Northampton, Northamptonshire

Commercial Mortgages & Property Finance in Northampton

Northampton is a major East Midlands town with strong logistics sector and competitive property values. The town offers property finance opportunities.

Town CentreBrackmillsRiversideKingsthorpeWeston Favell
£175
Avg Price/sq ft
7%
Average Yield
+18.5%
5yr Price Growth
+12.5%
5yr Rental Growth

Northampton Local Market Intelligence

Major logistics hub with M1 access. Town centre regeneration ongoing. Strong distribution demand.

— CMB Market Analysis

Key Industries

  • Logistics
  • Manufacturing
  • Retail
  • Professional Services
  • Footwear

Transport Links

  • Northampton Station (WCML)
  • M1 motorway
  • A45 corridor

Regeneration

Greyfriars; town centre transformation; Waterside Enterprise Zone

Our Services in Northampton

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months

Led by Matt Lenzie, ex-Lloyds Bank & Bank of Scotland, with direct lender relationships across Northamptonshire. LinkedIn

Why Northampton for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 7% across the local market
  • 18.5% property price growth over the past five years
  • 12.5% rental growth over five years supporting income returns
  • Strong occupier demand from Logistics and Manufacturing sectors
  • Excellent transport connectivity including Northampton Station (WCML)
  • Active regeneration programmes driving future capital growth

Development Opportunities

Northampton presents development opportunities linked to Greyfriars. Growing demand from the Logistics sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for logistics and industrial. Residential development supported.

Property Types We Finance

Industrial/WarehouseDistribution CentresIndustrial UnitsFactory SpaceRetail UnitsHigh Street ShopsShopping CentresOffice Space

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Northampton and the wider Northamptonshire region, from logistics facility financing to industrial unit purchases.

Why Invest in Northampton

Northampton is a major East Midlands town with strong logistics sector and competitive property values. The commercial property market benefits from strong demand across Logistics, Manufacturing, Retail sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 7% and 18.5% price growth over five years, Northampton offers compelling returns for commercial property investors. Excellent connectivity via Northampton Station (WCML) supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Greyfriars, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

The Northampton market requires realistic expectations around liquidity and exit timelines for commercial assets. Secondary location pricing can be volatile, and investors benefit from strong local knowledge and established lender relationships.

Notable Developments

Northampton's commercial property landscape has been shaped by Greyfriars. Growth in the Logistics sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

Northampton falls under Northamptonshire planning authority, where the adopted local plan supports commercial development and economic growth. Planning decisions reflect a balance between heritage conservation and enabling new investment, with CIL charges and Section 106 contributions applying to larger schemes.

Latest Commercial Property News in Northampton

Commercial property news for Northampton will appear here once available. Check back soon for the latest market updates.

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