Northampton, Northamptonshire

Commercial Mortgages in Northampton

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Northampton and Northamptonshire.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£175
Avg Price/sq ft
7%
Average Yield
+18.5%
5yr Price Growth
+12.5%
5yr Rental Growth

Investment Hotspot

7% average yield

Northampton stands out with above-average yields of 7%, making it one of the UK's most attractive commercial property markets for investors.

Why Choose CMB in Northampton

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:Town CentreBrackmillsRiversideKingsthorpeWeston Favell

Northampton Local Market Intelligence

Major logistics hub with M1 access. Town centre regeneration ongoing. Strong distribution demand.

— CMB Market Analysis

Key Industries

  • Logistics
  • Manufacturing
  • Retail
  • Professional Services
  • Footwear

Transport Links

  • Northampton Station (WCML)
  • M1 motorway
  • A45 corridor

Regeneration

Greyfriars; town centre transformation; Waterside Enterprise Zone

Northampton Commercial Property Market Data

Commercial Property Values in Northampton

Property TypePrime / Grade ASecondaryMarket Range
Office£18 psf£8 psf£8 - £18 psf
Retail / Shop£31 psf£28 psf£28 - £31 psf
Industrial£8 psf£5 psf£5 - £8 psf
Warehouse / Logistics£6 psf£13 psf£6 - £13 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Northampton

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Northampton Market Trends

Office Vacancy
Falling
Industrial Demand
Moderate
Retail Footfall
Declining
Residential Investment
Moderate
Dominant sector:Industrial & Logistics

The Northampton market shows positive momentum with yields compressing slightly against regional averages.

Recent Commercial Property Transactions in Northampton

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ3 2025

Refurbished office space, Riverside

5,088 sq ft
£92,000 - £102,000
£19 psf9.2% yield
RetailQ3 2025

Corner retail unit with display frontage, Weston Favell

2,030 sq ft
£67,000 - £75,000
£35 psf6.1% yield
IndustrialQ3 2025

Manufacturing unit with loading, Brackmills

20,624 sq ft
£137,000 - £152,000
£7 psf6.2% yield
WarehouseQ3 2025

Distribution warehouse, Kingsthorpe

46,420 sq ft
£265,000 - £292,000
£6 psf6.2% yield
Mixed-UseQ3 2025

Mixed-use building with commercial ground floor and residential above, Town Centre

4,646 sq ft
£1,011,000 - £1,117,000
£229 psf6.3% yield
Residential BlockQ3 2025

15-unit purpose-built apartment block, Riverside

15 units
£1,760,000 - £1,945,000
6.7% yield
Development SiteQ3 2025

Development site with planning for 13 residential units, Weston Favell

13 units
£120,000 - £130,000

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Northampton

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Northampton. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Northampton for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 7% across the local market
  • 18.5% property price growth over the past five years
  • 12.5% rental growth over five years supporting income returns
  • Strong occupier demand from Logistics and Manufacturing sectors
  • Excellent transport connectivity including Northampton Station (WCML)
  • Active regeneration programmes driving future capital growth

Development Opportunities

Northampton presents development opportunities linked to Greyfriars. Growing demand from the Logistics sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for logistics and industrial. Residential development supported.

Property Types We Finance

Industrial/WarehouseDistribution CentresIndustrial UnitsFactory SpaceRetail UnitsHigh Street ShopsShopping CentresOffice Space

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Northampton and the wider Northamptonshire region, from logistics facility financing to industrial unit purchases.

Why Invest in Northampton

Northampton is a major East Midlands town with strong logistics sector and competitive property values. The commercial property market benefits from strong demand across Logistics, Manufacturing, Retail sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 7% and 18.5% price growth over five years, Northampton offers compelling returns for commercial property investors. Excellent connectivity via Northampton Station (WCML) supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Greyfriars, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

The Northampton market requires realistic expectations around liquidity and exit timelines for commercial assets. Secondary location pricing can be volatile, and investors benefit from strong local knowledge and established lender relationships.

Notable Developments

Northampton's commercial property landscape has been shaped by Greyfriars. Growth in the Logistics sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

Northampton falls under Northamptonshire planning authority, where the adopted local plan supports commercial development and economic growth. Planning decisions reflect a balance between heritage conservation and enabling new investment, with CIL charges and Section 106 contributions applying to larger schemes.

Latest Commercial Property News in Northampton

Commercial property news for Northampton will appear here once available. Check back soon for the latest market updates.

Also Serving Across Northamptonshire

We provide commercial mortgages, bridging finance, and development finance throughout Northamptonshire.

Commercial Mortgage Brokers Across the UK

Northampton Commercial Mortgage Calculator

Pre-populated with local market data

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Interest-only estimate. Actual terms subject to lender assessment.

Northampton Location

Commercial mortgage services available across Northampton and surrounding areas. View larger map

Northampton Commercial Property FAQ

What is the average office rent per square foot in Northampton?

Office rents in Northampton range from approximately £8 per square foot for secondary space up to £18 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £12 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Northampton?

Investment yields in Northampton vary by property type and grade. Current indicative yields are: offices at 6.44%-8.81%, retail at 5.87%-8.67%, industrial at 6.12%-6.54%, residential single-let at 6.39%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Northampton?

Northampton's commercial property market includes offices, retail units, industrial premises, warehouses and logistics units, residential investment blocks. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

How much does a residential investment block cost in Northampton?

Residential investment blocks in Northampton typically trade at around £112,110 per unit, or approximately £220 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 6.39%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.

Ready to discuss your Northampton project?

Speak with our specialist team today and get a decision in principle within 48 hours.