Southport, Merseyside

Commercial Mortgages in Southport

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Southport and Merseyside.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£175
Avg Price/sq ft
6.8%
Average Yield
+15.8%
5yr Price Growth
+10.5%
5yr Rental Growth

Investment Hotspot

6.8% average yield

Southport stands out with above-average yields of 6.8%, making it one of the UK's most attractive commercial property markets for investors.

Why Choose CMB in Southport

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:Southport Town CentreLord StreetBirkdaleAinsdaleFormby

Southport Local Market Intelligence

Classic English resort with loyal visitor base. Lord Street maintains quality retail. Affluent residential areas in Birkdale and Formby.

— CMB Market Analysis

Key Industries

  • Tourism
  • Retail
  • Healthcare
  • Professional Services
  • Education

Transport Links

  • Merseyrail
  • A565 to Liverpool

Regeneration

Marine Way Bridge development; Lord Street enhancement; seafront improvements

Southport Commercial Property Market Data

Commercial Property Values in Southport

Property TypePrime / Grade ASecondaryMarket Range
Office£20 psf£8 psf£8 - £20 psf
Retail / Shop£40 psf£16 psf£16 - £40 psf
Industrial£8 psf£5 psf£5 - £8 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Southport

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Southport Market Trends

Office Vacancy
Falling
Industrial Demand
Moderate
Retail Footfall
Stable
Residential Investment
Strong
Dominant sector:Office & Professional Services

The Southport market shows positive momentum with yields compressing slightly against regional averages.

Recent Commercial Property Transactions in Southport

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ3 2025

Refurbished office space, Birkdale

4,948 sq ft
£108,000 - £119,000
£23 psf9% yield
RetailQ3 2025

Corner retail unit with display frontage, Ainsdale

2,039 sq ft
£74,000 - £81,000
£38 psf5.8% yield
IndustrialQ1 2026

Industrial workshop with office, Ainsdale

34,160 sq ft
£227,000 - £251,000
£7 psf5.5% yield
Residential BlockQ4 2025

4-unit freehold block of flats, Ainsdale

4 units
£450,000 - £495,000
7% yield
Mixed-UseQ3 2025

Commercial/residential investment, Birkdale

5,543 sq ft
£990,000 - £1,094,000
£188 psf7.3% yield
Development SiteQ4 2025

Land with outline planning permission, Formby

19 units
£40,000 - £45,000
HotelQ1 2026

91-room guest house with owner's accommodation, Lord Street

91 rooms
£2,895,000 - £3,200,000
8% yield
Care HomeQ3 2025

44-bed nursing home with planning consent, Southport Town Centre

44 beds
£1,815,000 - £2,005,000
7.5% yield

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Southport

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Southport. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Southport for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 6.8% across the local market
  • 15.8% property price growth over the past five years
  • 10.5% rental growth over five years supporting income returns
  • Strong occupier demand from Tourism and Retail sectors
  • Excellent transport connectivity including Merseyrail
  • Active regeneration programmes driving future capital growth

Development Opportunities

Southport presents development opportunities linked to Marine Way Bridge development. Growing demand from the Tourism sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for hospitality and quality retail. Residential supported.

Property Types We Finance

HotelsLeisure PropertiesHoliday LetsRetail UnitsHigh Street ShopsShopping CentresMedical/Dental PracticesCare Homes

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Southport and the wider Merseyside region, from hotel and leisure acquisitions to retail unit purchases.

Why Invest in Southport

Southport is a classic English seaside resort with Victorian heritage and strong visitor economy. The commercial property market benefits from strong demand across Tourism, Retail, Healthcare sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 6.8% and 15.8% price growth over five years, Southport offers compelling returns for commercial property investors. Excellent connectivity via Merseyrail supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Marine Way Bridge development, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

Southport's commercial property market faces competition from nearby larger centres, which can limit tenant demand for certain asset types. Careful due diligence on local occupier markets and realistic yield expectations are essential for successful investment.

Notable Developments

Southport's commercial property landscape has been shaped by Marine Way Bridge development. Growth in the Tourism sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

Planning policy in Southport is set by Merseyside council through its adopted local plan. The authority supports commercial investment and has allocated sites for employment and mixed-use development. Pre-application advice is available and recommended for larger schemes to navigate local requirements efficiently.

Latest Commercial Property News in Southport

Commercial property news for Southport will appear here once available. Check back soon for the latest market updates.

Southport Commercial Mortgage Calculator

Pre-populated with local market data

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Interest-only estimate. Actual terms subject to lender assessment.

Southport Location

Commercial mortgage services available across Southport and surrounding areas. View larger map

Southport Commercial Property FAQ

What is the average office rent per square foot in Southport?

Office rents in Southport range from approximately £8 per square foot for secondary space up to £20 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £12 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Southport?

Investment yields in Southport vary by property type and grade. Current indicative yields are: offices at 6.13%-8.68%, retail at 6.19%-9.8%, industrial at 5.66%-8.37%, residential single-let at 7.35%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Southport?

Southport's commercial property market includes offices, retail units, industrial premises, residential investment blocks, care homes, hotels and guest houses. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

How much does a residential investment block cost in Southport?

Residential investment blocks in Southport typically trade at around £125,900 per unit, or approximately £274 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 7.35%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.

What is the average price per bed for care homes in Southport?

Care homes in Southport typically trade at around £48,470 per registered bed. A typical 32-bed home would therefore be valued between £969k and £2.9m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.

Ready to discuss your Southport project?

Speak with our specialist team today and get a decision in principle within 48 hours.