CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Rugby and Warwickshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Rugby commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Strategic logistics location at motorway hub. Famous school. Growing residential market with London commuters.”
, CMB Market Analysis
Rugby town centre regeneration; Elliotts Field retail park; South West Rugby housing (5,000 homes); Rugby Gateway mixed-use; DIRFT expansion; Houlton housing (6,200 homes on former radio station site)
The Warwickshire regional briefing covering Rugby and the wider region. A Q2 2026 commercial property briefing on Warwickshire, a structurally important Midlands shire county where Shakespeare-era market towns, a Regency spa with the Silicon Spa games cluster, and a deep automotive and engineering base coexist along the M40, M42, M6 and M69 corridors. We walk through HM Land Registry's two thousand two hundred and ninety-three commercial-leaning transactions, three Acuitus auction lots in Stratford and Leamington, including a notably keen two point three seven percent print on Rother Street, HS2 alignment through the county, and where lender appetite sits today.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
157 commercial sales in Rugby across the last 60 months, sourced from HM Land Registry Price Paid Data. 8 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
The Granary, Coventry Road, Cawston, Rugby
Premier Inn, Coombe Fields Road, Ansty, Coventry
10, Market Place, Rugby
Unit 5, Hadrians Way, Glebe Farm Industrial Estate, Rugby
12, High Street, Rugby
Units 3 And 4, Avon Industrial Estate, Rugby
Wharf House, 4, Hillmorton Wharf, Rugby
The Caldecott Arms, 15, Main Street, Long Lawford, Rugby
72a, Featherbed Lane, Rugby
16a, Spring Street, Rugby
1, Rugby Road, Barby, Rugby
The Gardens, Main Street, Easenhall, Rugby
Birchen Fold, Woolscott, Rugby
44a - 44b, Lawford Road, Rugby
58, Avenue Road, Rugby
Gibbetts Cross Service Station, Watling Street, Shawell, Lutterworth
20, Holbrook Avenue, Rugby
56 - 62, Railway Terrace, Rugby
58 - 60, Lawford Road, Rugby
Unit 19, Hunters Lane, Rugby
24, Arches Lane, Rugby
44 - 46, Regent Street, Rugby
Magna, Brinklow Road, Ansty, Coventry
3 And 3a, Newbold Road, Rugby
32 - 34, New Street, Rugby
135, Cambridge Street, Rugby
Field Farm, Plott Lane, Stretton On Dunsmore, Rugby
31, Kingsley Avenue, Rugby
Courtyard By Marriott Coventry, London Road, Ryton On Dunsmore, Coventry
322, Bilton Road, Rugby
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of Rugby commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Rugby. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Rugby fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Rugby presents development opportunities linked to Rugby town centre regeneration. Growing demand from the Logistics & Distribution (DIRFT/Magna Park) sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Good appetite. Logistics covenants valued.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Rugby and the wider Warwickshire region, from commercial property purchases to development and refurbishment projects.
Commercial property news for Rugby will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Warwickshire.
Commercial mortgage services available across Rugby and surrounding areas. View larger map
Recent sales, planning movement and market signals for Rugby, drawn from HM Land Registry data and local authority planning registers.
HM Land Registry data shows 157 commercial property transactions in the Rugby area over the past 60 months, with a median sale price of £240k. Lender appetite tends to follow transaction evidence, so an active local market supports stronger valuations.
Source: HM Land Registry price paid data
HM Land Registry records the sale of The Granary, Coventry Road, Cawston, Rugby for £900,000 in Q1 2026, one of 3 commercial transactions recorded in the Rugby area that quarter.
Source: HM Land Registry price paid data
Planning movement often signals upcoming finance demand. If you are buying, refinancing or developing in Rugby, see our guide to getting a commercial mortgage or talk to us about the local market.
The questions we answer most often on Rugby deals, covered in depth in our knowledge hub.
What lenders assess, who finds it easy, and how declined cases still get funded.
Deposit requirements by property type, acceptable sources, and ways to reduce yours.
The routes to 100% borrowing: additional security, strong trading businesses and equity.
High-street banks, challengers and specialists: who lends on what in Warwickshire.
Leniency by lender category and product type, and what flexibility really costs.
Typical 2026 pricing by product, and what drives the rate you are offered.
Data-grounded answers about commercial property finance in Rugby, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 157 commercial property transactions in Rugby during the most recent reporting window. The median commercial sale price is £240,000, with the middle 50% of deals between £175,000 and £359,950. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in Rugby is £240,000. Smaller end deals (lower quartile) sit around £175,000, while larger transactions (upper quartile) reach £359,950 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Rugby.
The most active commercial sectors in Rugby (by recorded transaction count) are: retail (2 transactions), industrial (2 transactions), agri (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class. Speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Rugby. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access, including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Rugby. We will review the asset, sector, deal structure and lender appetite specific to Rugby and come back with an indicative rate, LTV and term within 24 to 48 hours.