool, Redruth

Sale price
£125,000
OfficeQ1 2024

Elliot House, Wilson Way, Pool, Redruth

Sale price
£200,000
IndustrialQ1 2024

Cardrew Court School, Cardrew Industrial Estate, Redruth

Sale price
£1,150,000
CommercialQ1 2026

16, Bullers Terrace, Redruth

Sale price
£60,000
CommercialQ1 2026

Lighthouse Hill Amenity Area, Lighthouse Hill, Portreath, Redruth

Sale price
£136,000
CommercialQ4 2025

Boundry Cottage, Busveal, Redruth

Sale price
£335,000
CommercialQ4 2025

West End Works, Hoskings Row, Redruth

Sale price
£129,000
CommercialQ4 2025

23, Fore Street, Redruth

Sale price
£52,500
CommercialQ3 2025

4, Falmouth Road, Redruth

Sale price
£65,000
CommercialQ3 2025

Bluebell Lodge, Illogan Churchtown, Redruth

Sale price
£950,000
CommercialQ3 2025

Pear Tree Cottage, Merritts Hill, Illogan, Redruth

Sale price
£480,000
CommercialQ3 2025

Lot 4 Wheal Peevor, Redruth

Sale price
£60,000
CommercialQ3 2025

35, Whym Kibbal Court, Redruth

Sale price
£55,350

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Redruth commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Redruth commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Redruth. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Redruth commercial property investment fundamentals

What makes Redruth fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 6.5% across the local market
  • 18.5% property price growth over the past five years
  • 14% rental growth over five years supporting income returns
  • Strong occupier demand from Technology & Innovation and Mining Heritage sectors
  • Excellent transport connectivity including GWR Cornwall Main Line to Truro/Plymouth/London
  • Active regeneration programmes driving future capital growth

Development Opportunities

Redruth presents development opportunities linked to South Crofty mine reopening (strategic tin resource). Growing demand from the Technology & Innovation sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for heritage regeneration.

Property Types We Finance

Retail UnitsHigh Street ShopsShopping CentresMedical/Dental PracticesCare HomesIndustrial UnitsFactory Space

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Redruth and the wider Cornwall region, from commercial property purchases to development and refurbishment projects.

Need a commercial mortgage decision in Redruth?

Our team will review your asset, sector and structure against current Redruth lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Redruth

Commercial property news for Redruth will appear here once available. Check back soon for the latest market updates.

Redruth Commercial Mortgage Calculator

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Redruth Location

Commercial mortgage services available across Redruth and surrounding areas. View larger map

Redruth commercial mortgage FAQ

Data-grounded answers about commercial property finance in Redruth, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Redruth?

HM Land Registry recorded 105 commercial property transactions in Redruth during the most recent reporting window. The median commercial sale price is £180,000, with the middle 50% of deals between £105,000 and £329,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Redruth?

The median commercial sale price recorded by HM Land Registry in Redruth is £180,000. Smaller end deals (lower quartile) sit around £105,000, while larger transactions (upper quartile) reach £329,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Redruth.

Which commercial property sectors are most active in Redruth?

The most active commercial sectors in Redruth (by recorded transaction count) are: office (10 transactions), industrial (7 transactions), agri (2 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Redruth?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Redruth. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Redruth?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Redruth. We will review the asset, sector, deal structure and lender appetite specific to Redruth and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Redruth project?

Speak with our specialist team today and get a decision in principle within 48 hours.