CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Ely and Cambridgeshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Ely commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Cathedral city with strong tourism. Increasingly attractive to Cambridge workers seeking affordability. Premium residential market.”
, CMB Market Analysis
Ely North residential expansion (3,000 homes); station gateway improvements; Octagon development retail quarter; Ely Country Park extension
The Cambridgeshire regional briefing covering Ely and the wider region. A Q2 2026 commercial property briefing on Cambridgeshire, a two-engine county anchored by the Cambridge Cluster of biotech, AI, and quantum occupiers in the south, and by Peterborough's logistics and distribution hub on the East Coast Main Line in the north. We walk through the bimodal pricing across seven principal towns, recent Acuitus auction prints clearing between roughly five and a third and eleven and a quarter percent, and where lender appetite sits today.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
106 commercial sales in Ely across the last 60 months, sourced from HM Land Registry Price Paid Data. 28 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
Forget Me Not Barn, 10, Millfield Lane, Wilburton, Ely
Black Bank Business Centre, 11, Black Bank Road, Little Downham, Ely
46a, High Street, Soham, Ely
109b, Lancaster Way Business Park, Ely
River View, Plot 5, Prickwillow Road, Isleham, Ely
28, High Street, Soham, Ely
2, Isleham Business Park, Isleham, Ely
39, High Street, Soham, Ely
Unit 18, Hall Barn Road Industrial Estate, Isleham, Ely
River View, Plot 10, Prickwillow Road, Isleham, Ely
Laburnum House, 1, Queen Adelaide Way, Ely
82, High Street, Sutton, Ely
61a, High Street, Sutton, Ely
Plot 111, Lynn Road, Ely
Kings View House, 3, Bartholemews Walk, Ely
Sapphire House, 58, Old Bank, Prickwillow, Ely
Unit 8, Hall Barn Road Industrial Estate, Isleham, Ely
24 - 26, High Street, Sutton, Ely
45, High Street, Wilburton, Ely
10, Isleham Business Park, Isleham, Ely
Fordham House, 46, Newmarket Road, Fordham, Ely
Unit 30, Hall Barn Road Industrial Estate, Isleham, Ely
2, High Street, Ely
Unit 19, Hall Barn Road Industrial Estate, Isleham, Ely
Unit 20, Hall Barn Road Industrial Estate, Isleham, Ely
3, High Street, Ely
Bramley House, 100, Main Street, Little Downham, Ely
Defreville Farm, 14, High Street, Aldreth, Ely
1, Sedge Drive, Soham, Ely
2, Yeomans Way, Littleport, Ely
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of Ely commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Ely. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Ely fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Ely presents development opportunities linked to Ely North residential expansion (3,000 homes). Growing demand from the Heritage & Tourism sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Good appetite for heritage city properties.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Ely and the wider Cambridgeshire region, from commercial property purchases to development and refurbishment projects.
Commercial property news for Ely will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Cambridgeshire.
Commercial mortgage services available across Ely and surrounding areas. View larger map
Recent sales, planning movement and market signals for Ely, drawn from HM Land Registry data and local authority planning registers.
HM Land Registry data shows 106 commercial property transactions in the Ely area over the past 60 months, with a median sale price of £284k. Lender appetite tends to follow transaction evidence, so an active local market supports stronger valuations.
Source: HM Land Registry price paid data
HM Land Registry records the sale of 1, Sedge Drive, Soham, Ely for £2,307,191 in Q4 2025, one of 2 commercial transactions recorded in the Ely area that quarter.
Source: HM Land Registry price paid data
Planning movement often signals upcoming finance demand. If you are buying, refinancing or developing in Ely, see our guide to getting a commercial mortgage or talk to us about the local market.
The questions we answer most often on Ely deals, covered in depth in our knowledge hub.
What lenders assess, who finds it easy, and how declined cases still get funded.
Deposit requirements by property type, acceptable sources, and ways to reduce yours.
The routes to 100% borrowing: additional security, strong trading businesses and equity.
High-street banks, challengers and specialists: who lends on what in Cambridgeshire.
Leniency by lender category and product type, and what flexibility really costs.
Typical 2026 pricing by product, and what drives the rate you are offered.
Data-grounded answers about commercial property finance in Ely, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 106 commercial property transactions in Ely during the most recent reporting window. The median commercial sale price is £283,500, with the middle 50% of deals between £193,000 and £432,000. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in Ely is £283,500. Smaller end deals (lower quartile) sit around £193,000, while larger transactions (upper quartile) reach £432,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Ely.
The most active commercial sectors in Ely (by recorded transaction count) are: retail (10 transactions), office (9 transactions), industrial (5 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class. Speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Ely. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access, including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Ely. We will review the asset, sector, deal structure and lender appetite specific to Ely and come back with an indicative rate, LTV and term within 24 to 48 hours.