CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Northwich and Cheshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
Northwich commercial property delivers 6.3% average yield.
Northwich yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Northwich commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Historic salt town with chemical industry heritage. Barons Quay major retail investment. Mid-Cheshire location.”
, CMB Market Analysis
Barons Quay mixed-use scheme (£80m); Winnington Park regeneration; Weaver Navigation waterfront improvements; Leftwich housing expansion; town centre public realm
The Cheshire regional briefing covering Northwich and the wider region. A Q2 2026 commercial property briefing on Cheshire, a four-town North West spine running from Warrington's M6 and M62 logistics nexus, through Roman Chester, to rail-engineering Crewe and the AstraZeneca-anchored golden triangle around Macclesfield. We walk through transaction volumes across the fourteen principal towns, ten Acuitus auction prints clearing between roughly three point six percent and just under twelve percent, and where lender appetite sits today.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
117 commercial sales in Northwich across the last 60 months, sourced from HM Land Registry Price Paid Data. 18 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
30, High Street, Northwich
Long Barn, 1, Ainsworth Lane, Crowton, Northwich
Foxwist Stables, Foxwist Green, Whitegate, Northwich
12, Cheshire Business Park, Lostock Gralam, Northwich
Britannic House, 32, High Street, Northwich
Britannic House, 32, High Street, Northwich
Wheatsheaf Inn, High Street, Weaverham, Northwich
Factory Cottages, Georges Lane, Aston By Budworth, Northwich
The Old Farmhouse, Hough Lane, Comberbach, Northwich
Sherwood House, Gadbrook Business Centre, Rudheath, Northwich
Bowland House, Gadbrook Business Centre, Rudheath, Northwich
The Old Pump House, Reed Lane, Antrobus, Northwich
16, High Street, Great Budworth, Northwich
Brimstone Retail Parade, Unit 1, Cheshire Business Park, Lostock Gralam, Northwich
Dovetail House, Hodge Lane, Gorstage, Northwich
Cosgrove Business Park, Unit 59, Daisy Bank Lane, Anderton, Northwich
The Stables Hefferston Hall, 2, Grange Lane, Gorstage, Northwich
Richmond House, Gadbrook Business Centre, Rudheath, Northwich
Longridge Cottage, Budworth Road, Aston By Budworth, Northwich
33, Harper Close, Northwich
33, Harper Close, Northwich
24, Church Street, Weaverham, Northwich
The Old Rectory, Church Street, Davenham, Northwich
49, London Road, Northwich
119 - 123, Middlewich Road, Northwich
93, Chester Road, Northwich
6, Crown Street, Northwich
7, Weaver Road, Northwich
Winnington Service Station, Winnington Lane, Northwich
The Garage, Winnington Lane, Northwich
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of Northwich commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Northwich. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Northwich fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Northwich presents development opportunities linked to Barons Quay mixed-use scheme (£80m). Growing demand from the Chemical Manufacturing (Tata Chemicals) sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Selective appetite. Barons Quay focus.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Northwich and the wider Cheshire region, from commercial property purchases to development and refurbishment projects.
Commercial property news for Northwich will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Cheshire.
Commercial mortgage services available across Northwich and surrounding areas. View larger map
Recent sales, planning movement and market signals for Northwich, drawn from HM Land Registry data and local authority planning registers.
Change of use of dwelling to childrens home for 2 children at 17 Champion Court Helsby Frodsham WA6 0GL (1 units). Approved by Cheshire West and Chester Council.
Source: Cheshire West and Chester Council, ref 26/01250/FUL
Single storey rear extension at 28 Bramhalls Park Anderton With Marbury Northwich CW9 6AH. Approved by Cheshire West and Chester Council.
Source: Cheshire West and Chester Council, ref 26/01327/FUL
HM Land Registry data shows 117 commercial property transactions in the Northwich area over the past 60 months, with a median sale price of £170k. Lender appetite tends to follow transaction evidence, so an active local market supports stronger valuations.
Source: HM Land Registry price paid data
HM Land Registry records the sale of Foxwist Stables, Foxwist Green, Whitegate, Northwich for £1,025,000 in Q1 2025, one of 7 commercial transactions recorded in the Northwich area that quarter.
Source: HM Land Registry price paid data
Planning movement often signals upcoming finance demand. If you are buying, refinancing or developing in Northwich, see our guide to getting a commercial mortgage or talk to us about the local market.
The questions we answer most often on Northwich deals, covered in depth in our knowledge hub.
What lenders assess, who finds it easy, and how declined cases still get funded.
Deposit requirements by property type, acceptable sources, and ways to reduce yours.
The routes to 100% borrowing: additional security, strong trading businesses and equity.
High-street banks, challengers and specialists: who lends on what in Cheshire.
Leniency by lender category and product type, and what flexibility really costs.
Typical 2026 pricing by product, and what drives the rate you are offered.
Data-grounded answers about commercial property finance in Northwich, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 117 commercial property transactions in Northwich during the most recent reporting window. The median commercial sale price is £170,000, with the middle 50% of deals between £121,400 and £310,000. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in Northwich is £170,000. Smaller end deals (lower quartile) sit around £121,400, while larger transactions (upper quartile) reach £310,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Northwich.
The most active commercial sectors in Northwich (by recorded transaction count) are: office (10 transactions), agri (4 transactions), retail (3 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class. Speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Northwich. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access, including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Northwich. We will review the asset, sector, deal structure and lender appetite specific to Northwich and come back with an indicative rate, LTV and term within 24 to 48 hours.