Norwich, Norfolk

Commercial Mortgages in Norwich

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Norwich and Norfolk.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£195
Avg Price/sq ft
6.5%
Average Yield
+16.8%
5yr Price Growth
+11.5%
5yr Rental Growth

Investment Hotspot

6.5% average yield

Norwich stands out with above-average yields of 6.5%, making it one of the UK's most attractive commercial property markets for investors.

Why Choose CMB in Norwich

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:City CentreRiversideGolden TriangleNR1Thorpe St Andrew

Norwich Local Market Intelligence

Regional capital with strong university and insurance sectors. Creative and digital economy growing.

— CMB Market Analysis

Key Industries

  • Financial Services
  • Higher Education
  • Healthcare
  • Retail
  • Technology

Transport Links

  • Norwich Station mainline
  • Norwich Airport
  • A11 and A47 corridors

Regeneration

Anglia Square; Riverside regeneration; Norwich Research Park

Norwich Commercial Property Market Data

Commercial Property Values in Norwich

Property TypePrime / Grade ASecondaryMarket Range
Office£18 psf£8 psf£8 - £18 psf
Retail / Shop£23 psf£19 psf£19 - £23 psf
Industrial£6 psf£4 psf£4 - £6 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Norwich

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Norwich Market Trends

Office Vacancy
Falling
Industrial Demand
Moderate
Retail Footfall
Declining
Residential Investment
Moderate
Dominant sector:Office & Professional Services

Investor appetite for Norwich commercial property remains strong, with office & professional services assets attracting the most interest.

Recent Commercial Property Transactions in Norwich

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ4 2025

Open-plan office suite with parking, Thorpe St Andrew

7,496 sq ft
£100,000 - £110,000
£14 psf9.3% yield
RetailQ4 2025

Retail premises with storage, town centre

4,028 sq ft
£80,000 - £89,000
£21 psf6.8% yield
IndustrialQ1 2026

Light industrial unit with yard, NR1

14,672 sq ft
£70,000 - £77,000
£5 psf6.4% yield
Residential BlockQ3 2025

10-unit purpose-built apartment block, Golden Triangle

10 units
£1,035,000 - £1,140,000
6.6% yield
Care HomeQ1 2026

76-bed registered care home with gardens, Thorpe St Andrew

76 beds
£5,105,000 - £5,645,000
7.4% yield
Development SiteQ4 2025

Development site with planning for 6 residential units, Riverside

6 units
£210,000 - £230,000
Mixed-UseQ3 2025

Mixed-use building with commercial ground floor and residential above, City Centre

2,540 sq ft
£478,000 - £528,000
£198 psf8% yield

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Norwich

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Norwich. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Norwich for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 6.5% across the local market
  • 16.8% property price growth over the past five years
  • 11.5% rental growth over five years supporting income returns
  • Strong occupier demand from Financial Services and Higher Education sectors
  • Excellent transport connectivity including Norwich Station mainline
  • Active regeneration programmes driving future capital growth

Development Opportunities

Norwich presents development opportunities linked to Anglia Square. Growing demand from the Financial Services sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite across sectors. Student accommodation and offices favoured.

Property Types We Finance

Office SpaceCommercial UnitsMedical/Dental PracticesCare HomesRetail UnitsHigh Street ShopsShopping CentresServiced Offices

Our team has experience in Norfolk property finance markets.

Why Invest in Norwich

Norwich is the regional capital of East Anglia with strong university presence and diverse commercial property. The commercial property market benefits from strong demand across Financial Services, Higher Education, Healthcare sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 6.5% and 16.8% price growth over five years, Norwich offers compelling returns for commercial property investors. Excellent connectivity via Norwich Station mainline supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Anglia Square, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

The Norwich market requires realistic expectations around liquidity and exit timelines for commercial assets. Secondary location pricing can be volatile, and investors benefit from strong local knowledge and established lender relationships.

Notable Developments

Norwich's commercial property landscape has been shaped by Anglia Square. Growth in the Financial Services sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

Norwich falls under Norfolk planning authority, where the adopted local plan supports commercial development and economic growth. Planning decisions reflect a balance between heritage conservation and enabling new investment, with CIL charges and Section 106 contributions applying to larger schemes.

Latest Commercial Property News in Norwich

Commercial property news for Norwich will appear here once available. Check back soon for the latest market updates.

Norwich Commercial Mortgage Calculator

Pre-populated with local market data

£
£
%
£
Monthly Payment
£0
LTV
0.0%
DSCR
0.00
Gross Yield
0.0%

Interest-only estimate. Actual terms subject to lender assessment.

Norwich Location

Commercial mortgage services available across Norwich and surrounding areas. View larger map

Norwich Commercial Property FAQ

What is the average office rent per square foot in Norwich?

Office rents in Norwich range from approximately £8 per square foot for secondary space up to £18 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £15 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Norwich?

Investment yields in Norwich vary by property type and grade. Current indicative yields are: offices at 6.75%-9.17%, retail at 6.34%-10.37%, industrial at 6.32%-7.83%, residential single-let at 6.51%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Norwich?

Norwich's commercial property market includes offices, retail units, industrial premises, residential investment blocks, care homes. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

How much does a residential investment block cost in Norwich?

Residential investment blocks in Norwich typically trade at around £113,100 per unit, or approximately £141 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 6.51%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.

What is the average price per bed for care homes in Norwich?

Care homes in Norwich typically trade at around £63,710 per registered bed. A typical 43-bed home would therefore be valued between £1.3m and £3.8m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.

Ready to discuss your Norwich project?

Speak with our specialist team today and get a decision in principle within 48 hours.