Chorley, LancashireLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Chorley

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Chorley and Lancashire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£130
Avg Price/sq ft
6.2%
Average Yield
+16.5%
5yr Price Growth
+12.5%
5yr Rental Growth

Chorley commercial property delivers 6.2% average yield.

Chorley yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.

Chorley commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Chorley commercial property market signals

The factors lenders weigh when assessing Chorley commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Growing market town with new town development at Buckshaw. Strong commuter links to Manchester and Preston.

, CMB Market Analysis

Key Industries

  • Manufacturing
  • Logistics
  • Retail
  • Defence (BAE Systems nearby)
  • Professional Services

Transport Links

  • Northern/Avanti to Manchester (35 mins)/Preston (10 mins)
  • M61 Junction 6/8 (adjacent)
  • M6 Junction 27/28 (5 miles)
  • A6 to Preston/Bolton

Regeneration

Buckshaw Village (former ROF site, 4,000+ homes and employment); Chorley town centre improvements; Market Walk extension; Bengal Street housing; Botany Bay retail outlet

Listen: Lancashire Q1 2026 commercial property briefing

The Lancashire regional briefing covering Chorley and the wider region. A Q2 2026 commercial property briefing on Lancashire, the broadest, most diversified commercial market in the North West outside Greater Manchester. Preston anchors administration and the University of Central Lancashire, Blackpool the Fylde Coast tourism economy, Blackburn and Burnley the East Lancashire textile belt, Lancaster the university and Heysham port. We walk through the county's fifteen principal towns, the five Acuitus auction lots that frame the yield picture, and where lender appetite sits today.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Chorley commercial property transaction evidence

180 commercial sales in Chorley across the last 60 months, sourced from HM Land Registry Price Paid Data. 9 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
180
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Chorley
180transactions
Sample: showing 30 recent sales below
OfficeQ3 2025

Manor House Farm, Towngate, Eccleston, Chorley

Sale price
£600,000
OfficeQ3 2025

Solutions House, School Lane, Brinscall, Chorley

Sale price
£510,000
OfficeQ1 2025

Parkside House, 190 - 192, Wigan Road, Euxton, Chorley

Sale price
£351,875
AgriculturalQ1 2025

South Miry Fold Farm, Rose Barn, Briers Brow, Wheelton, Chorley

Sale price
£825,000
OfficeQ1 2025

Brown House Farm, Bolton Road, Anderton, Chorley

Sale price
£1,200,000
OfficeQ1 2025

Scale Hill House, Windmill Lane, Brindle, Chorley

Sale price
£1,020,000
IndustrialQ1 2025

H & A Prestige Packing Co LTD, Common Bank Industrial Estate, Chorley

Sale price
£5,500,000
IndustrialQ1 2025

H & A Prestige Packing Co LTD, Common Bank Industrial Estate, Chorley

Sale price
£5,500,000
OfficeQ1 2025

Rainbow House, Langton Brow, Eccleston, Chorley

Sale price
£225,000
CommercialQ4 2025

1a, Bloomfield Road, Withnell, Chorley

Sale price
£111,000
CommercialQ4 2025

1a, Bloomfield Road, Withnell, Chorley

Sale price
£111,000
CommercialQ4 2025

85 - 87, Market Street, Chorley

Sale price
£240,000
CommercialQ4 2025

19, Longfield Avenue, Coppull, Chorley

Sale price
£142,000
CommercialQ4 2025

2, Whins Lane, Wheelton, Chorley

Sale price
£1,540,000
CommercialQ4 2025

5, Queens Road, Chorley

Sale price
£1,300,613
CommercialQ4 2025

43, St Thomas'S Road, Chorley

Sale price
£575,000
CommercialQ3 2025

4, Cunliffe Street, Chorley

Sale price
£128,000
CommercialQ3 2025

15, St Thomas'S Road, Chorley

Sale price
£465,550
CommercialQ3 2025

School Field, Hollin Lane, Heapey, Chorley

Sale price
£100,000
CommercialQ3 2025

Sibberings Farm Cottage, Back Lane, Charnock Richard, Chorley

Sale price
£620,000
CommercialQ3 2025

Harrison Road Garage, 78, Market Street, Adlington, Chorley

Sale price
£325,000
CommercialQ3 2025

246a, Eaves Lane, Chorley

Sale price
£185,000
CommercialQ3 2025

301 - 305, Eaves Lane, Chorley

Sale price
£555,000
CommercialQ3 2025

Sherringtons Farm, Chapel Lane, Heapey, Chorley

Sale price
£885,000
CommercialQ2 2025

Devonshire Garage, Devonshire Road, Chorley

Sale price
£175,000
CommercialQ2 2025

172, Spendmore Lane, Coppull, Chorley

Sale price
£61,000
CommercialQ2 2025

128, Pall Mall, Chorley

Sale price
£100,000
CommercialQ2 2025

77, Bolton Street, Chorley

Sale price
£110,000
CommercialQ2 2025

Vyking Park, Unit 2, Standish Street, Chorley

Sale price
£200,000
CommercialQ2 2025

Viking Park, Unit 5, Standish Street, Chorley

Sale price
£200,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Chorley commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Chorley commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Chorley. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Chorley commercial property investment fundamentals

What makes Chorley fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 6.2% across the local market
  • 16.5% property price growth over the past five years
  • 12.5% rental growth over five years supporting income returns
  • Strong occupier demand from Manufacturing and Logistics sectors
  • Excellent transport connectivity including Northern/Avanti to Manchester (35 mins)/Preston (10 mins)
  • Active regeneration programmes driving future capital growth

Development Opportunities

Chorley presents development opportunities linked to Buckshaw Village (former ROF site, 4. Growing demand from the Manufacturing sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for quality properties.

Property Types We Finance

Industrial UnitsFactory SpaceIndustrial/WarehouseDistribution CentresRetail UnitsHigh Street ShopsShopping CentresOffice Space

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Chorley and the wider Lancashire region, from industrial unit purchases to logistics facility financing.

Need a commercial mortgage decision in Chorley?

Our team will review your asset, sector and structure against current Chorley lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Chorley

Commercial property news for Chorley will appear here once available. Check back soon for the latest market updates.

Chorley Commercial Mortgage Calculator

Pre-populated with local market data

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Chorley Location

Commercial mortgage services available across Chorley and surrounding areas. View larger map

Chorley commercial mortgage FAQ

Data-grounded answers about commercial property finance in Chorley, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Chorley?

HM Land Registry recorded 180 commercial property transactions in Chorley during the most recent reporting window. The median commercial sale price is £135,000, with the middle 50% of deals between £102,000 and £227,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Chorley?

The median commercial sale price recorded by HM Land Registry in Chorley is £135,000. Smaller end deals (lower quartile) sit around £102,000, while larger transactions (upper quartile) reach £227,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Chorley.

Which commercial property sectors are most active in Chorley?

The most active commercial sectors in Chorley (by recorded transaction count) are: office (6 transactions), industrial (2 transactions), agri (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Chorley?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Chorley. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Chorley?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Chorley. We will review the asset, sector, deal structure and lender appetite specific to Chorley and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Chorley project?

Speak with our specialist team today and get a decision in principle within 48 hours.