CMB arranges commercial mortgages, bridging loans and development finance for property professionals across St Austell and Cornwall. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing St Austell commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Historic china clay town transformed by Eden Project tourism. Major regeneration investment. Growing residential market.”
, CMB Market Analysis
White River Place town centre scheme; St Austell Brewery Quarter; West Carclaze Garden Village (1,500 homes); china clay tips restoration and leisure use; Biscovey housing expansion
The Cornwall regional briefing covering St Austell and the wider region. Cornwall is England's most south-westerly commercial property market and the most tourism-dependent. Five Acuitus prints frame the secondary yield map cleanly between 10.13% on Newquay high-street retail and 16.00% on a Truro mixed-use building.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
105 commercial sales in St Austell across the last 60 months, sourced from HM Land Registry Price Paid Data. 18 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
Dragon House, 10, Church Street, St Austell
Oravia House, 9, Trevarthian Road, St Austell
1, Towan Lane, Lobbs Shop, St Austell
Llawnroc Hotel, 33, Chute Lane, Gorran Haven, St Austell
The Cornwall Hotel Spa And Estate, Withiel, Pentewan Road, Tregorrick, St Austell
Carlyon House, 20, Carlyon Road, St Austell
Bamber House, Victoria, St Austell
Stonecrop House, Fore Street, Sticker, St Austell
Higher Sticker Post Office, The Village, Sticker, St Austell
Mevagissey Bay Hotel, Polkirt Hill, Mevagissey, St Austell
North Hill Nursing Home, North Hill Park, St Austell
Salamander Restaurant, 4 - 6, Tregoney Hill, Mevagissey, St Austell
Salamander Restaurant, 4 - 6, Tregoney Hill, Mevagissey, St Austell
Treveague Farm House, Gorran, St Austell
The Cornwall Hotel Spa And Estate, Plot 20, Tregorrick, St Austell
Treverbyn Plot, Treverbyn Road, Stenalees, St Austell
Valley View, Plot 1, Peters Hill, High Street, St Austell
Carbis Salt Store, Roche Road, Bugle, St Austell
The Chestnuts, Hallew Road, Nanpean, St Austell
27, Fore Street, St Austell
24, Fore Street, St Austell
Carclaze Timber Yard, Carclaze, St Austell
4, Roseveare Drive, Gothers, St Austell
24, Fore Street, St Austell
Ennals Pool, Trethurgy, St Austell
Tregrehan Methodist Centre, Tregrehan Mills, St Austell
36a, Fore Street, Bugle, St Austell
14, Fore Street, St Austell
St. Issey, The Quay, Mevagissey, St Austell
96, Alexanders Avenue, St Austell
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of St Austell commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in St Austell. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes St Austell fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
St Austell presents development opportunities linked to White River Place town centre scheme. Growing demand from the China Clay (Imerys) sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Improving appetite with regeneration. Tourism sector understood.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across St Austell and the wider Cornwall region, from commercial property purchases to development and refurbishment projects.
Commercial property news for St Austell will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Cornwall.
Commercial mortgage services available across St Austell and surrounding areas. View larger map
Recent sales, planning movement and market signals for St Austell, drawn from HM Land Registry data and local authority planning registers.
4 relevant planning applications are awaiting decision with Cornwall Council, proposing 14 units with an estimated gross development value of £3.2m.
Source: Cornwall Council planning register
HM Land Registry data shows 105 commercial property transactions in the St Austell area over the past 60 months, with a median sale price of £205k. Lender appetite tends to follow transaction evidence, so an active local market supports stronger valuations.
Source: HM Land Registry price paid data
HM Land Registry records the sale of Dragon House, 10, Church Street, St Austell for £880,000 in Q1 2026, one of 3 commercial transactions recorded in the St Austell area that quarter.
Source: HM Land Registry price paid data
Planning movement often signals upcoming finance demand. If you are buying, refinancing or developing in St Austell, see our guide to getting a commercial mortgage or talk to us about the local market.
The questions we answer most often on St Austell deals, covered in depth in our knowledge hub.
What lenders assess, who finds it easy, and how declined cases still get funded.
Deposit requirements by property type, acceptable sources, and ways to reduce yours.
The routes to 100% borrowing: additional security, strong trading businesses and equity.
High-street banks, challengers and specialists: who lends on what in Cornwall.
Leniency by lender category and product type, and what flexibility really costs.
Typical 2026 pricing by product, and what drives the rate you are offered.
Data-grounded answers about commercial property finance in St Austell, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 105 commercial property transactions in St Austell during the most recent reporting window. The median commercial sale price is £204,681, with the middle 50% of deals between £135,000 and £320,000. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in St Austell is £204,681. Smaller end deals (lower quartile) sit around £135,000, while larger transactions (upper quartile) reach £320,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in St Austell.
The most active commercial sectors in St Austell (by recorded transaction count) are: office (7 transactions), hotel (4 transactions), retail (3 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class. Speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in St Austell. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access, including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in St Austell. We will review the asset, sector, deal structure and lender appetite specific to St Austell and come back with an indicative rate, LTV and term within 24 to 48 hours.