CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Gerrards Cross and Buckinghamshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Gerrards Cross commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Premium commuter town with excellent rail links. Strong professional and wealthy resident base.”
, CMB Market Analysis
Gerrards Cross station car park redevelopment; village centre public realm improvements; limited new development due to Green Belt
The Buckinghamshire regional briefing covering Gerrards Cross and the wider region. A Q2 2026 commercial property briefing on Buckinghamshire, a county of two halves stitched together, with Milton Keynes as the working commercial engine and the Chilterns commuter belt as the high-amenity, high-price-point ring around it. We walk through transaction volumes across the ten principal towns, the single Acuitus auction print at Newport Pagnell that anchors the county yield read at nearly thirteen percent, and where lender appetite sits today.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
31 commercial sales in Gerrards Cross across the last 60 months, sourced from HM Land Registry Price Paid Data. 11 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
Bishops House, Market Place, Chalfont St Peter, Gerrards Cross
International House, Ethorpe Crescent, Gerrards Cross
16, Market Place, Chalfont St Peter, Gerrards Cross
34, High Street, Chalfont St Peter, Gerrards Cross
Plot 1, Camp Road, Gerrards Cross
137, High Street, Chalfont St Peter, Gerrards Cross
Plot 24, Welders Lane, Chalfont St Peter, Gerrards Cross
Unitek House, Churchfield Road, Chalfont St Peter, Gerrards Cross
Plot 32b, Welders Lane, Chalfont St Peter, Gerrards Cross
Bridge House, Chiltern Hill, Chalfont St Peter, Gerrards Cross
11, Market Place, Chalfont St Peter, Gerrards Cross
The Packhorse, West Common, Gerrards Cross
56a, Packhorse Road, Gerrards Cross
32b, Station Road, Gerrards Cross
47, Fieldway, Chalfont St Peter, Gerrards Cross
5a, Packhorse Road, Gerrards Cross
Dingadee, Gold Hill North, Chalfont St Peter, Gerrards Cross
Spring View, Shire Lane, Chalfont St Peter, Gerrards Cross
12a, Rickmansworth Lane, Chalfont St Peter, Gerrards Cross
Unit One Beta Works, Oxford Road, Gerrards Cross
8a, Dukes Wood Avenue, Gerrards Cross
Woodacre, Camp Road, Gerrards Cross
3, Lower Road, Gerrards Cross
The Orchard, Layters Green Lane, Chalfont St Peter, Gerrards Cross
98d, Packhorse Road, Gerrards Cross
2 - 3, Chalfont Park, Chalfont St Peter, Gerrards Cross
The Lodge, Chalfont Park, Gerrards Cross
Gypsy Caravan Site, West Hyde Lane, Chalfont St Peter, Gerrards Cross
12a, Rickmansworth Lane, Chalfont St Peter, Gerrards Cross
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of Gerrards Cross commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Gerrards Cross. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Gerrards Cross fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Gerrards Cross presents development opportunities linked to Gerrards Cross station car park redevelopment. Growing demand from the Financial Advisory sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Strong appetite for premium properties.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Gerrards Cross and the wider Buckinghamshire region, from commercial property purchases to development and refurbishment projects.
Commercial property news for Gerrards Cross will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Buckinghamshire.
Commercial mortgage services available across Gerrards Cross and surrounding areas. View larger map
Recent sales, planning movement and market signals for Gerrards Cross, drawn from HM Land Registry data and local authority planning registers.
HM Land Registry data shows 31 commercial property transactions in the Gerrards Cross area over the past 60 months, with a median sale price of £560k. Lender appetite tends to follow transaction evidence, so an active local market supports stronger valuations.
Source: HM Land Registry price paid data
HM Land Registry records the sale of Bishops House, Market Place, Chalfont St Peter, Gerrards Cross for £3,390,000 in Q4 2025, one of 1 commercial transaction recorded in the Gerrards Cross area that quarter.
Source: HM Land Registry price paid data
Planning movement often signals upcoming finance demand. If you are buying, refinancing or developing in Gerrards Cross, see our guide to getting a commercial mortgage or talk to us about the local market.
The questions we answer most often on Gerrards Cross deals, covered in depth in our knowledge hub.
What lenders assess, who finds it easy, and how declined cases still get funded.
Deposit requirements by property type, acceptable sources, and ways to reduce yours.
The routes to 100% borrowing: additional security, strong trading businesses and equity.
High-street banks, challengers and specialists: who lends on what in Buckinghamshire.
Leniency by lender category and product type, and what flexibility really costs.
Typical 2026 pricing by product, and what drives the rate you are offered.
Data-grounded answers about commercial property finance in Gerrards Cross, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 31 commercial property transactions in Gerrards Cross during the most recent reporting window. The median commercial sale price is £560,000, with the middle 50% of deals between £265,000 and £1,050,000. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in Gerrards Cross is £560,000. Smaller end deals (lower quartile) sit around £265,000, while larger transactions (upper quartile) reach £1,050,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Gerrards Cross.
The most active commercial sectors in Gerrards Cross (by recorded transaction count) are: office (4 transactions), retail (4 transactions), land (3 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class. Speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Gerrards Cross. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access, including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Gerrards Cross. We will review the asset, sector, deal structure and lender appetite specific to Gerrards Cross and come back with an indicative rate, LTV and term within 24 to 48 hours.