Specialist Commercial Mortgage Broker in Bath
CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Bath and Somerset. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
Bath commercial property finance, offices, retail and mixed-use assets
Bath commercial mortgage brokers, ex-bankers with direct lender access
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Ex-Banking Background
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Board-Level Access
Direct relationships with lender decision-makers for faster approvals and better terms
£300M+ Track Record
Proven success arranging complex commercial property finance across the UK
Bath commercial property market signals
The factors lenders weigh when assessing Bath commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“World Heritage status supports premium values. Two universities drive student demand. Tourism exceptionally strong.”
, CMB Market Analysis
Key Industries
- Tourism
- Higher Education
- Technology
- Professional Services
- Healthcare
Transport Links
- Bath Spa Station (GWML)
- A4 corridor
- M4 motorway
Regeneration
Bath Quays; Enterprise Area; selective infill
Bath Q1 2026 Commercial Property Market Report
Bath is the premium commercial property market in the South West outside Bristol, defined by UNESCO World Heritage status, two universities and an exceptionally deep tourism economy.
Listen: Somerset Q1 2026 commercial property briefing
The Somerset regional briefing covering Bath and the wider region. A Q2 2026 commercial property briefing on Somerset, the most sectorally varied county in the South West outside Greater Bristol, anchored by the UNESCO heritage and twin-university economy of Bath, the M5 corridor through Taunton and Bridgwater, the Hinkley Point C nuclear new-build effect, and the Leonardo Helicopters defence cluster at Yeovil. We walk through transaction volumes across the ten principal towns, recent Acuitus auction yields between roughly seven and twelve and a half percent, and where lender appetite sits today.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
Bath commercial property transaction evidence
209 commercial sales in Bath across the last 60 months, sourced from HM Land Registry Price Paid Data. 11 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
Cramer House, The Square, Bath
8 - 9, Ground Floor And Basement, St James'S Parade, Bath
Horton House, Parking Space 11, Forester Avenue, Bath
23, High Street, Weston, Bath
Castle Farm, The Old Farmhouse, Farmborough, Bath
Berkeley House, The Square, Bath
6, North Parade, Bath
The Coach House, Hayeswood Road, Timsbury, Bath
59, High Street, Weston, Bath
2, Widcombe Parade, Widcombe, Bath
The Office Village, 1, Roman Way, Peasedown St John, Bath
14, Pulteney Gardens, Bath
3, Kelso Place, Bath
4 - 5a, Royal Mead, Railway Place, Bath
41, Gay Street, Bath
27, Durley Park, Bath
Farleigh Service Station, Hinton Charterhouse, Bath
Old Lime Kiln Farm, Radford Hill, Timsbury, Bath
18, Upper Lansdown Mews, Bath
Haybridge, Wellow, Bath
Rockery Park, Gainsborough Lodge, North Road, Combe Down, Bath
Stoneleigh Cottage, Freshford, Bath
Claremont Chapel, Eastbourne Avenue, Bath
61, Bradford Road, Combe Down, Bath
2a, Entry Hill, Bath
1, Claremont Mews, Bath
White Ox Mead Farm, White Ox Mead, Peasedown St John, Bath
82, Bay Tree Road, Bath
27 - 28, Oldfield Road, Bath
49, Church Road, Peasedown St John, Bath
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Bath commercial mortgages, bridging loans and development finance
Three core debt structures cover the majority of Bath commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Bath commercial property finance by property type
Lender appetite, yield bands and debt structures vary materially by property type. Pick the briefing that matches your Bath acquisition.
Office finance in Bath
Office investment finance for headquarters buildings, business parks, multi-let suites and office-led mixed-use schemes.
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Industrial finance in Bath
Industrial and logistics finance for big-box distribution, multi-let estates, last-mile urban logistics and trade counter parks.
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Retail finance in Bath
Retail property finance for high street parades, retail warehousing, shopping centres and convenience-led mixed-use.
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Mixed-Use finance in Bath
Finance for buildings combining commercial ground floors with residential upper floors, the dominant deal format in UK secondary markets and the engine of corporate-acquired property activity.
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Hotel finance in Bath
Hotel property finance for trading boutique hotels, branded operator-let assets and aparthotel acquisitions.
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Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Bath. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileBath commercial property investment fundamentals
What makes Bath fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Investment Highlights
- Average commercial property yields of 4.5% across the local market
- 14.5% property price growth over the past five years
- 9.8% rental growth over five years supporting income returns
- Strong occupier demand from Tourism and Higher Education sectors
- Excellent transport connectivity including Bath Spa Station (GWML)
- Active regeneration programmes driving future capital growth
Development Opportunities
Bath presents development opportunities linked to Bath Quays. Growing demand from the Tourism sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Lender Appetite
Strong appetite for quality assets. Heritage conversion opportunities.
Property Types We Finance
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Bath and the wider Somerset region, from hotel and leisure acquisitions to development and refurbishment projects.
Latest Commercial Property News in Bath
Commercial property news for Bath will appear here once available. Check back soon for the latest market updates.
Also Serving Across Somerset
We provide commercial mortgages, bridging finance, and development finance throughout Somerset.
Commercial Mortgage Brokers Across the UK
Bath Location
Commercial mortgage services available across Bath and surrounding areas. View larger map
Bath commercial mortgage FAQ
Data-grounded answers about commercial property finance in Bath, sourced from HM Land Registry transactions and our own deal flow.
How active is the commercial property market in Bath?
HM Land Registry recorded 209 commercial property transactions in Bath during the most recent reporting window. The median commercial sale price is £355,000, with the middle 50% of deals between £243,000 and £577,500. Source: HM Land Registry Price Paid Data (Category B records).
What is the typical commercial property price in Bath?
The median commercial sale price recorded by HM Land Registry in Bath is £355,000. Smaller end deals (lower quartile) sit around £243,000, while larger transactions (upper quartile) reach £577,500 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Bath.
Which commercial property sectors are most active in Bath?
The most active commercial sectors in Bath (by recorded transaction count) are: office (5 transactions), retail (5 transactions), agri (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.
Can I get a commercial mortgage on a property in Bath?
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Bath. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.
How do I get a commercial mortgage quote for a property in Bath?
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Bath. We will review the asset, sector, deal structure and lender appetite specific to Bath and come back with an indicative rate, LTV and term within 24–48 hours.