St Austell, Cornwall

Commercial Mortgages in St Austell

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across St Austell and Cornwall.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£155
Avg Price/sq ft
6%
Average Yield
+19%
5yr Price Growth
+14.5%
5yr Rental Growth

Why Choose CMB in St Austell

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:St Austell Town CentreEden ProjectCarlyon BayHolmbushPolgooth

St Austell Local Market Intelligence

Historic china clay town transformed by Eden Project tourism. Major regeneration investment. Growing residential market.

— CMB Market Analysis

Key Industries

  • China Clay (Imerys)
  • Tourism (Eden Project)
  • Retail
  • Manufacturing
  • Hospitality

Transport Links

  • GWR Cornwall Main Line to Plymouth/London
  • A30 trunk road
  • A390 to Truro/Liskeard
  • A391 to Bodmin

Regeneration

White River Place town centre scheme; St Austell Brewery Quarter; West Carclaze Garden Village (1,500 homes); china clay tips restoration and leisure use; Biscovey housing expansion

St Austell Commercial Property Market Data

Commercial Property Values in St Austell

Property TypePrime / Grade ASecondaryMarket Range
Office£14 psf£5 psf£5 - £14 psf
Retail / Shop£26 psf£12 psf£12 - £26 psf
Industrial£7 psf£3 psf£3 - £7 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in St Austell

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

St Austell Market Trends

Office Vacancy
Rising
Industrial Demand
Weak
Retail Footfall
Stable
Residential Investment
Strong
Dominant sector:Industrial & Logistics

St Austell benefits from growing private investor interest, particularly in industrial & logistics opportunities.

Recent Commercial Property Transactions in St Austell

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ4 2025

Open-plan office suite with parking, Polgooth

10,016 sq ft
£86,000 - £95,000
£9 psf9.9% yield
RetailQ1 2026

Ground floor shop with A1 use, Eden Project

2,858 sq ft
£76,000 - £84,000
£28 psf8.2% yield
IndustrialQ4 2025

Light industrial unit with yard, Holmbush

30,992 sq ft
£177,000 - £195,000
£6 psf5.5% yield
HotelQ3 2025

74-room hotel with bar and restaurant, Eden Project

74 rooms
£2,825,000 - £3,125,000
7.9% yield
Pub/RestaurantQ4 2025

Gastro-pub with car park, Polgooth

£210,000 - £230,000
10.99% yield

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in St Austell

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in St Austell. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why St Austell for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 6% across the local market
  • 19% property price growth over the past five years
  • 14.5% rental growth over five years supporting income returns
  • Strong occupier demand from China Clay (Imerys) and Tourism (Eden Project) sectors
  • Excellent transport connectivity including GWR Cornwall Main Line to Plymouth/London
  • Active regeneration programmes driving future capital growth

Development Opportunities

St Austell presents development opportunities linked to White River Place town centre scheme. Growing demand from the China Clay (Imerys) sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Improving appetite with regeneration. Tourism sector understood.

Property Types We Finance

Retail UnitsHigh Street ShopsShopping CentresIndustrial UnitsFactory Space

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across St Austell and the wider Cornwall region, from commercial property purchases to development and refurbishment projects.

Why Invest in St Austell

St Austell is mid-Cornwall's principal town, historically defined by its china clay industry that created the distinctive white 'Cornish Alps' landscape. The commercial property market benefits from strong demand across China Clay (Imerys), Tourism (Eden Project), Retail sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 6% and 19% price growth over five years, St Austell offers compelling returns for commercial property investors. Excellent connectivity via GWR Cornwall Main Line to Plymouth/London supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including White River Place town centre scheme, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

The St Austell market requires realistic expectations around liquidity and exit timelines for commercial assets. Secondary location pricing can be volatile, and investors benefit from strong local knowledge and established lender relationships.

Notable Developments

St Austell's commercial property landscape has been shaped by White River Place town centre scheme. Growth in the China Clay (Imerys) sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

St Austell falls under Cornwall planning authority, where the adopted local plan supports commercial development and economic growth. Planning decisions reflect a balance between heritage conservation and enabling new investment, with CIL charges and Section 106 contributions applying to larger schemes.

Latest Commercial Property News in St Austell

Commercial property news for St Austell will appear here once available. Check back soon for the latest market updates.

St Austell Commercial Mortgage Calculator

Pre-populated with local market data

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Interest-only estimate. Actual terms subject to lender assessment.

St Austell Location

Commercial mortgage services available across St Austell and surrounding areas. View larger map

St Austell Commercial Property FAQ

What is the average office rent per square foot in St Austell?

Office rents in St Austell range from approximately £5 per square foot for secondary space up to £14 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £8 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in St Austell?

Investment yields in St Austell vary by property type and grade. Current indicative yields are: offices at 6.84%-9.92%, retail at 7.98%-9.71%, industrial at 6.02%-8.43%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in St Austell?

St Austell's commercial property market includes offices, retail units, industrial premises, hotels and guest houses, pubs and restaurants. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

Ready to discuss your St Austell project?

Speak with our specialist team today and get a decision in principle within 48 hours.