CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Stockton-on-Tees and County Durham. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Stockton-on-Tees commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Growing pharma and chemical sector. Yarm offers premium retail and dining. Riverside regeneration.”
, CMB Market Analysis
High Street improvements; waterfront development; enterprise zones
The County Durham regional briefing covering Stockton-on-Tees and the wider region. A Q2 2026 commercial property briefing on County Durham, the strategic bridge between Tyne and Wear and the Tees Valley, anchored on Stockton-on-Tees, Hartlepool and Darlington, with Durham city's institutional core and Bishop Auckland's Auckland Castle regeneration story. We walk through six and a half thousand commercial-leaning transactions across the nine principal towns, the cleanest auction prints from Bishop Auckland, Hartlepool and Stockton, and where lender appetite sits today.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
228 commercial sales in Stockton-on-Tees across the last 60 months, sourced from HM Land Registry Price Paid Data. 3 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
Redheugh House, Thornaby Place, Thornaby, Stockton-On-Tees
Richard House, Sorbonne Close, Thornaby, Stockton-On-Tees
17 - 18, High Street, Stockton-On-Tees
28, Dovecot Street, Stockton-On-Tees
3, Tilery Road, Stockton-On-Tees
1 - 2, Prince Regent Street, Stockton-On-Tees
1 - 2, Prince Regent Street, Stockton-On-Tees
152, Norton Road, Stockton-On-Tees
Dunromin, High Lane, Maltby, Middlesbrough
122, Norton Road, Stockton-On-Tees
45, Belmont Avenue, Billingham
365, Thornaby Road, Thornaby, Stockton-On-Tees
6, Springholme Yard, Stockton-On-Tees
Woodstock Court, Unit 4, Bowesfield Crescent, Stockton-On-Tees
Woodstock Court, Unit 2, Bowesfield Crescent, Stockton-On-Tees
51 - 53, Mandale Road, Thornaby, Stockton-On-Tees
9, Mallory Road, Norton, Stockton-On-Tees
Vertellus, Seal Sands, Middlesbrough
2, Yarm Road, Stockton-On-Tees
184a, Bishopton Road, Stockton-On-Tees
4, Dovedale Close, Norton, Stockton-On-Tees
Wayside Cottage, Mordon, Stockton-On-Tees
77, Redworth Road, Billingham
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of Stockton-on-Tees commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Stockton-on-Tees. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Stockton-on-Tees fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Stockton-on-Tees presents development opportunities linked to High Street improvements. Growing demand from the Pharmaceuticals sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Good appetite. Pharma covenants valued.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Stockton-on-Tees and the wider County Durham region, from laboratory and research space to industrial unit purchases.
Commercial property news for Stockton-on-Tees will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout County Durham.
Commercial mortgage services available across Stockton-on-Tees and surrounding areas. View larger map
Recent sales, planning movement and market signals for Stockton-on-Tees, drawn from HM Land Registry data and local authority planning registers.
HM Land Registry data shows 228 commercial property transactions in the Stockton-on-Tees area over the past 60 months, with a median sale price of £105k. Lender appetite tends to follow transaction evidence, so an active local market supports stronger valuations.
Source: HM Land Registry price paid data
HM Land Registry records the sale of Redheugh House, Thornaby Place, Thornaby, Stockton-On-Tees for £678,545 in Q4 2025, one of 12 commercial transactions recorded in the Stockton-on-Tees area that quarter.
Source: HM Land Registry price paid data
Planning movement often signals upcoming finance demand. If you are buying, refinancing or developing in Stockton-on-Tees, see our guide to getting a commercial mortgage or talk to us about the local market.
The questions we answer most often on Stockton-on-Tees deals, covered in depth in our knowledge hub.
What lenders assess, who finds it easy, and how declined cases still get funded.
Deposit requirements by property type, acceptable sources, and ways to reduce yours.
The routes to 100% borrowing: additional security, strong trading businesses and equity.
High-street banks, challengers and specialists: who lends on what in County Durham.
Leniency by lender category and product type, and what flexibility really costs.
Typical 2026 pricing by product, and what drives the rate you are offered.
Data-grounded answers about commercial property finance in Stockton-on-Tees, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 228 commercial property transactions in Stockton-on-Tees during the most recent reporting window. The median commercial sale price is £105,000, with the middle 50% of deals between £72,500 and £173,000. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in Stockton-on-Tees is £105,000. Smaller end deals (lower quartile) sit around £72,500, while larger transactions (upper quartile) reach £173,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Stockton-on-Tees.
The most active commercial sectors in Stockton-on-Tees (by recorded transaction count) are: office (2 transactions), retail (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class. Speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Stockton-on-Tees. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access, including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Stockton-on-Tees. We will review the asset, sector, deal structure and lender appetite specific to Stockton-on-Tees and come back with an indicative rate, LTV and term within 24 to 48 hours.