CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Horsham and West Sussex. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Horsham commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“RSA Insurance HQ location. Strong professional services sector. Quality market town with premium catchment.”
, CMB Market Analysis
Horsham town centre improvements; Novartis former HQ site housing (Highwood); Foundry Lane health hub; North Horsham development (2,750 homes); Bishopric car park site; Forum and Piries Place
The West Sussex regional briefing covering Horsham and the wider region. A Q2 2026 commercial property briefing on West Sussex, a four-cylinder South Coast county with the Crawley and Gatwick aerospace cluster on its northern edge, the Worthing and Bognor Regis seaside belt in the south, the cathedral city of Chichester in the west, and the Mid Sussex commuter towns on the Brighton Main Line. We walk through transaction volumes across thirteen principal towns, four Acuitus auction prints between roughly five point eight and six point seven percent on the priced lots, and where lender appetite sits today.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
141 commercial sales in Horsham across the last 60 months, sourced from HM Land Registry Price Paid Data. 40 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
Black Horse, High Street, Amberley, Arundel
Willis Farm House, Hammerpond Road, Plummers Plain, Horsham
Hungerhill, Oak Field House, Coolham Road, Coolham, Horsham
Furzefield House, Horsham Road, Cowfold, Horsham
Southdown House, High Street, Henfield
Field House, Lyons Road, Slinfold, Horsham
Andrews Farm House, Station Road, Warnham, Horsham
Chennells Brook Farm House, Rusper Road, Horsham
Unit 6, Faygate Business Centre, Faygate, Horsham
Oakley Surgery, High Street, Partridge Green, Horsham
Spartan House, North Street, Horsham
The Old Farmhouse, Handcross Road, Plummers Plain, Horsham
Jubilee House, Southwater Business Park, Southwater, Horsham
Oakley Surgery, High Street, Partridge Green, Horsham
Tooley Street, Tooley Cottage, High Street, Henfield
Unit 42, The Henfield Business Park, Henfield
Ruets Farm House, Baynards Lane, Rudgwick, Horsham
Henfield Business Park, Unit B, Henfield Road, Woodmancote, Henfield
Godleys Barn, Guildford Road, Rudgwick, Horsham
Woodlawn, 2, High Street, Partridge Green, Horsham
Gravatts Farm, Plot 3b, Guildford Road, Rudgwick, Horsham
Gravatts Farm, Plot 3a8, Guildford Road, Rudgwick, Horsham
Gravatta Farm, Plot 14, Bowcroft Lane, Rudgwick, Horsham
Plot 14, Bowcroft Lane, Rudgwick, Horsham
Chess Barn, Wheatsheaf Road, Woodmancote, Henfield
Chennells Brook Barn, Rusper Road, Horsham
Forest House Cottage, Winterpit Lane, Mannings Heath, Horsham
Unit 2, Lawson Hunt Industrial Park, Broadbridge Heath, Horsham
Unit 44, The Henfield Business Park, Henfield
Bines Farm Barn, Bines Road, Partridge Green, Horsham
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of Horsham commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Horsham. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Horsham fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Horsham presents development opportunities linked to Horsham town centre improvements. Growing demand from the Insurance (RSA HQ) sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Very strong appetite. Insurance sector provides excellent covenant. Quality retail favoured.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Horsham and the wider West Sussex region, from commercial property purchases to professional office relocations.
Commercial property news for Horsham will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout West Sussex.
Commercial mortgage services available across Horsham and surrounding areas. View larger map
Recent sales, planning movement and market signals for Horsham, drawn from HM Land Registry data and local authority planning registers.
16 relevant planning applications are awaiting decision with Horsham District Council, proposing 1284 units with an estimated gross development value of £547m.
Source: Horsham District Council planning register
HM Land Registry data shows 141 commercial property transactions in the Horsham area over the past 60 months, with a median sale price of £363k. Lender appetite tends to follow transaction evidence, so an active local market supports stronger valuations.
Source: HM Land Registry price paid data
HM Land Registry records the sale of Willis Farm House, Hammerpond Road, Plummers Plain, Horsham for £2,125,000 in Q1 2026, one of 2 commercial transactions recorded in the Horsham area that quarter.
Source: HM Land Registry price paid data
Planning movement often signals upcoming finance demand. If you are buying, refinancing or developing in Horsham, see our guide to getting a commercial mortgage or talk to us about the local market.
The questions we answer most often on Horsham deals, covered in depth in our knowledge hub.
What lenders assess, who finds it easy, and how declined cases still get funded.
Deposit requirements by property type, acceptable sources, and ways to reduce yours.
The routes to 100% borrowing: additional security, strong trading businesses and equity.
High-street banks, challengers and specialists: who lends on what in West Sussex.
Leniency by lender category and product type, and what flexibility really costs.
Typical 2026 pricing by product, and what drives the rate you are offered.
Data-grounded answers about commercial property finance in Horsham, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 141 commercial property transactions in Horsham during the most recent reporting window. The median commercial sale price is £362,500, with the middle 50% of deals between £217,500 and £700,000. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in Horsham is £362,500. Smaller end deals (lower quartile) sit around £217,500, while larger transactions (upper quartile) reach £700,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Horsham.
The most active commercial sectors in Horsham (by recorded transaction count) are: office (19 transactions), agri (7 transactions), retail (6 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class. Speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Horsham. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access, including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Horsham. We will review the asset, sector, deal structure and lender appetite specific to Horsham and come back with an indicative rate, LTV and term within 24 to 48 hours.