CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Chester and Cheshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Chester commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Roman heritage drives strong tourism. Premium retail in The Rows. University presence growing.”
, CMB Market Analysis
Northgate development; city centre enhancement; riverside improvements
The Cheshire regional briefing covering Chester and the wider region. A Q2 2026 commercial property briefing on Cheshire, a four-town North West spine running from Warrington's M6 and M62 logistics nexus, through Roman Chester, to rail-engineering Crewe and the AstraZeneca-anchored golden triangle around Macclesfield. We walk through transaction volumes across the fourteen principal towns, ten Acuitus auction prints clearing between roughly three point six percent and just under twelve percent, and where lender appetite sits today.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
182 commercial sales in Chester across the last 60 months, sourced from HM Land Registry Price Paid Data. 22 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
Corbridge House, 10, The Square, Chester
Telford Court, Unit 1, Dunkirk Trading Estate, Dunkirk, Chester
Great Western House, The Sidings, Saltney, Chester
Great Western House, The Sidings, Saltney, Chester
York Terrace, York House, York Street, Chester
Brymau House, River Lane, Saltney, Chester
Chronicle House, 27, Common Hall Street, Chester
Hamilton House, Church Street, Tarvin, Chester
Barn Owl Farm, Barnhouse Lane, Great Barrow, Chester
Then Onion Store, Deeside Lane, Sealand, Chester
Tower House, Charterhall Drive, Chester
Terminus House, Church Street, Tarvin, Chester
64, High Street, Tarvin, Chester
Telford Court, Unit F, Dunkirk Trading Estate, Dunkirk, Chester
61, High Street, Tarvin, Chester
Bretton Hall Farm Offices, Unit 8, Chester Road, Bretton, Chester
Talbot House, Albion Street, Chester
Chronicle House, 45, Common Hall Street, Chester
8, Hartford Way, Sealand Industrial Estate, Chester
The Manor House, 1, Filkins Lane, Boughton, Chester
Viscount House, River Lane, Saltney, Chester
Unit B3 Borders 2 Industrial Estate, River Lane, Saltney, Chester
17, Bridge Street Row East, Chester
53, Lower Bridge Street, Chester
Broughton Shopping Park, Unit Ff1, Chester Road, Broughton, Chester
Calder Industrial Materials LTD, Jupiter Drive, Chester West Employment Park, Chester
Caer Fedwen, Bretton Lane, Bretton, Chester
21, Newgate Street, Chester
8, Ermine Road, Chester
50, Abbots Park, Chester
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of Chester commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Chester. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Chester fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Chester presents development opportunities linked to Northgate development. Growing demand from the Tourism sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Strong appetite for quality assets. Heritage conversion opportunities.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Chester and the wider Cheshire region, from hotel and leisure acquisitions to professional office relocations.
Commercial property news for Chester will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Cheshire.
Commercial mortgage services available across Chester and surrounding areas. View larger map
Data-grounded answers about commercial property finance in Chester, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 182 commercial property transactions in Chester during the most recent reporting window. The median commercial sale price is £225,000, with the middle 50% of deals between £150,000 and £350,000. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in Chester is £225,000. Smaller end deals (lower quartile) sit around £150,000, while larger transactions (upper quartile) reach £350,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Chester.
The most active commercial sectors in Chester (by recorded transaction count) are: office (14 transactions), industrial (4 transactions), retail (3 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Chester. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Chester. We will review the asset, sector, deal structure and lender appetite specific to Chester and come back with an indicative rate, LTV and term within 24–48 hours.