Norwich, NorfolkLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Norwich

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Norwich and Norfolk. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£195
Avg Price/sq ft
6.5%
Average Yield
+16.8%
5yr Price Growth
+11.5%
5yr Rental Growth

Norwich commercial property delivers 6.5% average yield.

Norwich yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.

Norwich commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Norwich commercial property market signals

The factors lenders weigh when assessing Norwich commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Regional capital with strong university and insurance sectors. Creative and digital economy growing.

, CMB Market Analysis

Key Industries

  • Financial Services
  • Higher Education
  • Healthcare
  • Retail
  • Technology

Transport Links

  • Norwich Station mainline
  • Norwich Airport
  • A11 and A47 corridors

Regeneration

Anglia Square; Riverside regeneration; Norwich Research Park

Listen: Norfolk Q1 2026 commercial property briefing

The Norfolk regional briefing covering Norwich and the wider region. Norfolk's commercial property story splits across three economies, Norwich the regional capital, Great Yarmouth the offshore-wind hub, and the rural-and-coastal hinterland. Twelve auction lots clearing across a 6.85% to 14.69% yield band give us the cleanest secondary-market read in East Anglia.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Norwich commercial property transaction evidence

587 commercial sales in Norwich across the last 60 months, sourced from HM Land Registry Price Paid Data. 7 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
587
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Norwich
587transactions
Sample: showing 30 recent sales below
AgriculturalQ4 2025

Hayloft Barn, School Road, Neatishead, Norwich

Sale price
£840,000
Pub / BarQ4 2025

Rushcutters Arms, Mooring Plot Opposite, Yarmouth Road, Norwich

Sale price
£100,000
OfficeQ4 2025

George House, 40 - 48, George Lane, Loddon, Norwich

Sale price
£3,550,000
Land / PlotsQ4 2025

Hobroughs Dyke, Plot 26, Brundall, Norwich

Sale price
£150,000
HotelQ3 2025

Old Rectory Hotel, North Walsham Road, Crostwick, Norwich

Sale price
£800,000
OfficeQ3 2025

1, Ice House Lane, Norwich

Sale price
£320,000
AgriculturalQ3 2025

Littlemoor Barn, The Moor, Banham, Norwich

Sale price
£900,000
CommercialQ1 2026

42, Newton Street, Newton St Faith, Norwich

Sale price
£300,000
CommercialQ1 2026

41 - 43, London Street, Norwich

Sale price
£895,000
CommercialQ1 2026

Badgers Set, Bush Drive, Eccles On Sea, Norwich

Sale price
£275,000
CommercialQ1 2026

1c, Bureside Estate, Horning, Norwich

Sale price
£120,000
CommercialQ1 2026

Still Waters, Old Street, Newton Flotman, Norwich

Sale price
£420,000
CommercialQ1 2026

Roman Camp Service Station, Holt Road, Aylmerton, Norwich

Sale price
£573,000
CommercialQ1 2026

Holly Farm, Moor Road, Sutton, Norwich

Sale price
£585,000
CommercialQ1 2026

Grange Farm, Pettywell, Reepham, Norwich

Sale price
£1,250,000
CommercialQ4 2025

1, Calthorpe Close, Stalham, Norwich

Sale price
£1,811,800
CommercialQ4 2025

Shallowbrook, Bridge Road, Colby, Norwich

Sale price
£675,000
CommercialQ4 2025

The View, 35, School Road, Drayton, Norwich

Sale price
£1,055,000
CommercialQ4 2025

1, Colney Lane, Cringleford, Norwich

Sale price
£699,897
CommercialQ4 2025

4, Garage To, Nelson Close, Poringland, Norwich

Sale price
£400,000
CommercialQ4 2025

Blandings Cottage, Mill Street, Gimingham, Norwich

Sale price
£252,250
CommercialQ4 2025

22, Habgood Close, Acle, Norwich

Sale price
£410,000
CommercialQ4 2025

Nursery Farm, Cromer Road, Thorpe Market, Norwich

Sale price
£1,100,000
CommercialQ4 2025

Foulgers Yard, Harling Road, Snetterton, Norwich

Sale price
£3,200,000
CommercialQ4 2025

94, Pottergate, Norwich

Sale price
£180,000
CommercialQ4 2025

Langley Cottage, Horning Road, Hoveton, Norwich

Sale price
£52,150
CommercialQ4 2025

Fourways Community Centre, Stevenson Road, Norwich

Sale price
£170,000
CommercialQ4 2025

23, Birkbeck Road, Norwich

Sale price
£140,000
CommercialQ4 2025

20, Castle Meadow, Norwich

Sale price
£350,000
CommercialQ4 2025

Links Chalet Park, 76, Links Road, Mundesley, Norwich

Sale price
£60,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Norwich commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Norwich commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Norwich. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Norwich commercial property investment fundamentals

What makes Norwich fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 6.5% across the local market
  • 16.8% property price growth over the past five years
  • 11.5% rental growth over five years supporting income returns
  • Strong occupier demand from Financial Services and Higher Education sectors
  • Excellent transport connectivity including Norwich Station mainline
  • Active regeneration programmes driving future capital growth

Development Opportunities

Norwich presents development opportunities linked to Anglia Square. Growing demand from the Financial Services sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite across sectors. Student accommodation and offices favoured.

Property Types We Finance

Office SpaceCommercial UnitsMedical/Dental PracticesCare HomesRetail UnitsHigh Street ShopsShopping CentresServiced Offices

Our team has experience in Norfolk property finance markets.

Need a commercial mortgage decision in Norwich?

Our team will review your asset, sector and structure against current Norwich lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Norwich

Commercial property news for Norwich will appear here once available. Check back soon for the latest market updates.

Norwich Commercial Mortgage Calculator

Pre-populated with local market data

£
£
%
£
Monthly Payment
£0
LTV
0.0%
DSCR
0.00
Gross Yield
0.0%

Interest-only estimate. Actual terms subject to lender assessment.

Norwich Location

Commercial mortgage services available across Norwich and surrounding areas. View larger map

Norwich commercial mortgage FAQ

Data-grounded answers about commercial property finance in Norwich, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Norwich?

HM Land Registry recorded 587 commercial property transactions in Norwich during the most recent reporting window. The median commercial sale price is £250,000, with the middle 50% of deals between £175,000 and £345,993. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Norwich?

The median commercial sale price recorded by HM Land Registry in Norwich is £250,000. Smaller end deals (lower quartile) sit around £175,000, while larger transactions (upper quartile) reach £345,993 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Norwich.

Which commercial property sectors are most active in Norwich?

The most active commercial sectors in Norwich (by recorded transaction count) are: agri (2 transactions), office (2 transactions), pub (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Norwich?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Norwich. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Norwich?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Norwich. We will review the asset, sector, deal structure and lender appetite specific to Norwich and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Norwich project?

Speak with our specialist team today and get a decision in principle within 48 hours.