Ulverston, CumbriaLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Ulverston

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Ulverston and Cumbria. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£140
Avg Price/sq ft
5.8%
Average Yield
+14%
5yr Price Growth
+10.5%
5yr Rental Growth

Ulverston commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Ulverston commercial property market signals

The factors lenders weigh when assessing Ulverston commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Laurel and Hardy birthplace. Strong festival scene. Gateway to Furness Peninsula.

, CMB Market Analysis

Key Industries

  • Pharmaceutical (GSK)
  • Tourism & Festivals
  • Artisan Food & Drink
  • Retail
  • Agriculture

Transport Links

  • Furness line rail to Lancaster/Barrow
  • A590 to M6 Junction 36 (12 miles)
  • A5087 coast road to Barrow
  • Morecambe Bay access

Regeneration

Ulverston town centre heritage improvements; Coronation Hall cultural venue; canal restoration project; GlaxoSmithKline site investment; Gill Banks housing

Listen: Cumbria Q1 2026 commercial property briefing

The Cumbria regional briefing covering Ulverston and the wider region. A Q2 2026 commercial property briefing on Cumbria, the second-largest English county by area but one of the thinnest commercial property markets in the North West. Carlisle anchors the border-city economy, Barrow-in-Furness the BAE Systems submarine programme, Workington and Whitehaven the Sellafield-anchored West Cumbria coast, and Kendal, Penrith, Windermere and Keswick the Lake District tourism corridor. We walk through the county's nine principal towns, the nine Acuitus auction lots that frame the yield picture, and where lender appetite sits today.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Ulverston commercial property transaction evidence

48 commercial sales in Ulverston across the last 60 months, sourced from HM Land Registry Price Paid Data. 12 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
48
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Ulverston
48transactions
Sample: showing 30 recent sales below
IndustrialQ3 2025

Workshop, Main Street, Greenodd, Ulverston

Sale price
£75,000
IndustrialQ3 2025

Unit 9, Lightburn Industrial Estate, Ulverston

Sale price
£110,000
WarehouseQ1 2025

The Warehouse, Buxton Place, Ulverston

Sale price
£275,000
OfficeQ1 2025

Lund House, Lund Terrace, Ulverston

Sale price
£425,000
OfficeQ2 2024

Smithy House, Penny Bridge, Ulverston

Sale price
£350,000
OfficeQ2 2024

Old Post Office, Backbarrow, Ulverston

Sale price
£214,000
HotelQ2 2024

Manor House Hotel, Oxen Park, Ulverston

Sale price
£153,362
OfficeQ2 2024

Agate House, Boltons Place, Ulverston

Sale price
£162,000
OfficeQ2 2024

Boat House, Great Urswick, Ulverston

Sale price
£170,000
OfficeQ2 2024

Police Station, Old Court House, Neville Street, Ulverston

Sale price
£425,000
OfficeQ1 2024

New House, Rusland, Ulverston

Sale price
£670,000
AgriculturalQ1 2024

The Old Farmhouse, Tottlebank, Blawith, Ulverston

Sale price
£675,000
CommercialQ1 2026

Ulverston Parish Church Centre, Church Walk, Ulverston

Sale price
£176,000
CommercialQ1 2026

High Flan Farm, Ulverston

Sale price
£795,000
CommercialQ4 2025

Sayles Cottage, Spark Bridge, Ulverston

Sale price
£635,000
CommercialQ4 2025

2, Queen Street, Ulverston

Sale price
£475,000
CommercialQ4 2025

Kate'S Cottage, High Brow Edge, Backbarrow, Ulverston

Sale price
£230,000
CommercialQ3 2025

Bracken Ground, Colton, Ulverston

Sale price
£1,135,000
CommercialQ2 2025

2, Birkrigg Close, Swarthmoor, Ulverston

Sale price
£335,000
CommercialQ2 2025

12, Sandhall Cottages, Ulverston

Sale price
£250,000
CommercialQ1 2025

Moss Rigg, Bandrake Head, Ulverston

Sale price
£471,100
CommercialQ1 2025

1 - 3, Queen Street, Ulverston

Sale price
£265,000
CommercialQ1 2025

Swarthmoor Methodist Church, Goad Street, Swarthmoor, Ulverston

Sale price
£60,000
CommercialQ1 2025

Woodside Cottage, Bardsea, Ulverston

Sale price
£325,000
CommercialQ1 2025

Charnwood, Cross A Moor, Swarthmoor, Ulverston

Sale price
£400,000
CommercialQ4 2024

The Willows, Newby Bridge, Ulverston

Sale price
£585,000
CommercialQ4 2024

2, Kiln Houses, Bouth, Ulverston

Sale price
£395,000
CommercialQ4 2024

Tithe Wood, Hazelrigg Lane, Newby Bridge, Ulverston

Sale price
£70,000
CommercialQ3 2024

Garth Cottage, Soutergate, Ulverston

Sale price
£170,000
CommercialQ3 2024

3, Fountain Street, Ulverston

Sale price
£240,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Ulverston commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Ulverston commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Ulverston. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Ulverston commercial property investment fundamentals

What makes Ulverston fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 5.8% across the local market
  • 14% property price growth over the past five years
  • 10.5% rental growth over five years supporting income returns
  • Strong occupier demand from Pharmaceutical (GSK) and Tourism & Festivals sectors
  • Excellent transport connectivity including Furness line rail to Lancaster/Barrow
  • Active regeneration programmes driving future capital growth

Development Opportunities

Ulverston presents development opportunities linked to Ulverston town centre heritage improvements. Growing demand from the Pharmaceutical (GSK) sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for quality properties.

Property Types We Finance

Retail UnitsHigh Street ShopsShopping CentresAgricultural BuildingsRural Commercial Units

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Ulverston and the wider Cumbria region, from commercial property purchases to development and refurbishment projects.

Need a commercial mortgage decision in Ulverston?

Our team will review your asset, sector and structure against current Ulverston lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Ulverston

Commercial property news for Ulverston will appear here once available. Check back soon for the latest market updates.

Ulverston Commercial Mortgage Calculator

Pre-populated with local market data

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Ulverston Location

Commercial mortgage services available across Ulverston and surrounding areas. View larger map

Ulverston commercial mortgage FAQ

Data-grounded answers about commercial property finance in Ulverston, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Ulverston?

HM Land Registry recorded 48 commercial property transactions in Ulverston during the most recent reporting window. The median commercial sale price is £170,000, with the middle 50% of deals between £88,103 and £300,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Ulverston?

The median commercial sale price recorded by HM Land Registry in Ulverston is £170,000. Smaller end deals (lower quartile) sit around £88,103, while larger transactions (upper quartile) reach £300,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Ulverston.

Which commercial property sectors are most active in Ulverston?

The most active commercial sectors in Ulverston (by recorded transaction count) are: office (7 transactions), industrial (2 transactions), warehouse (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Ulverston?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Ulverston. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Ulverston?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Ulverston. We will review the asset, sector, deal structure and lender appetite specific to Ulverston and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Ulverston project?

Speak with our specialist team today and get a decision in principle within 48 hours.