Specialist Commercial Mortgage Broker in Northampton
CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Northampton and Northamptonshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
Northampton commercial property finance, offices, retail and mixed-use assets
Northampton commercial property delivers 7% average yield.
Northampton yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.
Northampton commercial mortgage brokers, ex-bankers with direct lender access
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Ex-Banking Background
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Board-Level Access
Direct relationships with lender decision-makers for faster approvals and better terms
£300M+ Track Record
Proven success arranging complex commercial property finance across the UK
Northampton commercial property market signals
The factors lenders weigh when assessing Northampton commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Major logistics hub with M1 access. Town centre regeneration ongoing. Strong distribution demand.”
, CMB Market Analysis
Key Industries
- Logistics
- Manufacturing
- Retail
- Professional Services
- Footwear
Transport Links
- Northampton Station (WCML)
- M1 motorway
- A45 corridor
Regeneration
Greyfriars; town centre transformation; Waterside Enterprise Zone
Northampton Q1 2026 Commercial Property Market Report
Northampton is the East Midlands' principal logistics and distribution market, with 1,733 commercial-leaning transactions registered with HM Land Registry across the rolling five years to Q2 2026.
Listen: Northamptonshire Q1 2026 commercial property briefing
The Northamptonshire regional briefing covering Northampton and the wider region. A Q2 2026 commercial property briefing on Northamptonshire, the geographic heart of the UK Golden Triangle, anchored on Northampton's diversified regional economy, the Daventry rail-freight cluster at DIRFT, and the Silverstone motorsport corridor. We walk through transaction volumes across the nine principal towns, what a thin auction tape can and cannot tell us, and where lender appetite sits today.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
Northampton commercial property transaction evidence
369 commercial sales in Northampton across the last 60 months, sourced from HM Land Registry Price Paid Data. 13 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
Middlesex House, High Street, Pitsford, Northampton
Lodge Barn Farm, Green Lodge Barn, Nobottle, Northampton
Build Center, Kilvey Road, Brackmills Industrial Estate, Northampton
Unit 1, The Business Centre, Weedon Road Industrial Estate, Northampton
Pentagon Park, Unit C, Barn Way, Lodge Farm Industrial Estate, Northampton
Unit 2, Fortune Close, Riverside Business Park, Northampton
4, Sketty Close, Brackmills Industrial Estate, Northampton
18, Low Farm Place, Moulton Park Industrial Estate, Northampton
The Lakes, Lakeside House, Bedford Road, Northampton
Cromwell Farm, The Dutch Barn, Haselbech Road, Naseby, Northampton
5, Upper Priory Street, Grafton Street Industrial Estate, Northampton
9 - 11, High Street, Ecton, Northampton
Encon Court, Unit 1, Owl Close, Moulton Park Industrial Estate, Northampton
46, Park Drive, Northampton
Upton Hall, Upton Lane, Upton, Northampton
Norwood Farm, Tranche 2, Phase 2a/C, Sandy Lane, Harpole, Northampton
26, The Banks, Long Buckby, Northampton
1, Wellspring, Blisworth, Northampton
Ivy Cottage, Lower End, Hartwell, Northampton
7, Cherry Orchard Place, Weston Favell, Northampton
Unit 1, Farmhill Road, Northampton
32, Gold Street, Northampton
47 - 49, St Giles Street, Northampton
The Old Bakehouse, The Ridings, Northampton
58 - 59, Billing Road, Northampton
27, Grafton View, Wootton, Northampton
97, Sir John Pascoe Way, Northampton
19, Raisins Field Close, Northampton
43, Park Corner, St James, Northampton
43, Park Corner, St James, Northampton
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Northampton commercial mortgages, bridging loans and development finance
Three core debt structures cover the majority of Northampton commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Northampton commercial property finance by property type
Lender appetite, yield bands and debt structures vary materially by property type. Pick the briefing that matches your Northampton acquisition.
Office finance in Northampton
Office investment finance for headquarters buildings, business parks, multi-let suites and office-led mixed-use schemes.
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Industrial finance in Northampton
Industrial and logistics finance for big-box distribution, multi-let estates, last-mile urban logistics and trade counter parks.
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Retail finance in Northampton
Retail property finance for high street parades, retail warehousing, shopping centres and convenience-led mixed-use.
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Mixed-Use finance in Northampton
Finance for buildings combining commercial ground floors with residential upper floors, the dominant deal format in UK secondary markets and the engine of corporate-acquired property activity.
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Hotel finance in Northampton
Hotel property finance for trading boutique hotels, branded operator-let assets and aparthotel acquisitions.
View briefing
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Northampton. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileNorthampton commercial property investment fundamentals
What makes Northampton fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Investment Highlights
- Average commercial property yields of 7% across the local market
- 18.5% property price growth over the past five years
- 12.5% rental growth over five years supporting income returns
- Strong occupier demand from Logistics and Manufacturing sectors
- Excellent transport connectivity including Northampton Station (WCML)
- Active regeneration programmes driving future capital growth
Development Opportunities
Northampton presents development opportunities linked to Greyfriars. Growing demand from the Logistics sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Lender Appetite
Good appetite for logistics and industrial. Residential development supported.
Property Types We Finance
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Northampton and the wider Northamptonshire region, from logistics facility financing to industrial unit purchases.
Latest Commercial Property News in Northampton
Commercial property news for Northampton will appear here once available. Check back soon for the latest market updates.
Also Serving Across Northamptonshire
We provide commercial mortgages, bridging finance, and development finance throughout Northamptonshire.
Commercial Mortgage Brokers Across the UK
Northampton Location
Commercial mortgage services available across Northampton and surrounding areas. View larger map
Northampton commercial mortgage FAQ
Data-grounded answers about commercial property finance in Northampton, sourced from HM Land Registry transactions and our own deal flow.
How active is the commercial property market in Northampton?
HM Land Registry recorded 369 commercial property transactions in Northampton during the most recent reporting window. The median commercial sale price is £225,000, with the middle 50% of deals between £175,000 and £315,000. Source: HM Land Registry Price Paid Data (Category B records).
What is the typical commercial property price in Northampton?
The median commercial sale price recorded by HM Land Registry in Northampton is £225,000. Smaller end deals (lower quartile) sit around £175,000, while larger transactions (upper quartile) reach £315,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Northampton.
Which commercial property sectors are most active in Northampton?
The most active commercial sectors in Northampton (by recorded transaction count) are: industrial (6 transactions), office (4 transactions), agri (2 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.
Can I get a commercial mortgage on a property in Northampton?
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Northampton. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.
How do I get a commercial mortgage quote for a property in Northampton?
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Northampton. We will review the asset, sector, deal structure and lender appetite specific to Northampton and come back with an indicative rate, LTV and term within 24–48 hours.