Nottingham, NottinghamshireLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Nottingham

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Nottingham and Nottinghamshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
Nottingham commercial property district with offices and mixed-use buildings

Nottingham commercial property finance, offices, retail and mixed-use assets

£195
Price/sq ft
6.8%
Avg yield
+21.5%
5yr growth
+14.8%
Rent growth

Nottingham commercial property delivers 6.8% average yield.

Nottingham yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.

Nottingham commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Nottingham commercial property market signals

The factors lenders weigh when assessing Nottingham commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Two major universities drive strong student market. Lace Market and Hockley creative quarters established. Island Quarter major regeneration.

, CMB Market Analysis

Key Industries

  • Technology
  • Higher Education
  • Healthcare
  • Creative Industries
  • Financial Services
  • Retail

Transport Links

  • Nottingham Station mainline
  • East Midlands Airport nearby
  • M1 motorway
  • NET tram

Regeneration

Island Quarter; Broadmarsh transformation; Creative Quarter

Market ReportQ1 2026

Nottingham Q1 2026 Commercial Property Market Report

Nottingham's commercial property market is the leading East Midlands centre, with HM Land Registry recording 4,186 commercial-leaning transactions across the city in the rolling five-year window to Q1 2026.

1,610 words6 sourcesTier 1
Read the full Nottingham report

Listen: Nottinghamshire Q1 2026 commercial property briefing

The Nottinghamshire regional briefing covering Nottingham and the wider region. A Q2 2026 commercial property briefing on Nottinghamshire, the East Midlands' second commercial economy after Leicestershire, anchored on a Big Nine office market in Nottingham with two universities, the Boots head office at Beeston, Experian and Capital One. We walk through transaction volumes across the nine principal towns, what twenty Acuitus auction lots tell us about cleared pricing in a county that doesn't print explicit yields, and where lender appetite sits today.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

Nottingham commercial districts and prime rents

Submarket-level prime rent benchmarks across Nottingham's main commercial districts, the figures that shape valuations, lender comparables and target acquisition prices.

City Centre

Mixed Retail/Office

Prime Rent: £22-28 psf

Lace Market

Creative Quarter

Prime Rent: £18-24 psf

Island Quarter

Major Regeneration

Prime Rent: Emerging £25-35 psf

Southside

Development Zone

Prime Rent: Emerging

Castle Marina

Industrial/Retail

Prime Rent: £6-9 psf
HMLR transaction evidence

Nottingham commercial property transaction evidence

867 commercial sales in Nottingham across the last 60 months, sourced from HM Land Registry Price Paid Data. 6 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
867
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Nottingham
867transactions
Sample: showing 30 recent sales below
IndustrialQ1 2026

Total Lindsey Oil Refinery LTD, Road No 3, Colwick Industrial Estate, Nottingham

Sale price
£4,350,000
IndustrialQ1 2026

Unit 1, Tennis Court Industrial Estate, Nottingham

Sale price
£115,000
IndustrialQ1 2026

Unit 2, Tennis Court Industrial Estate, Nottingham

Sale price
£115,000
IndustrialQ4 2025

Unit 29, Trent South Industrial Park, Nottingham

Sale price
£175,000
RetailQ4 2025

58, High Street, Hucknall, Nottingham

Sale price
£527,500
OfficeQ4 2025

Bridgford House, Unit 1-2, Pavilion Road, West Bridgford, Nottingham

Sale price
£791,996
CommercialQ1 2026

Government Buildings, Chalfont Drive, Nottingham

Sale price
£500,000
CommercialQ1 2026

23, Meadow Road, Beeston, Nottingham

Sale price
£660,000
CommercialQ1 2026

The Old Ambulance Station, Elm Avenue, Carlton, Nottingham

Sale price
£170,000
CommercialQ1 2026

Unit 1b, Amber Drive, Langley Mill, Nottingham

Sale price
£165,000
CommercialQ1 2026

7, Michael Gardens, Nottingham

Sale price
£134,000
CommercialQ1 2026

13, Rosebery Avenue, West Bridgford, Nottingham

Sale price
£485,000
CommercialQ1 2026

Custom Duct Limited, Common Lane, Watnall, Nottingham

Sale price
£265,000
CommercialQ1 2026

132, Carlton Road, Nottingham

Sale price
£180,000
CommercialQ1 2026

2 - 4, Regent Street, Kimberley, Nottingham

Sale price
£295,000
CommercialQ1 2026

56, Three Tuns Road, Eastwood, Nottingham

Sale price
£300,000
CommercialQ1 2026

198, Beardall Street, Hucknall, Nottingham

Sale price
£120,000
CommercialQ1 2026

1 - 3, Main Street, Bulwell, Nottingham

Sale price
£250,000
CommercialQ1 2026

89, Ewart Road, Nottingham

Sale price
£122,000
CommercialQ4 2025

Edwalton Manor, Landmere Lane, Edwalton, Nottingham

Sale price
£19,564,131
CommercialQ4 2025

119 - 121, Arnold Road, Nottingham

Sale price
£700,000
CommercialQ4 2025

123, Arnold Road, Nottingham

Sale price
£700,000
CommercialQ4 2025

119 - 121, Arnold Road, Nottingham

Sale price
£700,000
CommercialQ4 2025

121, Arnold Road, Nottingham

Sale price
£700,000
CommercialQ4 2025

121, Arnold Road, Nottingham

Sale price
£700,000
CommercialQ4 2025

123, Arnold Road, Nottingham

Sale price
£700,000
CommercialQ4 2025

A S D Fabrications, Byron Avenue, Kirkby In Ashfield, Nottingham

Sale price
£160,000
CommercialQ4 2025

35 - 37, Loughborough Road, West Bridgford, Nottingham

Sale price
£1,300,000
CommercialQ4 2025

58, Station Road, Sandiacre, Nottingham

Sale price
£235,000
CommercialQ4 2025

3, Phoenix Place, Nottingham

Sale price
£1,050,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Nottingham student housing and HMO finance

60,000+ students across 2 institutions drive sustained occupier demand for purpose-built student accommodation and licensed HMOs in Nottingham.

Universities

2 institutions · 60,000 students

  • University of Nottingham
  • Nottingham Trent University

HMO Hotspot Areas

LentonDunkirkRadfordForest FieldsHyson GreenArboretum

HMO Licensing

Article 4 In Effect

Nottingham operates city-wide additional licensing since 2019

Typical HMO Yield: 9-14%

Key Licensing Areas

Lenton (very high saturation)Radford (very high)Forest FieldsHyson Green

High HMO saturation in some areas causing lender caution. Sherwood/Beeston emerging with lower saturation.

Nottingham commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Nottingham commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Nottingham. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Nottingham commercial property investment fundamentals

What makes Nottingham fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 6.8% across the local market
  • 21.5% property price growth over the past five years
  • 14.8% rental growth over five years supporting income returns
  • Strong occupier demand from Technology and Higher Education sectors
  • Excellent transport connectivity including Nottingham Station mainline
  • Active regeneration programmes driving future capital growth

Development Opportunities

Nottingham presents development opportunities linked to Island Quarter. Growing demand from the Technology sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Strong appetite across sectors. Student accommodation and creative workspace favoured.

Broker Notes

Island Quarter £1.5bn project attracting development finance. BioCity life sciences hub mature. Very high HMO saturation in Lenton/Radford may limit lending options. Hucknall tram corridor growing.

Property Types We Finance

Office SpaceServiced OfficesData CentresMedical/Dental PracticesCare HomesStudio SpaceFlexible WorkspaceCommercial Units

Our team has extensive experience in East Midlands property finance markets.

Need a commercial mortgage decision in Nottingham?

Our team will review your asset, sector and structure against current Nottingham lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Nottingham

Commercial property news for Nottingham will appear here once available. Check back soon for the latest market updates.

Nottingham Commercial Mortgage Calculator

Pre-populated with local market data

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Nottingham Location

Commercial mortgage services available across Nottingham and surrounding areas. View larger map

Nottingham commercial mortgage FAQ

Data-grounded answers about commercial property finance in Nottingham, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Nottingham?

HM Land Registry recorded 867 commercial property transactions in Nottingham during the most recent reporting window. The median commercial sale price is £178,000, with the middle 50% of deals between £130,000 and £255,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Nottingham?

The median commercial sale price recorded by HM Land Registry in Nottingham is £178,000. Smaller end deals (lower quartile) sit around £130,000, while larger transactions (upper quartile) reach £255,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Nottingham.

Which commercial property sectors are most active in Nottingham?

The most active commercial sectors in Nottingham (by recorded transaction count) are: industrial (4 transactions), retail (1 transaction), office (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Nottingham?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Nottingham. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Nottingham?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Nottingham. We will review the asset, sector, deal structure and lender appetite specific to Nottingham and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Nottingham project?

Speak with our specialist team today and get a decision in principle within 48 hours.