Kettering, NorthamptonshireLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Kettering

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Kettering and Northamptonshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£135
Avg Price/sq ft
6.2%
Average Yield
+15%
5yr Price Growth
+11.5%
5yr Rental Growth

Kettering commercial property delivers 6.2% average yield.

Kettering yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.

Kettering commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Kettering commercial property market signals

The factors lenders weigh when assessing Kettering commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Strong logistics location on A14 corridor. Weetabix and other food processors nearby. Growing residential development.

, CMB Market Analysis

Key Industries

  • Logistics & Distribution
  • Food Processing (Weetabix nearby)
  • Manufacturing
  • Retail
  • Healthcare

Transport Links

  • East Midlands Railway to London St Pancras (60 mins)
  • A14 to M1/M6/Cambridge
  • A43 to Corby/Stamford
  • A6 to Leicester/Bedford

Regeneration

Kettering town centre regeneration; Hanwood Park (5,500 homes); Station Quarter mixed-use; former Wicksteed Park investment; Kettering East sustainable urban extension; A14 improvements

Listen: Northamptonshire Q1 2026 commercial property briefing

The Northamptonshire regional briefing covering Kettering and the wider region. A Q2 2026 commercial property briefing on Northamptonshire, the geographic heart of the UK Golden Triangle, anchored on Northampton's diversified regional economy, the Daventry rail-freight cluster at DIRFT, and the Silverstone motorsport corridor. We walk through transaction volumes across the nine principal towns, what a thin auction tape can and cannot tell us, and where lender appetite sits today.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Kettering commercial property transaction evidence

147 commercial sales in Kettering across the last 60 months, sourced from HM Land Registry Price Paid Data. 11 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
147
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Kettering
147transactions
Sample: showing 30 recent sales below
OfficeQ3 2025

Adam Business Centre, Unit 1, Henson Way, Telford Way Industrial Estate, Kettering

Sale price
£220,000
OfficeQ3 2025

Acer House, 2c, Polopit, Titchmarsh, Kettering

Sale price
£1,125,000
OfficeQ3 2025

A6 Business Centre, Unit 4, Telford Way, Telford Way Industrial Estate, Kettering

Sale price
£225,000
OfficeQ3 2025

I M Kelly Automotive LTD, Orion Way, Kettering Business Park, Kettering

Sale price
£3,060,000
OfficeQ3 2025

Sarnia House, 86, Rockingham Road, Kettering

Sale price
£1,165,000
Land / PlotsQ3 2025

Land Adjoining, 3 - 4, Stable Yard, Loddington, Kettering

Sale price
£395,000
IndustrialQ3 2025

Unit 1, Telford Way, Telford Way Industrial Estate, Kettering

Sale price
£360,000
OfficeQ2 2025

Unit 2, Orion Way, Kettering Business Park, Kettering

Sale price
£550,000
IndustrialQ1 2025

1, Vista Park, Telford Way Industrial Estate, Kettering

Sale price
£925,000
RetailQ1 2025

66, High Street, Kettering

Sale price
£165,000
RetailQ1 2025

19a, High Street, Broughton, Kettering

Sale price
£500,000
CommercialQ1 2026

2, Tresham Street, Kettering

Sale price
£245,000
CommercialQ1 2026

15, Bridge Street, Rothwell, Kettering

Sale price
£350,000
CommercialQ4 2025

2, Philips Field Close, Kettering

Sale price
£250,000
CommercialQ4 2025

40, Rockingham Road, Kettering

Sale price
£258,000
CommercialQ4 2025

Unit 8, Brooklands Court, Kettering Venture Park, Kettering

Sale price
£340,000
CommercialQ3 2025

202, Rockingham Road, Kettering

Sale price
£450,000
CommercialQ3 2025

Unit 6, Cherry Hall Road, Kettering

Sale price
£195,000
CommercialQ3 2025

Unit 7, Cherry Hall Road, Kettering

Sale price
£228,000
CommercialQ3 2025

56, Stamford Road, Kettering

Sale price
£480,000
CommercialQ3 2025

15, Bridge Street, Rothwell, Kettering

Sale price
£350,000
CommercialQ3 2025

Castle Mews, Serrula, Chancery Lane, Thrapston, Kettering

Sale price
£628,500
CommercialQ3 2025

11, West Street, Geddington, Kettering

Sale price
£335,000
CommercialQ3 2025

5, Sutton Drive, Kettering

Sale price
£2,628,070
CommercialQ3 2025

15, Canon Street, Kettering

Sale price
£60,000
CommercialQ3 2025

5, Main Street, Loddington, Kettering

Sale price
£330,000
CommercialQ3 2025

35, Finedon Road, Burton Latimer, Kettering

Sale price
£410,000
CommercialQ3 2025

Baptist Church, Main Street, Aldwincle, Kettering

Sale price
£110,000
CommercialQ2 2025

64, Horse Fair Lane, Rothwell, Kettering

Sale price
£280,000
CommercialQ2 2025

21, Bridge Street, Rothwell, Kettering

Sale price
£300,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Kettering commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Kettering commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Kettering. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Kettering commercial property investment fundamentals

What makes Kettering fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 6.2% across the local market
  • 15% property price growth over the past five years
  • 11.5% rental growth over five years supporting income returns
  • Strong occupier demand from Logistics & Distribution and Food Processing (Weetabix nearby) sectors
  • Excellent transport connectivity including East Midlands Railway to London St Pancras (60 mins)
  • Active regeneration programmes driving future capital growth

Development Opportunities

Kettering presents development opportunities linked to Kettering town centre regeneration. Growing demand from the Logistics & Distribution sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for logistics and industrial.

Property Types We Finance

Industrial UnitsFactory SpaceRetail UnitsHigh Street ShopsShopping CentresMedical/Dental PracticesCare Homes

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Kettering and the wider Northamptonshire region, from commercial property purchases to development and refurbishment projects.

Need a commercial mortgage decision in Kettering?

Our team will review your asset, sector and structure against current Kettering lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Kettering

Commercial property news for Kettering will appear here once available. Check back soon for the latest market updates.

Also Serving Across Northamptonshire

We provide commercial mortgages, bridging finance, and development finance throughout Northamptonshire.

Commercial Mortgage Brokers Across the UK

Kettering Commercial Mortgage Calculator

Pre-populated with local market data

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Kettering Location

Commercial mortgage services available across Kettering and surrounding areas. View larger map

Kettering commercial mortgage FAQ

Data-grounded answers about commercial property finance in Kettering, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Kettering?

HM Land Registry recorded 147 commercial property transactions in Kettering during the most recent reporting window. The median commercial sale price is £210,000, with the middle 50% of deals between £157,500 and £273,977. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Kettering?

The median commercial sale price recorded by HM Land Registry in Kettering is £210,000. Smaller end deals (lower quartile) sit around £157,500, while larger transactions (upper quartile) reach £273,977 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Kettering.

Which commercial property sectors are most active in Kettering?

The most active commercial sectors in Kettering (by recorded transaction count) are: office (6 transactions), industrial (2 transactions), retail (2 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Kettering?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Kettering. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Kettering?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Kettering. We will review the asset, sector, deal structure and lender appetite specific to Kettering and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Kettering project?

Speak with our specialist team today and get a decision in principle within 48 hours.