Ely, Cambridgeshire

Commercial Mortgages in Ely

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Ely and Cambridgeshire.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£260
Avg Price/sq ft
5.3%
Average Yield
+14.8%
5yr Price Growth
+10.5%
5yr Rental Growth

Why Choose CMB in Ely

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:Ely City CentreEly CathedralDownhamLittleportWitchford

Ely Local Market Intelligence

Cathedral city with strong tourism. Increasingly attractive to Cambridge workers seeking affordability. Premium residential market.

— CMB Market Analysis

Key Industries

  • Heritage & Tourism
  • Agriculture & Food Processing
  • Professional Services
  • Education
  • Healthcare

Transport Links

  • Greater Anglia/Cross Country to Cambridge (15 mins)
  • Direct trains to London King's Cross (70 mins)
  • A10 to Cambridge (16 miles)
  • A142 to Newmarket

Regeneration

Ely North residential expansion (3,000 homes); station gateway improvements; Octagon development retail quarter; Ely Country Park extension

Ely Commercial Property Market Data

Commercial Property Values in Ely

Property TypePrime / Grade ASecondaryMarket Range
Office£12 psf£5 psf£5 - £12 psf
Retail / Shop£24 psf£11 psf£11 - £24 psf
Industrial£5 psf£3 psf£3 - £5 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Ely

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Ely Market Trends

Office Vacancy
Stable
Industrial Demand
Weak
Retail Footfall
Growing
Residential Investment
Moderate
Dominant sector:Office & Professional Services

The Ely market shows resilient fundamentals with yields remaining competitive against regional averages.

Recent Commercial Property Transactions in Ely

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ3 2025

Grade A office suite, Ely City Centre

8,420 sq ft
£88,000 - £97,000
£11 psf8.2% yield
RetailQ1 2026

High street retail unit, Ely City Centre

4,685 sq ft
£93,000 - £103,000
£21 psf8.6% yield
IndustrialQ4 2025

Light industrial unit with yard, Ely City Centre

17,840 sq ft
£68,000 - £75,000
£4 psf6.8% yield
HotelQ3 2025

92-room guest house with owner's accommodation, Ely City Centre

92 rooms
£3,935,000 - £4,345,000
7.5% yield
Pub/RestaurantQ1 2026

Freehold pub with trade garden, Ely City Centre

£150,000 - £165,000
10.61% yield
Care HomeQ4 2025

52-bed nursing home with planning consent, Ely City Centre

52 beds
£2,190,000 - £2,420,000
8.3% yield

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Ely

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Ely. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Ely for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 5.3% across the local market
  • 14.8% property price growth over the past five years
  • 10.5% rental growth over five years supporting income returns
  • Strong occupier demand from Heritage & Tourism and Agriculture & Food Processing sectors
  • Excellent transport connectivity including Greater Anglia/Cross Country to Cambridge (15 mins)
  • Active regeneration programmes driving future capital growth

Development Opportunities

Ely presents development opportunities linked to Ely North residential expansion (3,000 homes). Growing demand from the Heritage & Tourism sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for heritage city properties.

Property Types We Finance

Office SpaceServiced OfficesEducational FacilitiesStudent AccommodationMedical/Dental PracticesCare Homes

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Ely and the wider Cambridgeshire region, from commercial property purchases to development and refurbishment projects.

Why Invest in Ely

Ely is a historic cathedral city on the edge of the Fens, dominated by the stunning 'Ship of the Fens' cathedral visible for miles across the flat landscape. The commercial property market benefits from strong demand across Heritage & Tourism, Agriculture & Food Processing, Professional Services sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 5.3% and 14.8% price growth over five years, Ely offers compelling returns for commercial property investors. Excellent connectivity via Greater Anglia/Cross Country to Cambridge (15 mins) supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Ely North residential expansion (3, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

The Ely market requires realistic expectations around liquidity and exit timelines for commercial assets. Secondary location pricing can be volatile, and investors benefit from strong local knowledge and established lender relationships.

Notable Developments

Ely's commercial property landscape has been shaped by Ely North residential expansion (3,000 homes). Growth in the Heritage & Tourism sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

Ely falls under Cambridgeshire planning authority, where the adopted local plan supports commercial development and economic growth. Planning decisions reflect a balance between heritage conservation and enabling new investment, with CIL charges and Section 106 contributions applying to larger schemes.

Latest Commercial Property News in Ely

Commercial property news for Ely will appear here once available. Check back soon for the latest market updates.

Also Serving Across Cambridgeshire

We provide commercial mortgages, bridging finance, and development finance throughout Cambridgeshire.

Commercial Mortgage Brokers Across the UK

Ely Commercial Mortgage Calculator

Pre-populated with local market data

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Interest-only estimate. Actual terms subject to lender assessment.

Ely Location

Commercial mortgage services available across Ely and surrounding areas. View larger map

Ely Commercial Property FAQ

What is the average office rent per square foot in Ely?

Office rents in Ely range from approximately £5 per square foot for secondary space up to £12 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £8 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Ely?

Investment yields in Ely vary by property type and grade. Current indicative yields are: offices at 7.2%-8.35%, retail at 8.83%-11.03%, industrial at 7.03%-8.26%, residential single-let at 8.27%, HMOs at 11.71%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Ely?

Ely's commercial property market includes offices, retail units, industrial premises, care homes, hotels and guest houses, pubs and restaurants. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

What are HMO yields in Ely?

HMO investments in Ely can achieve yields of approximately 11.71%, compared to 8.27% for standard single-let properties. Ely has established HMO demand in key residential areas. Note that HMO licensing requirements vary by local authority -- check Article 4 directions before purchasing.

What is the average price per bed for care homes in Ely?

Care homes in Ely typically trade at around £50,325 per registered bed. A typical 54-bed home would therefore be valued between £1.0m and £3.0m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.

Ready to discuss your Ely project?

Speak with our specialist team today and get a decision in principle within 48 hours.