Nottingham, Nottinghamshire

Commercial Mortgages in Nottingham

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Nottingham and Nottinghamshire.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£195
Avg Price/sq ft
6.8%
Average Yield
+21.5%
5yr Price Growth
+14.8%
5yr Rental Growth

Investment Hotspot

6.8% average yield

Nottingham stands out with above-average yields of 6.8%, making it one of the UK's most attractive commercial property markets for investors.

Why Choose CMB in Nottingham

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:City CentreLace MarketHockleySneintonBeestonWest Bridgford

Nottingham Local Market Intelligence

Two major universities drive strong student market. Lace Market and Hockley creative quarters established. Island Quarter major regeneration.

— CMB Market Analysis

Key Industries

  • Technology
  • Higher Education
  • Healthcare
  • Creative Industries
  • Financial Services
  • Retail

Transport Links

  • Nottingham Station mainline
  • East Midlands Airport nearby
  • M1 motorway
  • NET tram

Regeneration

Island Quarter; Broadmarsh transformation; Creative Quarter

Nottingham Commercial Property Market Data

Commercial Property Values in Nottingham

Property TypePrime / Grade ASecondaryMarket Range
Office£38 psf£13 psf£13 - £38 psf
Retail / Shop£109 psf£35 psf£35 - £109 psf
Industrial£13 psf£5 psf£5 - £13 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Nottingham

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Nottingham Market Trends

Office Vacancy
Stable
Industrial Demand
Strong
Retail Footfall
Declining
Residential Investment
Strong
Dominant sector:Office & Professional Services

Investor appetite for Nottingham commercial property remains strong, with office & professional services assets attracting the most interest.

Nottingham Commercial Districts

City Centre

Mixed Retail/Office

Prime Rent: £22-28 psf

Lace Market

Creative Quarter

Prime Rent: £18-24 psf

Island Quarter

Major Regeneration

Prime Rent: Emerging £25-35 psf

Southside

Development Zone

Prime Rent: Emerging

Castle Marina

Industrial/Retail

Prime Rent: £6-9 psf

Recent Commercial Property Transactions in Nottingham

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ1 2026

Grade B office building, West Bridgford

10,674 sq ft
£142,000 - £157,000
£14 psf8.1% yield
RetailQ3 2025

Lock-up shop unit, Lace Market

2,647 sq ft
£85,000 - £94,000
£34 psf5.5% yield
IndustrialQ3 2025

Self-contained industrial premises, Sneinton

33,248 sq ft
£158,000 - £175,000
£5 psf5.4% yield
Residential BlockQ1 2026

Buy-to-let residential portfolio, 14 units, West Bridgford

14 units
£1,920,000 - £2,125,000
6.3% yield
Development SiteQ1 2026

Former commercial premises with PP for conversion, Sneinton

15 units
£210,000 - £230,000
Mixed-UseQ4 2025

Shop with maisonette above, town centre

4,380 sq ft
£1,398,000 - £1,545,000
£336 psf6.6% yield
Care HomeQ3 2025

64-bed residential care facility, West Bridgford

64 beds
£4,175,000 - £4,615,000
7.5% yield

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

University & Student Housing in Nottingham

Universities

2 institutions · 60,000 students

  • University of Nottingham
  • Nottingham Trent University

HMO Hotspot Areas

LentonDunkirkRadfordForest FieldsHyson GreenArboretum

HMO Licensing

Article 4 In Effect

Nottingham operates city-wide additional licensing since 2019

Typical HMO Yield: 9-14%

Key Licensing Areas

Lenton (very high saturation)Radford (very high)Forest FieldsHyson Green

High HMO saturation in some areas causing lender caution. Sherwood/Beeston emerging with lower saturation.

Our Services in Nottingham

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Nottingham. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Nottingham for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 6.8% across the local market
  • 21.5% property price growth over the past five years
  • 14.8% rental growth over five years supporting income returns
  • Strong occupier demand from Technology and Higher Education sectors
  • Excellent transport connectivity including Nottingham Station mainline
  • Active regeneration programmes driving future capital growth

Development Opportunities

Nottingham presents development opportunities linked to Island Quarter. Growing demand from the Technology sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Strong appetite across sectors. Student accommodation and creative workspace favoured.

Broker Notes

Island Quarter £1.5bn project attracting development finance. BioCity life sciences hub mature. Very high HMO saturation in Lenton/Radford may limit lending options. Hucknall tram corridor growing.

Property Types We Finance

Office SpaceServiced OfficesData CentresMedical/Dental PracticesCare HomesStudio SpaceFlexible WorkspaceCommercial Units

Our team has extensive experience in East Midlands property finance markets.

Why Invest in Nottingham

Nottingham is a major East Midlands city with two universities, strong creative sector, and diverse commercial property. The commercial property market benefits from strong demand across Technology, Higher Education, Healthcare sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 6.8% and 21.5% price growth over five years, Nottingham offers compelling returns for commercial property investors. Excellent connectivity via Nottingham Station mainline supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Island Quarter, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

Limited stock of institutional-grade commercial property in Nottingham means investors often need to consider value-add strategies. Planning timelines and local authority capacity can extend development schedules beyond initial expectations.

Notable Developments

Nottingham's commercial property landscape has been shaped by Island Quarter. Growth in the Technology sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

Planning applications in Nottingham are managed by Nottinghamshire council, which has adopted a pro-growth stance supporting commercial and mixed-use development. Local plan policies favour brownfield regeneration and town centre investment, with a streamlined approach to permitted development rights for office-to-residential conversions.

Latest Commercial Property News in Nottingham

Commercial property news for Nottingham will appear here once available. Check back soon for the latest market updates.

Nottingham Commercial Mortgage Calculator

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Nottingham Location

Commercial mortgage services available across Nottingham and surrounding areas. View larger map

Nottingham Commercial Property FAQ

What is the average office rent per square foot in Nottingham?

Office rents in Nottingham range from approximately £13 per square foot for secondary space up to £38 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £21 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Nottingham?

Investment yields in Nottingham vary by property type and grade. Current indicative yields are: offices at 5.12%-7.72%, retail at 5.81%-7.29%, industrial at 5.47%-5.99%, residential single-let at 6.12%, HMOs at 7.57%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Nottingham?

Nottingham's commercial property market includes offices, retail units, industrial premises, residential investment blocks, care homes. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

How much does a residential investment block cost in Nottingham?

Residential investment blocks in Nottingham typically trade at around £148,860 per unit, or approximately £227 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 6.12%, with HMO conversions achieving up to 7.57%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.

What are HMO yields in Nottingham?

HMO investments in Nottingham can achieve yields of approximately 7.57%, compared to 6.12% for standard single-let properties. With 2 higher education institutions and approximately 60k students, Nottingham has strong HMO demand. Note that HMO licensing requirements vary by local authority -- check Article 4 directions before purchasing.

What is the average price per bed for care homes in Nottingham?

Care homes in Nottingham typically trade at around £69,840 per registered bed. A typical 50-bed home would therefore be valued between £1.4m and £4.2m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.

Ready to discuss your Nottingham project?

Speak with our specialist team today and get a decision in principle within 48 hours.