Southport, MerseysideLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Southport

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Southport and Merseyside. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£175
Avg Price/sq ft
6.8%
Average Yield
+15.8%
5yr Price Growth
+10.5%
5yr Rental Growth

Southport commercial property delivers 6.8% average yield.

Southport yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.

Southport commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Southport commercial property market signals

The factors lenders weigh when assessing Southport commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Classic English resort with loyal visitor base. Lord Street maintains quality retail. Affluent residential areas in Birkdale and Formby.

, CMB Market Analysis

Key Industries

  • Tourism
  • Retail
  • Healthcare
  • Professional Services
  • Education

Transport Links

  • Merseyrail
  • A565 to Liverpool

Regeneration

Marine Way Bridge development; Lord Street enhancement; seafront improvements

Listen: Merseyside Q1 2026 commercial property briefing

The Merseyside regional briefing covering Southport and the wider region. A Q2 2026 commercial property briefing on Merseyside, the Liverpool City Region. We walk through transaction volumes across the metropolitan county's ten principal towns, recent Acuitus auction prints anchored on a near-eleven percent print in Norris Green, and where lender appetite sits for Liverpool, the Wirral, Sefton, Knowsley and St Helens.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Southport commercial property transaction evidence

137 commercial sales in Southport across the last 60 months, sourced from HM Land Registry Price Paid Data. 1 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
137
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Southport
137transactions
Sample: showing 30 recent sales below
Pub / BarQ2 2025

Masons Arms, Anchor Street, Southport

Sale price
£245,000
CommercialQ4 2025

5, Wesley Street, Southport

Sale price
£110,000
CommercialQ4 2025

122, Station Road, Ainsdale, Southport

Sale price
£450,000
CommercialQ4 2025

17, Alexandra Road, Southport

Sale price
£1,000,000
CommercialQ4 2025

149a, Roe Lane, Southport

Sale price
£195,500
CommercialQ4 2025

109, Leyland Road, Southport

Sale price
£925,000
CommercialQ3 2025

205, Liverpool Road, Southport

Sale price
£1,213,333
CommercialQ3 2025

84, Station Road, Ainsdale, Southport

Sale price
£238,003
CommercialQ3 2025

67, Eastbank Street, Southport

Sale price
£137,500
CommercialQ3 2025

3, Portland Street, Southport

Sale price
£680,000
CommercialQ3 2025

128, Duke Street, Southport

Sale price
£280,000
CommercialQ3 2025

34, Stanley Street, Southport

Sale price
£65,000
CommercialQ3 2025

30a, Eastbank Street, Southport

Sale price
£80,000
CommercialQ2 2025

10, First Floor, Lathom Road, Southport

Sale price
£130,000
CommercialQ2 2025

14, Warren Court, Southport

Sale price
£3,850,000
CommercialQ2 2025

39 - 41, Birch Street, Southport

Sale price
£3,254,020
CommercialQ2 2025

58, Moss Road, Southport

Sale price
£2,114,048
CommercialQ2 2025

35, Tulketh Street, Southport

Sale price
£107,500
CommercialQ2 2025

22, Wright Street, Southport

Sale price
£112,500
CommercialQ2 2025

42, Part Street, Southport

Sale price
£470,000
CommercialQ2 2025

4, Albert Place, Southport

Sale price
£145,000
CommercialQ2 2025

5, Irving Street, Southport

Sale price
£305,000
CommercialQ1 2025

69, Scarisbrick New Road, Southport

Sale price
£450,000
CommercialQ1 2025

1a, Longacre, Southport

Sale price
£376,500
CommercialQ1 2025

5, Mornington Road, Southport

Sale price
£350,000
CommercialQ1 2025

9, Westbourne Road, Southport

Sale price
£605,000
CommercialQ1 2025

2, Market Street, Southport

Sale price
£125,000
CommercialQ1 2025

10, Weld Road, Southport

Sale price
£750,000
CommercialQ1 2025

135a, Hart Street, Southport

Sale price
£700,000
CommercialQ1 2025

2 - 4, Segars Lane, Southport

Sale price
£258,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Southport commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Southport commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Southport. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Southport commercial property investment fundamentals

What makes Southport fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 6.8% across the local market
  • 15.8% property price growth over the past five years
  • 10.5% rental growth over five years supporting income returns
  • Strong occupier demand from Tourism and Retail sectors
  • Excellent transport connectivity including Merseyrail
  • Active regeneration programmes driving future capital growth

Development Opportunities

Southport presents development opportunities linked to Marine Way Bridge development. Growing demand from the Tourism sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for hospitality and quality retail. Residential supported.

Property Types We Finance

HotelsLeisure PropertiesHoliday LetsRetail UnitsHigh Street ShopsShopping CentresMedical/Dental PracticesCare Homes

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Southport and the wider Merseyside region, from hotel and leisure acquisitions to retail unit purchases.

Need a commercial mortgage decision in Southport?

Our team will review your asset, sector and structure against current Southport lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Southport

Commercial property news for Southport will appear here once available. Check back soon for the latest market updates.

Southport Commercial Mortgage Calculator

Pre-populated with local market data

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Southport Location

Commercial mortgage services available across Southport and surrounding areas. View larger map

Southport commercial mortgage FAQ

Data-grounded answers about commercial property finance in Southport, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Southport?

HM Land Registry recorded 137 commercial property transactions in Southport during the most recent reporting window. The median commercial sale price is £154,000, with the middle 50% of deals between £97,500 and £240,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Southport?

The median commercial sale price recorded by HM Land Registry in Southport is £154,000. Smaller end deals (lower quartile) sit around £97,500, while larger transactions (upper quartile) reach £240,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Southport.

Which commercial property sectors are most active in Southport?

The most active commercial sectors in Southport (by recorded transaction count) are: pub (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Southport?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Southport. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Southport?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Southport. We will review the asset, sector, deal structure and lender appetite specific to Southport and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Southport project?

Speak with our specialist team today and get a decision in principle within 48 hours.