Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Chester and Cheshire.
Direct relationships with executives and board members of the UK's leading lenders
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
“Roman heritage drives strong tourism. Premium retail in The Rows. University presence growing.”
— CMB Market Analysis
Northgate development; city centre enhancement; riverside improvements
| Property Type | Prime / Grade A | Secondary | Market Range |
|---|---|---|---|
| Office | £20 psf | £8 psf | £8 - £20 psf |
| Retail / Shop | £19 psf | £14 psf | £14 - £19 psf |
| Industrial | £7 psf | £5 psf | £5 - £7 psf |
Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.
Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.
The Chester market shows positive momentum with yields compressing slightly against regional averages.
Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.
Open-plan office suite with parking, Upton
Corner retail unit with display frontage, Boughton
Light industrial unit with yard, Hoole
22-room guest house with owner's accommodation, Hoole
Commercial/residential investment, Boughton
7-unit freehold block of flats, The Rows
Land with outline planning permission, City Centre
77-bed nursing home with planning consent, City Centre
Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Chester. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileChester presents development opportunities linked to Northgate development. Growing demand from the Tourism sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Strong appetite for quality assets. Heritage conversion opportunities.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Chester and the wider Cheshire region, from hotel and leisure acquisitions to professional office relocations.
Chester is a historic walled city with strong heritage tourism and premium retail. The commercial property market benefits from strong demand across Tourism, Professional Services, Financial Services sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 5.5% and 14.5% price growth over five years, Chester offers compelling returns for commercial property investors. Excellent connectivity via Chester Station (WCML) supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Northgate development, further enhances the investment outlook and signals sustained public and private sector confidence.
The Chester market requires realistic expectations around liquidity and exit timelines for commercial assets. Secondary location pricing can be volatile, and investors benefit from strong local knowledge and established lender relationships.
Chester's commercial property landscape has been shaped by Northgate development. Growth in the Tourism sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.
Chester falls under Cheshire planning authority, where the adopted local plan supports commercial development and economic growth. Planning decisions reflect a balance between heritage conservation and enabling new investment, with CIL charges and Section 106 contributions applying to larger schemes.
Commercial property news for Chester will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Cheshire.
Commercial mortgage services available across Chester and surrounding areas. View larger map
Office rents in Chester range from approximately £8 per square foot for secondary space up to £20 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £12 per square foot. These figures are based on Q1 2026 regional market benchmarking.
Investment yields in Chester vary by property type and grade. Current indicative yields are: offices at 6.82%-8.33%, retail at 7.84%-8.12%, industrial at 6.56%-8.26%, residential single-let at 6.01%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.
Chester's commercial property market includes offices, retail units, industrial premises, residential investment blocks, care homes, hotels and guest houses. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.
Residential investment blocks in Chester typically trade at around £138,100 per unit, or approximately £246 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 6.01%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.
Care homes in Chester typically trade at around £37,670 per registered bed. A typical 44-bed home would therefore be valued between £753k and £2.3m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.