Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Kendal and Cumbria.
Direct relationships with executives and board members of the UK's leading lenders
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
“Gateway to Lake District with strong tourism. Kendal Mint Cake heritage. Premium property market.”
— CMB Market Analysis
Kendal Flood Risk Management Scheme (£80m+); South Lakeland House civic hub; town centre public realm improvements; Mintsfeet riverside quarter; Birthwaite Road employment area
| Property Type | Prime / Grade A | Secondary | Market Range |
|---|---|---|---|
| Office | £14 psf | £4 psf | £4 - £14 psf |
| Retail / Shop | £28 psf | £8 psf | £8 - £28 psf |
| Industrial | £6 psf | £3 psf | £3 - £6 psf |
Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.
Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.
Investor appetite for Kendal commercial property remains steady, with office & professional services assets attracting the most interest.
Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.
Serviced office premises, town centre
High street retail unit, Hallgarth
Modern industrial unit, trade estate
68-room boutique hotel, Kendal Town Centre
Town centre restaurant premises, Kendal Town Centre
48-bed residential care facility, Burneside
Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Kendal. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileKendal presents development opportunities linked to Kendal Flood Risk Management Scheme (£80m+). Growing demand from the Tourism & Outdoor Recreation sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Good appetite for quality properties.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Kendal and the wider Cumbria region, from commercial property purchases to professional office relocations.
Kendal is the 'Gateway to the Lakes' and South Lakeland's principal market town, famous for Kendal Mint Cake and its vibrant arts scene centred on the Brewery Arts Centre. The commercial property market benefits from strong demand across Tourism & Outdoor Recreation, Professional Services, Food & Drink (Kendal Mint Cake heritage) sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 5.4% and 13.5% price growth over five years, Kendal offers compelling returns for commercial property investors. Excellent connectivity via West Coast Main Line at Oxenholme (2 miles) to London (2hr 30) supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Kendal Flood Risk Management Scheme (£80m+), further enhances the investment outlook and signals.
Competition for quality commercial stock in Kendal has increased as investor demand spreads beyond core cities. Understanding local planning policies and Section 106 requirements is essential for development-led strategies.
Kendal's commercial property landscape has been shaped by Kendal Flood Risk Management Scheme (£80m+). Growth in the Tourism & Outdoor Recreation sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.
The local planning authority for Kendal operates within Cumbria, with policies that support sustainable commercial development and town centre vitality. The local plan identifies key development sites and employment areas, and the council has demonstrated a pragmatic approach to commercial property applications.
Commercial property news for Kendal will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Cumbria.
Commercial mortgage services available across Kendal and surrounding areas. View larger map
Office rents in Kendal range from approximately £4 per square foot for secondary space up to £14 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £7 per square foot. These figures are based on Q1 2026 regional market benchmarking.
Investment yields in Kendal vary by property type and grade. Current indicative yields are: offices at 8.21%-10.06%, retail at 7.76%-9.15%, industrial at 6.86%-9.37%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.
Kendal's commercial property market includes offices, retail units, industrial premises, care homes, hotels and guest houses, pubs and restaurants. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.
Care homes in Kendal typically trade at around £54,200 per registered bed. A typical 32-bed home would therefore be valued between £1.1m and £3.3m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.