Dunstable, BedfordshireLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Dunstable

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Dunstable and Bedfordshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£195
Avg Price/sq ft
6.9%
Average Yield
+8.9%
5yr Price Growth
+5.7%
5yr Rental Growth

Dunstable commercial property delivers 6.9% average yield.

Dunstable yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.

Dunstable commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Dunstable commercial property market signals

The factors lenders weigh when assessing Dunstable commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

A5 corridor town with strong logistics demand. Chalk downland setting. Growing residential development at Houghton Regis.

, CMB Market Analysis

Key Industries

  • Logistics & Distribution
  • Manufacturing
  • Food Processing
  • Healthcare
  • Retail

Transport Links

  • M1 Junction 11 (2 miles)
  • A5 trunk road
  • Luton Airport Parkway rail (10 min drive)
  • Busway to Luton

Regeneration

Houghton Regis North urban extension delivering 7,000 homes and employment land; Dunstable town centre public realm improvements; Woodside Link road completed improving east-west connectivity

Listen: Bedfordshire Q1 2026 commercial property briefing

The Bedfordshire regional briefing covering Dunstable and the wider region. A Q2 2026 commercial property briefing on Bedfordshire, a working county sitting on the M1 and A1 logistics spine, with London Luton Airport, the Vauxhall manufacturing legacy at Luton, the county-town professional-services base at Bedford, and an agri-tech fringe around Biggleswade. We walk through transaction volumes across the principal towns, a striking 15.1 percent net initial auction print on a Bedford shopping arcade, and where lender appetite sits today.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Dunstable commercial property transaction evidence

90 commercial sales in Dunstable across the last 60 months, sourced from HM Land Registry Price Paid Data. 30 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
90
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Dunstable
90transactions
Sample: showing 30 recent sales below
RetailQ1 2026

127, High Street North, Dunstable

Sale price
£330,000
RetailQ4 2025

139, High Street North, Dunstable

Sale price
£485,000
OfficeQ3 2025

Watling House, High Street North, Dunstable

Sale price
£4,300,000
WarehouseQ3 2025

Dunstable Depot, Brewers Hill Road, Dunstable

Sale price
£1,250,000
RetailQ3 2025

66, High Street, Eaton Bray, Dunstable

Sale price
£200,000
Land / PlotsQ3 2025

Plot C086, Isle Of Wight Lane, Kensworth, Dunstable

Sale price
£350
RetailQ2 2025

12 - 14, High Street North, Dunstable

Sale price
£520,000
RetailQ1 2025

182, High Street North, Dunstable

Sale price
£300,000
OfficeQ1 2025

Autobox House, Blackburn Road, Townsend Industrial Estate, Dunstable

Sale price
£3,275,000
Land / PlotsQ1 2025

183, Plot, Elder Drive, Houghton Regis, Dunstable

Sale price
£100,000
RetailQ1 2025

69, High Street North, Dunstable

Sale price
£750,000
RetailQ1 2025

16, High Street North, Dunstable

Sale price
£750,000
OfficeQ4 2024

Anglia House, 78 - 84, High Street, Houghton Regis, Dunstable

Sale price
£380,000
RetailQ4 2024

110, High Street North, Dunstable

Sale price
£290,000
IndustrialQ4 2024

Unit E, Chiltern Park Industrial Estate, Dunstable

Sale price
£23,050,000
RetailQ4 2024

16, High Street North, Dunstable

Sale price
£90,000
OfficeQ4 2024

Ivinghoe Business Centre, Unit B3, Blackburn Road, Townsend Industrial Estate, Dunstable

Sale price
£230,020
RetailQ4 2024

9, High Street South, Dunstable

Sale price
£320,000
IndustrialQ3 2024

Unit 6, Thames Industrial Estate, Dunstable

Sale price
£225,000
RetailQ3 2024

38, High Street North, Dunstable

Sale price
£165,000
RetailQ3 2024

54, High Street, Edlesborough, Dunstable

Sale price
£333,333
AgriculturalQ3 2024

The Barn, The Rye, Eaton Bray, Dunstable

Sale price
£420,000
OfficeQ3 2024

Edlesborough Post Office, Summerleys, Edlesborough, Dunstable

Sale price
£525,283
Land / PlotsQ3 2024

Plot B029, Isle Of Wight Lane, Kensworth, Dunstable

Sale price
£250
OfficeQ3 2024

Circle Business Centre, Unit 1, Blackburn Road, Houghton Regis, Dunstable

Sale price
£444,466
RetailQ2 2024

16, High Street North, Dunstable

Sale price
£705,000
RetailQ2 2024

16, High Street North, Dunstable

Sale price
£200,000
OfficeQ2 2024

Ivinghoe Business Centre, Unit D3, Blackburn Road, Townsend Industrial Estate, Dunstable

Sale price
£237,000
OfficeQ2 2024

Ivinghoe Business Centre, Unit D3, Blackburn Road, Townsend Industrial Estate, Dunstable

Sale price
£237,000
Land / PlotsQ2 2024

Plot Tda 62, Dunstable Road, Toddington, Dunstable

Sale price
£9,950

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Dunstable commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Dunstable commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Dunstable. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Dunstable commercial property investment fundamentals

What makes Dunstable fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 6.9% across the local market
  • 8.9% property price growth over the past five years
  • 5.7% rental growth over five years supporting income returns
  • Strong occupier demand from Logistics & Distribution and Manufacturing sectors
  • Excellent transport connectivity including M1 Junction 11 (2 miles)
  • Active regeneration programmes driving future capital growth

Development Opportunities

Dunstable presents development opportunities linked to Houghton Regis North urban extension delivering 7,000 homes and employment land. Growing demand from the Logistics & Distribution sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for logistics and industrial.

Property Types We Finance

Industrial UnitsFactory SpaceMedical/Dental PracticesCare HomesRetail UnitsHigh Street ShopsShopping Centres

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Dunstable and the wider Bedfordshire region, from commercial property purchases to industrial unit purchases.

Need a commercial mortgage decision in Dunstable?

Our team will review your asset, sector and structure against current Dunstable lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Dunstable

Commercial property news for Dunstable will appear here once available. Check back soon for the latest market updates.

Also Serving Across Bedfordshire

We provide commercial mortgages, bridging finance, and development finance throughout Bedfordshire.

Commercial Mortgage Brokers Across the UK

Dunstable Commercial Mortgage Calculator

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Dunstable Location

Commercial mortgage services available across Dunstable and surrounding areas. View larger map

Dunstable commercial mortgage FAQ

Data-grounded answers about commercial property finance in Dunstable, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Dunstable?

HM Land Registry recorded 90 commercial property transactions in Dunstable during the most recent reporting window. The median commercial sale price is £325,000, with the middle 50% of deals between £220,000 and £404,950. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Dunstable?

The median commercial sale price recorded by HM Land Registry in Dunstable is £325,000. Smaller end deals (lower quartile) sit around £220,000, while larger transactions (upper quartile) reach £404,950 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Dunstable.

Which commercial property sectors are most active in Dunstable?

The most active commercial sectors in Dunstable (by recorded transaction count) are: retail (14 transactions), office (8 transactions), land (4 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Dunstable?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Dunstable. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Dunstable?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Dunstable. We will review the asset, sector, deal structure and lender appetite specific to Dunstable and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Dunstable project?

Speak with our specialist team today and get a decision in principle within 48 hours.