Buckingham, BuckinghamshireLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Buckingham

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Buckingham and Buckinghamshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£245
Avg Price/sq ft
5.4%
Average Yield
+12.8%
5yr Price Growth
+8.5%
5yr Rental Growth

Buckingham commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Buckingham commercial property market signals

The factors lenders weigh when assessing Buckingham commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

University of Buckingham private institution. Historic county town. Growing professional services sector.

, CMB Market Analysis

Key Industries

  • Education (University of Buckingham)
  • Motorsport Technology (Silverstone corridor)
  • Agriculture
  • Retail
  • Professional Services

Transport Links

  • A421 to Milton Keynes (12 miles)
  • A422 to Brackley/Banbury
  • A413 to Aylesbury
  • No direct rail (nearest: Milton Keynes Central)

Regeneration

Buckingham Canal restoration project; town centre improvements; Lace Hill and Moreton Park residential expansion; University campus development

Listen: Buckinghamshire Q1 2026 commercial property briefing

The Buckinghamshire regional briefing covering Buckingham and the wider region. A Q2 2026 commercial property briefing on Buckinghamshire, a county of two halves stitched together, with Milton Keynes as the working commercial engine and the Chilterns commuter belt as the high-amenity, high-price-point ring around it. We walk through transaction volumes across the ten principal towns, the single Acuitus auction print at Newport Pagnell that anchors the county yield read at nearly thirteen percent, and where lender appetite sits today.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Buckingham commercial property transaction evidence

68 commercial sales in Buckingham across the last 60 months, sourced from HM Land Registry Price Paid Data. 20 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
68
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Buckingham
68transactions
Sample: showing 30 recent sales below
OfficeQ1 2026

Apollo Office Court, Unit 19, Radclive Road, Gawcott, Buckingham

Sale price
£215,000
IndustrialQ4 2025

32, Ballmoor, Buckingham Industrial Estate, Buckingham

Sale price
£582,000
AgriculturalQ3 2025

The Paddock Barn, Dunton, Buckingham

Sale price
£923,000
RetailQ2 2025

Grand Junction, 13, High Street, Buckingham

Sale price
£3,600,000
RetailQ1 2025

Grain Store, 1, Bushey Lane, Preston Bissett, Buckingham

Sale price
£497,500
Land / PlotsQ1 2025

Plot 17, Brackley Road, Buckingham

Sale price
£9,200
RetailQ4 2024

42, High Street, Winslow, Buckingham

Sale price
£150,000
IndustrialQ3 2024

38, Ballmoor, Buckingham Industrial Estate, Buckingham

Sale price
£210,000
OfficeQ2 2024

Midway House, 2, St Marys Road, East Claydon, Buckingham

Sale price
£1,751,000
Land / PlotsQ2 2024

Plot 56, Brackley Road, Buckingham

Sale price
£20,000
OfficeQ2 2024

Drovers House, Welsh Lane, Stowe, Buckingham

Sale price
£10,000
RetailQ2 2024

51, High Street, Winslow, Buckingham

Sale price
£270,000
OfficeQ2 2024

Apollo Office Court, Unit 14, Radclive Road, Gawcott, Buckingham

Sale price
£264,000
RetailQ2 2024

31b, High Street, North Marston, Buckingham

Sale price
£300,000
AgriculturalQ2 2024

Huntsmill Farm, The Stone Barn, Shalstone, Buckingham

Sale price
£450,000
Land / PlotsQ2 2024

Plot 33, Brackley Road, Buckingham

Sale price
£7,600
AgriculturalQ2 2024

Top Barn, 1, Dancers Place, Maids Moreton, Buckingham

Sale price
£500,000
IndustrialQ1 2024

Unit 19, Top Angel, Buckingham Industrial Estate, Buckingham

Sale price
£550,000
OfficeQ1 2024

Pond House, Hogshaw, Buckingham

Sale price
£1,450,000
AgriculturalQ1 2024

The Grass Barn, Water Stratford, Buckingham

Sale price
£550,000
CommercialQ4 2025

Finmere Plantation, Banbury Road, Finmere, Buckingham

Sale price
£250,000
CommercialQ4 2025

6, Skelton Road, Buckingham

Sale price
£440,000
CommercialQ4 2025

14, Well Street, Buckingham

Sale price
£597,000
CommercialQ4 2025

Sycamore Farm, Gawcott, Buckingham

Sale price
£250,000
CommercialQ4 2025

139, Needlepin Way, Buckingham

Sale price
£609,997
CommercialQ4 2025

Home Ground, Water Stratford Road, Finmere, Buckingham

Sale price
£420,000
CommercialQ3 2025

1, Swanbourne Road, Winslow, Buckingham

Sale price
£575,000
CommercialQ3 2025

Buckingham Trade Park, Unit 16, Osier Way, Buckingham

Sale price
£3,770,000
CommercialQ2 2025

23, Bridge Street, Buckingham

Sale price
£244,150
CommercialQ1 2025

5, Castle Street, Buckingham

Sale price
£895,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Buckingham commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Buckingham commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Buckingham. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Buckingham commercial property investment fundamentals

What makes Buckingham fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 5.4% across the local market
  • 12.8% property price growth over the past five years
  • 8.5% rental growth over five years supporting income returns
  • Strong occupier demand from Education (University of Buckingham) and Motorsport Technology (Silverstone corridor) sectors
  • Excellent transport connectivity including A421 to Milton Keynes (12 miles)
  • Active regeneration programmes driving future capital growth

Development Opportunities

Buckingham presents development opportunities linked to Buckingham Canal restoration project. Growing demand from the Education (University of Buckingham) sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite. Education sector valued.

Property Types We Finance

Agricultural BuildingsRural Commercial UnitsRetail UnitsHigh Street ShopsShopping CentresOffice SpaceServiced Offices

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Buckingham and the wider Buckinghamshire region, from commercial property purchases to development and refurbishment projects.

Need a commercial mortgage decision in Buckingham?

Our team will review your asset, sector and structure against current Buckingham lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Buckingham

Commercial property news for Buckingham will appear here once available. Check back soon for the latest market updates.

Buckingham Commercial Mortgage Calculator

Pre-populated with local market data

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Buckingham Location

Commercial mortgage services available across Buckingham and surrounding areas. View larger map

Buckingham commercial mortgage FAQ

Data-grounded answers about commercial property finance in Buckingham, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Buckingham?

HM Land Registry recorded 68 commercial property transactions in Buckingham during the most recent reporting window. The median commercial sale price is £335,000, with the middle 50% of deals between £220,000 and £450,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Buckingham?

The median commercial sale price recorded by HM Land Registry in Buckingham is £335,000. Smaller end deals (lower quartile) sit around £220,000, while larger transactions (upper quartile) reach £450,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Buckingham.

Which commercial property sectors are most active in Buckingham?

The most active commercial sectors in Buckingham (by recorded transaction count) are: office (5 transactions), retail (5 transactions), agri (4 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Buckingham?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Buckingham. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Buckingham?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Buckingham. We will review the asset, sector, deal structure and lender appetite specific to Buckingham and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Buckingham project?

Speak with our specialist team today and get a decision in principle within 48 hours.