Chesterfield, Derbyshire

Commercial Mortgages in Chesterfield

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Chesterfield and Derbyshire.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£218
Avg Price/sq ft
6.3%
Average Yield
+14.6%
5yr Price Growth
+14.3%
5yr Rental Growth

Investment Hotspot

6.3% average yield

Chesterfield stands out with above-average yields of 6.3%, making it one of the UK's most attractive commercial property markets for investors.

Why Choose CMB in Chesterfield

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:Chesterfield Town CentreCrooked SpireWhittington MoorNewboldHolme Hall

Chesterfield Local Market Intelligence

Market town with famous Crooked Spire. Peak District gateway. Chesterfield FC stadium regeneration.

— CMB Market Analysis

Key Industries

  • Manufacturing
  • Retail
  • Healthcare
  • Professional Services
  • Leisure

Transport Links

  • East Midlands Railway
  • M1 motorway
  • A61/A619 roads

Regeneration

Town centre improvements; Peak Resort development; HS2 station aspirations

Chesterfield Commercial Property Market Data

Commercial Property Values in Chesterfield

Property TypePrime / Grade ASecondaryMarket Range
Office£18 psf£9 psf£9 - £18 psf
Retail / Shop£28 psf£16 psf£16 - £28 psf
Industrial£6 psf£5 psf£5 - £6 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Chesterfield

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Chesterfield Market Trends

Office Vacancy
Stable
Industrial Demand
Moderate
Retail Footfall
Declining
Residential Investment
Moderate
Dominant sector:Industrial & Logistics

Investor appetite for Chesterfield commercial property remains strong, with industrial & logistics assets attracting the most interest.

Recent Commercial Property Transactions in Chesterfield

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ1 2026

Grade B office building, Crooked Spire

8,784 sq ft
£67,000 - £74,000
£8 psf8.2% yield
RetailQ1 2026

Lock-up shop unit, Newbold

1,634 sq ft
£50,000 - £55,000
£32 psf6.7% yield
IndustrialQ1 2026

Modern industrial unit, trade estate

4,880 sq ft
£28,000 - £31,000
£6 psf5.7% yield
Development SiteQ4 2025

Development site with planning for 11 residential units, Holme Hall

11 units
£135,000 - £150,000
Residential BlockQ3 2025

12-unit purpose-built apartment block, Whittington Moor

12 units
£1,705,000 - £1,885,000
8.2% yield
Care HomeQ3 2025

31-bed registered care home with gardens, Chesterfield Town Centre

31 beds
£1,510,000 - £1,670,000
8.9% yield
Mixed-UseQ3 2025

Mixed-use building with commercial ground floor and residential above, Whittington Moor

3,450 sq ft
£728,000 - £804,000
£222 psf8% yield

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Chesterfield

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Chesterfield. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Chesterfield for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 6.3% across the local market
  • 14.6% property price growth over the past five years
  • 14.3% rental growth over five years supporting income returns
  • Strong occupier demand from Manufacturing and Retail sectors
  • Excellent transport connectivity including East Midlands Railway
  • Active regeneration programmes driving future capital growth

Development Opportunities

Chesterfield presents development opportunities linked to Town centre improvements. Growing demand from the Manufacturing sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for quality properties.

Property Types We Finance

Industrial UnitsFactory SpaceRetail UnitsHigh Street ShopsShopping CentresMedical/Dental PracticesCare HomesOffice Space

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Chesterfield and the wider Derbyshire region, from industrial unit purchases to retail unit purchases.

Why Invest in Chesterfield

Chesterfield in Derbyshire offers diverse commercial property opportunities for investors and developers. The commercial property market benefits from strong demand across Manufacturing, Retail, Healthcare sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 6.3% and 14.6% price growth over five years, Chesterfield offers compelling returns for commercial property investors. Excellent connectivity via East Midlands Railway supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Town centre improvements, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

The Chesterfield market requires realistic expectations around liquidity and exit timelines for commercial assets. Secondary location pricing can be volatile, and investors benefit from strong local knowledge and established lender relationships.

Notable Developments

Chesterfield's commercial property landscape has been shaped by Town centre improvements. Growth in the Manufacturing sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

Chesterfield falls under Derbyshire planning authority, where the adopted local plan supports commercial development and economic growth. Planning decisions reflect a balance between heritage conservation and enabling new investment, with CIL charges and Section 106 contributions applying to larger schemes.

Latest Commercial Property News in Chesterfield

Commercial property news for Chesterfield will appear here once available. Check back soon for the latest market updates.

Also Serving Across Derbyshire

We provide commercial mortgages, bridging finance, and development finance throughout Derbyshire.

Commercial Mortgage Brokers Across the UK

Chesterfield Commercial Mortgage Calculator

Pre-populated with local market data

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Interest-only estimate. Actual terms subject to lender assessment.

Chesterfield Location

Commercial mortgage services available across Chesterfield and surrounding areas. View larger map

Chesterfield Commercial Property FAQ

What is the average office rent per square foot in Chesterfield?

Office rents in Chesterfield range from approximately £9 per square foot for secondary space up to £18 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £13 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Chesterfield?

Investment yields in Chesterfield vary by property type and grade. Current indicative yields are: offices at 6.43%-8.09%, retail at 6.6%-8.93%, industrial at 5.97%-8.95%, residential single-let at 7.92%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Chesterfield?

Chesterfield's commercial property market includes offices, retail units, industrial premises, residential investment blocks, care homes. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

How much does a residential investment block cost in Chesterfield?

Residential investment blocks in Chesterfield typically trade at around £157,500 per unit, or approximately £248 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 7.92%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.

What is the average price per bed for care homes in Chesterfield?

Care homes in Chesterfield typically trade at around £57,830 per registered bed. A typical 58-bed home would therefore be valued between £1.2m and £3.5m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.

Ready to discuss your Chesterfield project?

Speak with our specialist team today and get a decision in principle within 48 hours.