Newquay, Cornwall

Commercial Mortgages in Newquay

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Newquay and Cornwall.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£235
Avg Price/sq ft
5.8%
Average Yield
+24.5%
5yr Price Growth
+18%
5yr Rental Growth

Why Choose CMB in Newquay

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:Newquay Town CentreFistral BeachTowanPorthCornwall Airport Newquay

Newquay Local Market Intelligence

UK's premier surf destination with strong summer tourism. Aerohub developing aviation and aerospace cluster. Spaceport operations planned.

— CMB Market Analysis

Key Industries

  • Tourism & Surfing
  • Aerospace (Aerohub)
  • Hospitality
  • Aviation
  • Creative Industries

Transport Links

  • Cornwall Airport Newquay (domestic and European flights)
  • GWR branch line to Par/London
  • A392 to A30 trunk road
  • Atlantic Highway coast road

Regeneration

Aerohub Enterprise Zone (aviation and aerospace campus); Newquay Growth Area (4,000+ homes at Nansledan); town centre and harbour improvements; Spaceport Cornwall at airport

Newquay Commercial Property Market Data

Commercial Property Values in Newquay

Property TypePrime / Grade ASecondaryMarket Range
Office£14 psf£6 psf£6 - £14 psf
Retail / Shop£13 psf£10 psf£10 - £13 psf
Industrial£6 psf£5 psf£5 - £6 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Newquay

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Newquay Market Trends

Office Vacancy
Rising
Industrial Demand
Weak
Retail Footfall
Growing
Residential Investment
Strong
Dominant sector:Hospitality & Tourism

Newquay benefits from growing private investor interest, particularly in hospitality & tourism opportunities.

Recent Commercial Property Transactions in Newquay

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ1 2026

Grade A office suite, Newquay Town Centre

5,200 sq ft
£30,000 - £33,000
£6 psf8.3% yield
RetailQ3 2025

Corner retail unit with display frontage, Cornwall Airport Newquay

4,766 sq ft
£63,000 - £70,000
£14 psf6.4% yield
IndustrialQ4 2025

Manufacturing unit with loading, Towan

6,800 sq ft
£39,000 - £43,000
£6 psf6.5% yield
HotelQ1 2026

31-room hotel with bar and restaurant, Porth

31 rooms
£1,245,000 - £1,375,000
8.9% yield
Pub/RestaurantQ3 2025

Licensed premises with flat above, Porth

£110,000 - £120,000
8.93% yield

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Newquay

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Newquay. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Newquay for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 5.8% across the local market
  • 24.5% property price growth over the past five years
  • 18% rental growth over five years supporting income returns
  • Strong occupier demand from Tourism & Surfing and Aerospace (Aerohub) sectors
  • Excellent transport connectivity including Cornwall Airport Newquay (domestic and European flights)
  • Active regeneration programmes driving future capital growth

Development Opportunities

Newquay presents development opportunities linked to Aerohub Enterprise Zone (aviation and aerospace campus). Growing demand from the Tourism & Surfing sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Tourism seasonal but understood. Aerospace projects attract specialist interest.

Property Types We Finance

Studio SpaceFlexible WorkspaceMixed-Use DevelopmentResidential DevelopmentHMO

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Newquay and the wider Cornwall region, from commercial property purchases to development and refurbishment projects.

Why Invest in Newquay

Newquay is Cornwall's premier surfing destination and busiest resort town, home to Cornwall Airport Newquay which provides domestic and European flights. The commercial property market benefits from strong demand across Tourism & Surfing, Aerospace (Aerohub), Hospitality sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 5.8% and 24.5% price growth over five years, Newquay offers compelling returns for commercial property investors. Excellent connectivity via Cornwall Airport Newquay (domestic and European flights) supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Aerohub Enterprise Zone (aviation and aerospace campus), further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

The Newquay market requires realistic expectations around liquidity and exit timelines for commercial assets. Secondary location pricing can be volatile, and investors benefit from strong local knowledge and established lender relationships.

Notable Developments

Newquay's commercial property landscape has been shaped by Aerohub Enterprise Zone (aviation and aerospace campus). Growth in the Tourism & Surfing sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

Newquay falls under Cornwall planning authority, where the adopted local plan supports commercial development and economic growth. Planning decisions reflect a balance between heritage conservation and enabling new investment, with CIL charges and Section 106 contributions applying to larger schemes.

Latest Commercial Property News in Newquay

Commercial property news for Newquay will appear here once available. Check back soon for the latest market updates.

Newquay Commercial Mortgage Calculator

Pre-populated with local market data

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Interest-only estimate. Actual terms subject to lender assessment.

Newquay Location

Commercial mortgage services available across Newquay and surrounding areas. View larger map

Newquay Commercial Property FAQ

What is the average office rent per square foot in Newquay?

Office rents in Newquay range from approximately £6 per square foot for secondary space up to £14 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £10 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Newquay?

Investment yields in Newquay vary by property type and grade. Current indicative yields are: offices at 7.83%-8.82%, retail at 6.52%-11.84%, industrial at 6.76%-8.95%, residential single-let at 6.68%, HMOs at 12.49%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Newquay?

Newquay's commercial property market includes offices, retail units, industrial premises, hotels and guest houses, pubs and restaurants. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

What are HMO yields in Newquay?

HMO investments in Newquay can achieve yields of approximately 12.49%, compared to 6.68% for standard single-let properties. Newquay has established HMO demand in key residential areas. Note that HMO licensing requirements vary by local authority -- check Article 4 directions before purchasing.

Ready to discuss your Newquay project?

Speak with our specialist team today and get a decision in principle within 48 hours.