Rugby, WarwickshireLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Rugby

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Rugby and Warwickshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£155
Avg Price/sq ft
5.8%
Average Yield
+14.5%
5yr Price Growth
+11%
5yr Rental Growth

Rugby commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Rugby commercial property market signals

The factors lenders weigh when assessing Rugby commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Strategic logistics location at motorway hub. Famous school. Growing residential market with London commuters.

, CMB Market Analysis

Key Industries

  • Logistics & Distribution (DIRFT/Magna Park)
  • Manufacturing (GE/Alstom)
  • Retail
  • Professional Services
  • Education (Rugby School)

Transport Links

  • Avanti West Coast to London (50 mins)/Birmingham (30 mins)
  • M6 Junction 1/2 (adjacent)
  • M45 to M1
  • A5 Watling Street

Regeneration

Rugby town centre regeneration; Elliotts Field retail park; South West Rugby housing (5,000 homes); Rugby Gateway mixed-use; DIRFT expansion; Houlton housing (6,200 homes on former radio station site)

Listen: Warwickshire Q1 2026 commercial property briefing

The Warwickshire regional briefing covering Rugby and the wider region. A Q2 2026 commercial property briefing on Warwickshire, a structurally important Midlands shire county where Shakespeare-era market towns, a Regency spa with the Silicon Spa games cluster, and a deep automotive and engineering base coexist along the M40, M42, M6 and M69 corridors. We walk through HM Land Registry's two thousand two hundred and ninety-three commercial-leaning transactions, three Acuitus auction lots in Stratford and Leamington, including a notably keen two point three seven percent print on Rother Street, HS2 alignment through the county, and where lender appetite sits today.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Rugby commercial property transaction evidence

157 commercial sales in Rugby across the last 60 months, sourced from HM Land Registry Price Paid Data. 8 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
157
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Rugby
157transactions
Sample: showing 30 recent sales below
AgriculturalQ1 2026

The Granary, Coventry Road, Cawston, Rugby

Sale price
£900,000
HotelQ3 2025

Premier Inn, Coombe Fields Road, Ansty, Coventry

Sale price
£2,400,000
RetailQ1 2025

10, Market Place, Rugby

Sale price
£175,000
IndustrialQ1 2025

Unit 5, Hadrians Way, Glebe Farm Industrial Estate, Rugby

Sale price
£350,000
RetailQ1 2025

12, High Street, Rugby

Sale price
£175,000
IndustrialQ1 2025

Units 3 And 4, Avon Industrial Estate, Rugby

Sale price
£234,000
OfficeQ1 2025

Wharf House, 4, Hillmorton Wharf, Rugby

Sale price
£10,000
Pub / BarQ1 2025

The Caldecott Arms, 15, Main Street, Long Lawford, Rugby

Sale price
£424,800
CommercialQ1 2026

72a, Featherbed Lane, Rugby

Sale price
£290,000
CommercialQ1 2026

16a, Spring Street, Rugby

Sale price
£210,000
CommercialQ4 2025

1, Rugby Road, Barby, Rugby

Sale price
£805,000
CommercialQ4 2025

The Gardens, Main Street, Easenhall, Rugby

Sale price
£745,000
CommercialQ4 2025

Birchen Fold, Woolscott, Rugby

Sale price
£740,000
CommercialQ4 2025

44a - 44b, Lawford Road, Rugby

Sale price
£255,000
CommercialQ4 2025

58, Avenue Road, Rugby

Sale price
£210,000
CommercialQ4 2025

Gibbetts Cross Service Station, Watling Street, Shawell, Lutterworth

Sale price
£2,696,508
CommercialQ3 2025

20, Holbrook Avenue, Rugby

Sale price
£188,000
CommercialQ3 2025

56 - 62, Railway Terrace, Rugby

Sale price
£550,000
CommercialQ3 2025

58 - 60, Lawford Road, Rugby

Sale price
£675,000
CommercialQ3 2025

Unit 19, Hunters Lane, Rugby

Sale price
£400,000
CommercialQ3 2025

24, Arches Lane, Rugby

Sale price
£935,000
CommercialQ3 2025

44 - 46, Regent Street, Rugby

Sale price
£280,000
CommercialQ3 2025

Magna, Brinklow Road, Ansty, Coventry

Sale price
£1,550,000
CommercialQ3 2025

3 And 3a, Newbold Road, Rugby

Sale price
£660,000
CommercialQ3 2025

32 - 34, New Street, Rugby

Sale price
£314,000
CommercialQ3 2025

135, Cambridge Street, Rugby

Sale price
£200,000
CommercialQ3 2025

Field Farm, Plott Lane, Stretton On Dunsmore, Rugby

Sale price
£1,200,000
CommercialQ3 2025

31, Kingsley Avenue, Rugby

Sale price
£355,000
CommercialQ3 2025

Courtyard By Marriott Coventry, London Road, Ryton On Dunsmore, Coventry

Sale price
£3,700,000
CommercialQ3 2025

322, Bilton Road, Rugby

Sale price
£250,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Rugby commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Rugby commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Rugby. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Rugby commercial property investment fundamentals

What makes Rugby fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 5.8% across the local market
  • 14.5% property price growth over the past five years
  • 11% rental growth over five years supporting income returns
  • Strong occupier demand from Logistics & Distribution (DIRFT/Magna Park) and Manufacturing (GE/Alstom) sectors
  • Excellent transport connectivity including Avanti West Coast to London (50 mins)/Birmingham (30 mins)
  • Active regeneration programmes driving future capital growth

Development Opportunities

Rugby presents development opportunities linked to Rugby town centre regeneration. Growing demand from the Logistics & Distribution (DIRFT/Magna Park) sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite. Logistics covenants valued.

Property Types We Finance

Retail UnitsHigh Street ShopsShopping CentresOffice SpaceServiced Offices

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Rugby and the wider Warwickshire region, from commercial property purchases to development and refurbishment projects.

Need a commercial mortgage decision in Rugby?

Our team will review your asset, sector and structure against current Rugby lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Rugby

Commercial property news for Rugby will appear here once available. Check back soon for the latest market updates.

Rugby Commercial Mortgage Calculator

Pre-populated with local market data

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Rugby Location

Commercial mortgage services available across Rugby and surrounding areas. View larger map

Rugby commercial mortgage FAQ

Data-grounded answers about commercial property finance in Rugby, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Rugby?

HM Land Registry recorded 157 commercial property transactions in Rugby during the most recent reporting window. The median commercial sale price is £240,000, with the middle 50% of deals between £175,000 and £359,950. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Rugby?

The median commercial sale price recorded by HM Land Registry in Rugby is £240,000. Smaller end deals (lower quartile) sit around £175,000, while larger transactions (upper quartile) reach £359,950 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Rugby.

Which commercial property sectors are most active in Rugby?

The most active commercial sectors in Rugby (by recorded transaction count) are: retail (2 transactions), industrial (2 transactions), agri (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Rugby?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Rugby. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Rugby?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Rugby. We will review the asset, sector, deal structure and lender appetite specific to Rugby and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Rugby project?

Speak with our specialist team today and get a decision in principle within 48 hours.