Leamington Spa, WarwickshireLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Leamington Spa

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Leamington Spa and Warwickshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£260
Avg Price/sq ft
5%
Average Yield
+13.5%
5yr Price Growth
+10%
5yr Rental Growth

Leamington Spa commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Leamington Spa commercial property market signals

The factors lenders weigh when assessing Leamington Spa commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

UK's video gaming capital with major studios. Elegant Regency spa town. Premium retail and residential values.

, CMB Market Analysis

Key Industries

  • Video Games (Silicon Spa)
  • Technology & Digital
  • Professional Services
  • Retail
  • Tourism & Heritage

Transport Links

  • Chiltern Railways to London Marylebone (80 mins)
  • A46 to Coventry/Warwick (dual carriageway)
  • M40 Junction 13/14 (5 miles)
  • A425 to Southam/Daventry

Regeneration

Leamington creative quarter; Spencer Yard creative workspace; town centre public realm improvements; Warwick District growth strategy; court and council offices area redevelopment; Riverside Walk

Listen: Warwickshire Q1 2026 commercial property briefing

The Warwickshire regional briefing covering Leamington Spa and the wider region. A Q2 2026 commercial property briefing on Warwickshire, a structurally important Midlands shire county where Shakespeare-era market towns, a Regency spa with the Silicon Spa games cluster, and a deep automotive and engineering base coexist along the M40, M42, M6 and M69 corridors. We walk through HM Land Registry's two thousand two hundred and ninety-three commercial-leaning transactions, three Acuitus auction lots in Stratford and Leamington, including a notably keen two point three seven percent print on Rother Street, HS2 alignment through the county, and where lender appetite sits today.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Leamington Spa commercial property transaction evidence

107 commercial sales in Leamington Spa across the last 60 months, sourced from HM Land Registry Price Paid Data. 12 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
107
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Leamington Spa
107transactions
Sample: showing 30 recent sales below
OfficeQ3 2025

First Floor Offices, 93 - 95, Bedford Street, Leamington Spa

Sale price
£830,000
OfficeQ3 2025

Priors House, Old Milverton Lane, Blackdown, Leamington Spa

Sale price
£18,400,000
RetailQ3 2025

98, Parade, Leamington Spa

Sale price
£475,000
OfficeQ2 2025

Beauchamp House, 1, Kenilworth Road, Leamington Spa

Sale price
£550,000
OfficeQ2 2025

St. Andrews House, Southam Road, Radford Semele, Leamington Spa

Sale price
£25,000
OfficeQ2 2025

Riverside House, Milverton Hill, Leamington Spa

Sale price
£3,000,000
RetailQ1 2025

73, Parade, Leamington Spa

Sale price
£1,450,000
Pub / BarQ1 2025

Stoneleigh Arms, 31, Clemens Street, Leamington Spa

Sale price
£29,535
RetailQ1 2025

73, Parade, Leamington Spa

Sale price
£1,000,000
RetailQ4 2024

60 - 62, Parade, Leamington Spa

Sale price
£3,000,000
RetailQ3 2024

8, Parade, Leamington Spa

Sale price
£240,000
RetailQ2 2024

49, Parade, Leamington Spa

Sale price
£270,000
CommercialQ1 2026

Victoria Court, 31, 4, Kenilworth Road, Leamington Spa

Sale price
£867,000
CommercialQ4 2025

67, Telford Avenue, Leamington Spa

Sale price
£827,500
CommercialQ4 2025

2b, Beauchamp Hill, Leamington Spa

Sale price
£670,000
CommercialQ4 2025

6, Adelaide Road, Leamington Spa

Sale price
£1,213,875
CommercialQ4 2025

61a, Regent Street, Leamington Spa

Sale price
£650,000
CommercialQ3 2025

Russell Court, 1, Russell Terrace, Leamington Spa

Sale price
£220,000
CommercialQ3 2025

8, Renshaw Drive, Leamington Spa

Sale price
£105,000
CommercialQ3 2025

37, Park Street, Leamington Spa

Sale price
£545,000
CommercialQ3 2025

8, Pineham Avenue, Harbury, Leamington Spa

Sale price
£490,000
CommercialQ3 2025

5a, Church Street, Leamington Spa

Sale price
£175,000
CommercialQ3 2025

53, Wathen Road, Leamington Spa

Sale price
£712,500
CommercialQ3 2025

128, Tachbrook Road, Leamington Spa

Sale price
£426,500
CommercialQ3 2025

78, Yardley Way, Bishops Tachbrook, Leamington Spa

Sale price
£510,000
CommercialQ2 2025

5, Tavistock Street, Leamington Spa

Sale price
£500,000
CommercialQ2 2025

4, Greenhill Road, Whitnash, Leamington Spa

Sale price
£430,000
CommercialQ2 2025

Jephson Court, Unit 6, Tancred Close, Leamington Spa

Sale price
£850,000
CommercialQ2 2025

St Andrews Hall, Southam Road, Radford Semele, Leamington Spa

Sale price
£445,000
CommercialQ2 2025

97a, Warwick Street, Leamington Spa

Sale price
£995,500

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Leamington Spa commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Leamington Spa commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Leamington Spa. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Leamington Spa commercial property investment fundamentals

What makes Leamington Spa fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 5% across the local market
  • 13.5% property price growth over the past five years
  • 10% rental growth over five years supporting income returns
  • Strong occupier demand from Video Games (Silicon Spa) and Technology & Digital sectors
  • Excellent transport connectivity including Chiltern Railways to London Marylebone (80 mins)
  • Active regeneration programmes driving future capital growth

Development Opportunities

Leamington Spa presents development opportunities linked to Leamington creative quarter. Growing demand from the Video Games (Silicon Spa) sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Very strong appetite. Tech sector and heritage valued.

Property Types We Finance

Office SpaceServiced OfficesRetail UnitsHigh Street ShopsShopping Centres

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Leamington Spa and the wider Warwickshire region, from commercial property purchases to development and refurbishment projects.

Need a commercial mortgage decision in Leamington Spa?

Our team will review your asset, sector and structure against current Leamington Spa lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Leamington Spa

Commercial property news for Leamington Spa will appear here once available. Check back soon for the latest market updates.

Also Serving Across Warwickshire

We provide commercial mortgages, bridging finance, and development finance throughout Warwickshire.

Commercial Mortgage Brokers Across the UK

Leamington Spa Commercial Mortgage Calculator

Pre-populated with local market data

£
£
%
£
Monthly Payment
£0
LTV
0.0%
DSCR
0.00
Gross Yield
0.0%

Interest-only estimate. Actual terms subject to lender assessment.

Leamington Spa Location

Commercial mortgage services available across Leamington Spa and surrounding areas. View larger map

Leamington Spa commercial mortgage FAQ

Data-grounded answers about commercial property finance in Leamington Spa, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Leamington Spa?

HM Land Registry recorded 107 commercial property transactions in Leamington Spa during the most recent reporting window. The median commercial sale price is £278,000, with the middle 50% of deals between £185,000 and £430,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Leamington Spa?

The median commercial sale price recorded by HM Land Registry in Leamington Spa is £278,000. Smaller end deals (lower quartile) sit around £185,000, while larger transactions (upper quartile) reach £430,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Leamington Spa.

Which commercial property sectors are most active in Leamington Spa?

The most active commercial sectors in Leamington Spa (by recorded transaction count) are: retail (6 transactions), office (5 transactions), pub (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Leamington Spa?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Leamington Spa. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Leamington Spa?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Leamington Spa. We will review the asset, sector, deal structure and lender appetite specific to Leamington Spa and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Leamington Spa project?

Speak with our specialist team today and get a decision in principle within 48 hours.