Chesterfield, DerbyshireLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Chesterfield

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Chesterfield and Derbyshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£218
Avg Price/sq ft
6.3%
Average Yield
+14.6%
5yr Price Growth
+14.3%
5yr Rental Growth

Chesterfield commercial property delivers 6.3% average yield.

Chesterfield yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.

Chesterfield commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Chesterfield commercial property market signals

The factors lenders weigh when assessing Chesterfield commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Market town with famous Crooked Spire. Peak District gateway. Chesterfield FC stadium regeneration.

, CMB Market Analysis

Key Industries

  • Manufacturing
  • Retail
  • Healthcare
  • Professional Services
  • Leisure

Transport Links

  • East Midlands Railway
  • M1 motorway
  • A61/A619 roads

Regeneration

Town centre improvements; Peak Resort development; HS2 station aspirations

Listen: Derbyshire Q1 2026 commercial property briefing

The Derbyshire regional briefing covering Chesterfield and the wider region. A Q2 2026 commercial property briefing on Derbyshire, the East Midlands aerospace and rail engineering county anchored on Derby, with Chesterfield on the Sheffield commuter belt and a long tail of Peak District market towns. We walk through transaction volumes across the nine principal towns, what eight recent Acuitus auction lots in Derby, Chesterfield and Buxton actually tell us, and where lender appetite sits today.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Chesterfield commercial property transaction evidence

259 commercial sales in Chesterfield across the last 60 months, sourced from HM Land Registry Price Paid Data. 4 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
259
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Chesterfield
259transactions
Sample: showing 30 recent sales below
OfficeQ4 2025

Manor Offices, Old Road, Chesterfield

Sale price
£4,740,000
RetailQ3 2025

Golden Fleece, 9, High Street, Chesterfield

Sale price
£309,622
OfficeQ3 2025

Hayfield House, Devonshire Street, Chesterfield

Sale price
£650,000
IndustrialQ3 2025

Medaes LTD, Telford Crescent, Speedwell Industrial Estate, Chesterfield

Sale price
£750,000
CommercialQ1 2026

25, Park Road, Chesterfield

Sale price
£152,000
CommercialQ4 2025

Konstsmide (Uk) LTD, Hardwick View Road, Holmewood, Chesterfield

Sale price
£2,200,000
CommercialQ4 2025

Konstsmide (Uk) LTD, Hardwick View Road, Holmewood, Chesterfield

Sale price
£2,200,000
CommercialQ4 2025

10 - 12, Broadleys, Clay Cross, Chesterfield

Sale price
£320,000
CommercialQ4 2025

Old Whittington Social Club, Station Lane, Old Whittington, Chesterfield

Sale price
£525,761
CommercialQ4 2025

23a, Mansfield Road, Hasland, Chesterfield

Sale price
£198,500
CommercialQ4 2025

Alice Head Road Farm, Alice Head Road, Ashover, Chesterfield

Sale price
£976,590
CommercialQ4 2025

Alice Head Road Farm, Alice Head Road, Ashover, Chesterfield

Sale price
£976,590
CommercialQ4 2025

24, Car Port, Harvester Way, Clowne, Chesterfield

Sale price
£249,500
CommercialQ4 2025

23a, Lower Mantle Close, Clay Cross, Chesterfield

Sale price
£114,604
CommercialQ4 2025

23, Old Road, Chesterfield

Sale price
£180,000
CommercialQ4 2025

Chesterfield Orthodontics, South Place, Chesterfield

Sale price
£450,000
CommercialQ4 2025

Dunston Farm, Dunston Road, Chesterfield

Sale price
£600,000
CommercialQ4 2025

12, Langford Croft, Chesterfield

Sale price
£171,000
CommercialQ3 2025

Manor Farm, Church Street North, Old Whittington, Chesterfield

Sale price
£410,000
CommercialQ3 2025

391, Sheffield Road, Chesterfield

Sale price
£75,000
CommercialQ3 2025

363, Sheffield Road, Chesterfield

Sale price
£89,000
CommercialQ3 2025

2, St Marys Gate, Chesterfield

Sale price
£175,000
CommercialQ3 2025

115, Saltergate, Chesterfield

Sale price
£230,000
CommercialQ3 2025

Jbs Auto Designs, Whitting Valley Road, Old Whittington, Chesterfield

Sale price
£300,000
CommercialQ3 2025

9, Church Street, Staveley, Chesterfield

Sale price
£150,000
CommercialQ3 2025

Glapwell Lanes Farm, Glapwell Lane, Glapwell, Chesterfield

Sale price
£1,375,000
CommercialQ3 2025

Unit G5, Clayton Street, Chesterfield

Sale price
£400,000
CommercialQ3 2025

4, Hill Street, Wingerworth, Chesterfield

Sale price
£325,000
CommercialQ3 2025

179, Manor Road, Brimington, Chesterfield

Sale price
£51,500
CommercialQ3 2025

Walton Mill, Goyt Side Road, Chesterfield

Sale price
£365,400

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Chesterfield commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Chesterfield commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Chesterfield. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Chesterfield commercial property investment fundamentals

What makes Chesterfield fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 6.3% across the local market
  • 14.6% property price growth over the past five years
  • 14.3% rental growth over five years supporting income returns
  • Strong occupier demand from Manufacturing and Retail sectors
  • Excellent transport connectivity including East Midlands Railway
  • Active regeneration programmes driving future capital growth

Development Opportunities

Chesterfield presents development opportunities linked to Town centre improvements. Growing demand from the Manufacturing sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for quality properties.

Property Types We Finance

Industrial UnitsFactory SpaceRetail UnitsHigh Street ShopsShopping CentresMedical/Dental PracticesCare HomesOffice Space

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Chesterfield and the wider Derbyshire region, from industrial unit purchases to retail unit purchases.

Need a commercial mortgage decision in Chesterfield?

Our team will review your asset, sector and structure against current Chesterfield lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Chesterfield

Commercial property news for Chesterfield will appear here once available. Check back soon for the latest market updates.

Also Serving Across Derbyshire

We provide commercial mortgages, bridging finance, and development finance throughout Derbyshire.

Commercial Mortgage Brokers Across the UK

Chesterfield Commercial Mortgage Calculator

Pre-populated with local market data

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Chesterfield Location

Commercial mortgage services available across Chesterfield and surrounding areas. View larger map

Chesterfield commercial mortgage FAQ

Data-grounded answers about commercial property finance in Chesterfield, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Chesterfield?

HM Land Registry recorded 259 commercial property transactions in Chesterfield during the most recent reporting window. The median commercial sale price is £146,995, with the middle 50% of deals between £105,000 and £220,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Chesterfield?

The median commercial sale price recorded by HM Land Registry in Chesterfield is £146,995. Smaller end deals (lower quartile) sit around £105,000, while larger transactions (upper quartile) reach £220,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Chesterfield.

Which commercial property sectors are most active in Chesterfield?

The most active commercial sectors in Chesterfield (by recorded transaction count) are: office (2 transactions), retail (1 transaction), industrial (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Chesterfield?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Chesterfield. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Chesterfield?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Chesterfield. We will review the asset, sector, deal structure and lender appetite specific to Chesterfield and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Chesterfield project?

Speak with our specialist team today and get a decision in principle within 48 hours.