CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Halesowen and West Midlands. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Halesowen commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Black Country town with strong manufacturing heritage. Good transport links. Affordable residential values.”
, CMB Market Analysis
Halesowen town centre improvement plan; Cornbow Centre investment; former Shenstone Trading Estate; Halesowen College expansion; Clent Hills visitor infrastructure; Quinton and Hasbury housing
The West Midlands regional briefing covering Halesowen and the wider region. A Q2 2026 commercial property briefing on the West Midlands, the deepest regional commercial market in England, with HM Land Registry recording over thirteen thousand commercial-leaning transactions across Birmingham, Coventry, Wolverhampton and the wider Black Country in the rolling five years to the first quarter. We walk through HS2 Curzon Street, the M6 and M42 logistics corridor, recent Acuitus auction prints between roughly eight and a half and twelve and a quarter percent, and where lender appetite sits today.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
52 commercial sales in Halesowen across the last 60 months, sourced from HM Land Registry Price Paid Data. 9 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
The Old Toll House, 140, Stourbridge Road, Halesowen
Illey House Farm, Illey Lane, Halesowen
83 - 85, High Street, Halesowen
Halas Industrial Estate, Chemix Autocentres, Forge Lane, Halesowen
Leona Trading Estate, Unit K, Nimmings Road, Halesowen
Excelsior House, Unit 2, Mucklow Hill, Halesowen
A D T House, Mucklow Hill, Halesowen
Leona Trading Estate, Unit F, Nimmings Road, Halesowen
Lapal House, Lapal Lane South, Halesowen
17, Banners Street, Halesowen
Unit 2, Shelah Road, Halesowen
33, Thornhill Road, Halesowen
Why Not Inn, Whynot Street, Halesowen
Whitehall Court, 2, Wall Well Lane, Halesowen
Diamond Works, Maple Tree Lane, Halesowen
Diamond Works, Maple Tree Lane, Halesowen
50, County Park Avenue, Halesowen
289, Long Lane, Halesowen
Unit G4, Steelpark Road, Halesowen
5, Parkfield Close, Halesowen
16, Talbot Street, Halesowen
13, Green Lane, Halesowen
Lyttleton Court, 1, Birmingham Street, Halesowen
The Cornbow, Halesowen
18a, Wassell Road, Halesowen
Unit 2a, Maple Tree Lane, Halesowen
22, Melbourne Road, Halesowen
Royal Fish Bar, 197, Stourbridge Road, Halesowen
22, Wall Well, Halesowen
Haywood Forge, Building Number 11, Hereward Rise, Halesowen
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of Halesowen commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Halesowen. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Halesowen fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Halesowen presents development opportunities linked to Halesowen town centre improvement plan. Growing demand from the Manufacturing sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Good appetite for quality properties.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Halesowen and the wider West Midlands region, from industrial unit purchases to retail unit purchases.
Commercial property news for Halesowen will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout West Midlands.
Commercial mortgage services available across Halesowen and surrounding areas. View larger map
Recent sales, planning movement and market signals for Halesowen, drawn from HM Land Registry data and local authority planning registers.
HM Land Registry data shows 52 commercial property transactions in the Halesowen area over the past 60 months, with a median sale price of £180k. Lender appetite tends to follow transaction evidence, so an active local market supports stronger valuations.
Source: HM Land Registry price paid data
HM Land Registry records the sale of The Old Toll House, 140, Stourbridge Road, Halesowen for £450,000 in Q3 2025, one of 4 commercial transactions recorded in the Halesowen area that quarter.
Source: HM Land Registry price paid data
Planning movement often signals upcoming finance demand. If you are buying, refinancing or developing in Halesowen, see our guide to getting a commercial mortgage or talk to us about the local market.
The questions we answer most often on Halesowen deals, covered in depth in our knowledge hub.
What lenders assess, who finds it easy, and how declined cases still get funded.
Deposit requirements by property type, acceptable sources, and ways to reduce yours.
The routes to 100% borrowing: additional security, strong trading businesses and equity.
High-street banks, challengers and specialists: who lends on what in West Midlands.
Leniency by lender category and product type, and what flexibility really costs.
Typical 2026 pricing by product, and what drives the rate you are offered.
Data-grounded answers about commercial property finance in Halesowen, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 52 commercial property transactions in Halesowen during the most recent reporting window. The median commercial sale price is £180,000, with the middle 50% of deals between £120,000 and £250,000. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in Halesowen is £180,000. Smaller end deals (lower quartile) sit around £120,000, while larger transactions (upper quartile) reach £250,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Halesowen.
The most active commercial sectors in Halesowen (by recorded transaction count) are: office (5 transactions), industrial (3 transactions), retail (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class. Speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Halesowen. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access, including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Halesowen. We will review the asset, sector, deal structure and lender appetite specific to Halesowen and come back with an indicative rate, LTV and term within 24 to 48 hours.