Kettering, Northamptonshire

Commercial Mortgages in Kettering

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Kettering and Northamptonshire.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£135
Avg Price/sq ft
6.2%
Average Yield
+15%
5yr Price Growth
+11.5%
5yr Rental Growth

Investment Hotspot

6.2% average yield

Kettering stands out with above-average yields of 6.2%, making it one of the UK's most attractive commercial property markets for investors.

Why Choose CMB in Kettering

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:Kettering Town CentreBarton SeagraveBurton LatimerRothwellDesborough

Kettering Local Market Intelligence

Strong logistics location on A14 corridor. Weetabix and other food processors nearby. Growing residential development.

— CMB Market Analysis

Key Industries

  • Logistics & Distribution
  • Food Processing (Weetabix nearby)
  • Manufacturing
  • Retail
  • Healthcare

Transport Links

  • East Midlands Railway to London St Pancras (60 mins)
  • A14 to M1/M6/Cambridge
  • A43 to Corby/Stamford
  • A6 to Leicester/Bedford

Regeneration

Kettering town centre regeneration; Hanwood Park (5,500 homes); Station Quarter mixed-use; former Wicksteed Park investment; Kettering East sustainable urban extension; A14 improvements

Kettering Commercial Property Market Data

Commercial Property Values in Kettering

Property TypePrime / Grade ASecondaryMarket Range
Office£20 psf£7 psf£7 - £20 psf
Retail / Shop£23 psf£17 psf£17 - £23 psf
Industrial£5 psf£3 psf£3 - £5 psf
Warehouse / Logistics£5 psf£9 psf£5 - £9 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Kettering

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Kettering Market Trends

Office Vacancy
Stable
Industrial Demand
Strong
Retail Footfall
Declining
Residential Investment
Moderate
Dominant sector:Industrial & Logistics

Investor appetite for Kettering commercial property remains steady, with industrial & logistics assets attracting the most interest.

Recent Commercial Property Transactions in Kettering

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ4 2025

Refurbished office space, Burton Latimer

3,758 sq ft
£36,000 - £39,000
£10 psf9% yield
RetailQ1 2026

Corner retail unit with display frontage, Rothwell

2,422 sq ft
£44,000 - £48,000
£19 psf5.8% yield
IndustrialQ4 2025

Industrial workshop with office, Rothwell

38,240 sq ft
£109,000 - £120,000
£3 psf5.6% yield
Pub/RestaurantQ3 2025

Town centre restaurant premises, Rothwell

£245,000 - £270,000
8.47% yield
WarehouseQ1 2026

Modern warehouse with dock-level loading

60,955 sq ft
£521,000 - £576,000
£9 psf6.2% yield
Mixed-UseQ1 2026

Shop with maisonette above, town centre

1,728 sq ft
£227,000 - £250,000
£138 psf6.4% yield
Care HomeQ3 2025

58-bed care home, recently refurbished, Barton Seagrave

58 beds
£2,790,000 - £3,085,000
7.5% yield
Residential BlockQ4 2025

10-unit converted residential building, Kettering Town Centre

10 units
£1,425,000 - £1,575,000
7.9% yield

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Kettering

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Kettering. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Kettering for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 6.2% across the local market
  • 15% property price growth over the past five years
  • 11.5% rental growth over five years supporting income returns
  • Strong occupier demand from Logistics & Distribution and Food Processing (Weetabix nearby) sectors
  • Excellent transport connectivity including East Midlands Railway to London St Pancras (60 mins)
  • Active regeneration programmes driving future capital growth

Development Opportunities

Kettering presents development opportunities linked to Kettering town centre regeneration. Growing demand from the Logistics & Distribution sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for logistics and industrial.

Property Types We Finance

Industrial UnitsFactory SpaceRetail UnitsHigh Street ShopsShopping CentresMedical/Dental PracticesCare Homes

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Kettering and the wider Northamptonshire region, from commercial property purchases to development and refurbishment projects.

Why Invest in Kettering

Kettering is a North Northamptonshire town with a strong industrial heritage in boot and shoe manufacturing, now diversifying with logistics and food processing. The commercial property market benefits from strong demand across Logistics & Distribution, Food Processing (Weetabix nearby), Manufacturing sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 6.2% and 15% price growth over five years, Kettering offers compelling returns for commercial property investors. Excellent connectivity via East Midlands Railway to London St Pancras (60 mins) supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Kettering town centre regeneration, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

Limited stock of institutional-grade commercial property in Kettering means investors often need to consider value-add strategies. Planning timelines and local authority capacity can extend development schedules beyond initial expectations.

Notable Developments

Kettering's commercial property landscape has been shaped by Kettering town centre regeneration. Growth in the Logistics & Distribution sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

Planning applications in Kettering are managed by Northamptonshire council, which has adopted a pro-growth stance supporting commercial and mixed-use development. Local plan policies favour brownfield regeneration and town centre investment, with a streamlined approach to permitted development rights for office-to-residential conversions.

Latest Commercial Property News in Kettering

Commercial property news for Kettering will appear here once available. Check back soon for the latest market updates.

Also Serving Across Northamptonshire

We provide commercial mortgages, bridging finance, and development finance throughout Northamptonshire.

Commercial Mortgage Brokers Across the UK

Kettering Commercial Mortgage Calculator

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Kettering Location

Commercial mortgage services available across Kettering and surrounding areas. View larger map

Kettering Commercial Property FAQ

What is the average office rent per square foot in Kettering?

Office rents in Kettering range from approximately £7 per square foot for secondary space up to £20 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £11 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Kettering?

Investment yields in Kettering vary by property type and grade. Current indicative yields are: offices at 6%-8.51%, retail at 6.02%-9.55%, industrial at 5.53%-8.05%, residential single-let at 7.52%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Kettering?

Kettering's commercial property market includes offices, retail units, industrial premises, warehouses and logistics units, residential investment blocks, care homes, pubs and restaurants. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

How much does a residential investment block cost in Kettering?

Residential investment blocks in Kettering typically trade at around £134,400 per unit, or approximately £145 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 7.52%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.

What is the average price per bed for care homes in Kettering?

Care homes in Kettering typically trade at around £51,020 per registered bed. A typical 35-bed home would therefore be valued between £1.0m and £3.1m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.

Ready to discuss your Kettering project?

Speak with our specialist team today and get a decision in principle within 48 hours.