Chorley, Lancashire

Commercial Mortgages & Property Finance in Chorley

Chorley is a thriving Lancashire market town on the M61 corridor between Preston and Bolton, with a flat iron market and covered market that have operated since the Middle Ages. The town has attracted significant inward investment to Buckshaw Village, one of the UK's largest brownfield development sites (former Royal Ordnance Factory), creating a new community of thousands of homes and commercial space.

Chorley Town CentreBuckshaw VillageAdlingtonEuxtonCoppull
£130
Avg Price/sq ft
6.2%
Average Yield
+16.5%
5yr Price Growth
+12.5%
5yr Rental Growth

Chorley Local Market Intelligence

Growing market town with new town development at Buckshaw. Strong commuter links to Manchester and Preston.

— CMB Market Analysis

Key Industries

  • Manufacturing
  • Logistics
  • Retail
  • Defence (BAE Systems nearby)
  • Professional Services

Transport Links

  • Northern/Avanti to Manchester (35 mins)/Preston (10 mins)
  • M61 Junction 6/8 (adjacent)
  • M6 Junction 27/28 (5 miles)
  • A6 to Preston/Bolton

Regeneration

Buckshaw Village (former ROF site, 4,000+ homes and employment); Chorley town centre improvements; Market Walk extension; Bengal Street housing; Botany Bay retail outlet

Our Services in Chorley

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months

Led by Matt Lenzie, ex-Lloyds Bank & Bank of Scotland, with direct lender relationships across Lancashire. LinkedIn

Why Chorley for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 6.2% across the local market
  • 16.5% property price growth over the past five years
  • 12.5% rental growth over five years supporting income returns
  • Strong occupier demand from Manufacturing and Logistics sectors
  • Excellent transport connectivity including Northern/Avanti to Manchester (35 mins)/Preston (10 mins)
  • Active regeneration programmes driving future capital growth

Development Opportunities

Chorley presents development opportunities linked to Buckshaw Village (former ROF site, 4. Growing demand from the Manufacturing sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for quality properties.

Property Types We Finance

Industrial UnitsFactory SpaceIndustrial/WarehouseDistribution CentresRetail UnitsHigh Street ShopsShopping CentresOffice Space

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Chorley and the wider Lancashire region, from industrial unit purchases to logistics facility financing.

Why Invest in Chorley

Chorley is a thriving Lancashire market town on the M61 corridor between Preston and Bolton, with a flat iron market and covered market that have operated since the Middle Ages. The commercial property market benefits from strong demand across Manufacturing, Logistics, Retail sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 6.2% and 16.5% price growth over five years, Chorley offers compelling returns for commercial property investors. Excellent connectivity via Northern/Avanti to Manchester (35 mins)/Preston (10 mins) supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Buckshaw Village (former ROF site, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

The Chorley market requires realistic expectations around liquidity and exit timelines for commercial assets. Secondary location pricing can be volatile, and investors benefit from strong local knowledge and established lender relationships.

Notable Developments

Chorley's commercial property landscape has been shaped by Buckshaw Village (former ROF site, 4,000+ homes and employment). Growth in the Manufacturing sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

Chorley falls under Lancashire planning authority, where the adopted local plan supports commercial development and economic growth. Planning decisions reflect a balance between heritage conservation and enabling new investment, with CIL charges and Section 106 contributions applying to larger schemes.

Latest Commercial Property News in Chorley

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