Wells, Somerset

Commercial Mortgages in Wells

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Wells and Somerset.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£255
Avg Price/sq ft
4.9%
Average Yield
+14%
5yr Price Growth
+10%
5yr Rental Growth

Why Choose CMB in Wells

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:Wells City CentreWells CathedralDulcoteHaybridgeSt Cuthbert's

Wells Local Market Intelligence

England's smallest city with magnificent cathedral. Premium property market. Tourism and schools drive economy.

— CMB Market Analysis

Key Industries

  • Tourism & Heritage
  • Independent Retail
  • Healthcare
  • Education (Wells Cathedral School)
  • Hospitality

Transport Links

  • A39 to Glastonbury/Bath
  • A371 to Shepton Mallet/Wincanton
  • No direct rail (nearest: Castle Cary/Bath)
  • Local bus services to Bath/Bristol

Regeneration

Very limited due to conservation; Wells city centre heritage conservation; Bishop's Palace and moat restoration; Cathedral School campus investment; Princes Road housing; recreation ground improvements

Wells Commercial Property Market Data

Commercial Property Values in Wells

Property TypePrime / Grade ASecondaryMarket Range
Office£10 psf£4 psf£4 - £10 psf
Retail / Shop£17 psf£11 psf£11 - £17 psf
Industrial£4 psf£3 psf£3 - £4 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Wells

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Wells Market Trends

Office Vacancy
Falling
Industrial Demand
Moderate
Retail Footfall
Declining
Residential Investment
Strong
Dominant sector:Hospitality & Tourism

Wells benefits from growing private investor interest, particularly in hospitality & tourism opportunities.

Recent Commercial Property Transactions in Wells

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ1 2026

Grade B office building, Wells Cathedral

2,974 sq ft
£11,000 - £12,000
£4 psf9.2% yield
RetailQ3 2025

Lock-up shop unit, Wells City Centre

2,062 sq ft
£22,000 - £24,000
£11 psf8.1% yield
IndustrialQ3 2025

Modern industrial unit, trade estate

24,128 sq ft
£69,000 - £76,000
£3 psf8.3% yield
Care HomeQ4 2025

78-bed residential care facility, St Cuthbert's

78 beds
£1,905,000 - £2,105,000
9.1% yield
Pub/RestaurantQ1 2026

Licensed premises with flat above, Dulcote

£130,000 - £140,000
11.92% yield
HotelQ4 2025

46-room boutique hotel, Haybridge

46 rooms
£1,245,000 - £1,375,000
10% yield

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Wells

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Wells. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Wells for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 4.9% across the local market
  • 14% property price growth over the past five years
  • 10% rental growth over five years supporting income returns
  • Strong occupier demand from Tourism & Heritage and Independent Retail sectors
  • Excellent transport connectivity including A39 to Glastonbury/Bath
  • Active regeneration programmes driving future capital growth

Development Opportunities

Wells presents development opportunities linked to Very limited due to conservation. Growing demand from the Tourism & Heritage sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for heritage city properties.

Property Types We Finance

Retail UnitsHigh Street ShopsMedical/Dental PracticesCare Homes

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Wells and the wider Somerset region, from commercial property purchases to independent retail investments.

Why Invest in Wells

Wells is England's smallest city, granted its status solely on the basis of its stunning medieval cathedral, often considered the most beautiful in England. The commercial property market benefits from strong demand across Tourism & Heritage, Independent Retail, Healthcare sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 4.9% and 14% price growth over five years, Wells offers compelling returns for commercial property investors. Excellent connectivity via A39 to Glastonbury/Bath supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Very limited due to conservation, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

Competition for quality commercial stock in Wells has increased as investor demand spreads beyond core cities. Understanding local planning policies and Section 106 requirements is essential for development-led strategies.

Notable Developments

Wells's commercial property landscape has been shaped by Very limited due to conservation. Growth in the Tourism & Heritage sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

The local planning authority for Wells operates within Somerset, with policies that support sustainable commercial development and town centre vitality. The local plan identifies key development sites and employment areas, and the council has demonstrated a pragmatic approach to commercial property applications.

Latest Commercial Property News in Wells

Commercial property news for Wells will appear here once available. Check back soon for the latest market updates.

Wells Commercial Mortgage Calculator

Pre-populated with local market data

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Interest-only estimate. Actual terms subject to lender assessment.

Wells Location

Commercial mortgage services available across Wells and surrounding areas. View larger map

Wells Commercial Property FAQ

What is the average office rent per square foot in Wells?

Office rents in Wells range from approximately £4 per square foot for secondary space up to £10 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £7 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Wells?

Investment yields in Wells vary by property type and grade. Current indicative yields are: offices at 7.32%-9.28%, retail at 8.16%-11.46%, industrial at 8.03%-10.75%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Wells?

Wells's commercial property market includes offices, retail units, industrial premises, care homes, hotels and guest houses, pubs and restaurants. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

What is the average price per bed for care homes in Wells?

Care homes in Wells typically trade at around £27,392 per registered bed. A typical 32-bed home would therefore be valued between £548k and £1.6m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.

Ready to discuss your Wells project?

Speak with our specialist team today and get a decision in principle within 48 hours.