CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Chesterfield and Derbyshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
Chesterfield commercial property delivers 6.3% average yield.
Chesterfield yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Chesterfield commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Market town with famous Crooked Spire. Peak District gateway. Chesterfield FC stadium regeneration.”
, CMB Market Analysis
Town centre improvements; Peak Resort development; HS2 station aspirations
The Derbyshire regional briefing covering Chesterfield and the wider region. A Q2 2026 commercial property briefing on Derbyshire, the East Midlands aerospace and rail engineering county anchored on Derby, with Chesterfield on the Sheffield commuter belt and a long tail of Peak District market towns. We walk through transaction volumes across the nine principal towns, what eight recent Acuitus auction lots in Derby, Chesterfield and Buxton actually tell us, and where lender appetite sits today.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
259 commercial sales in Chesterfield across the last 60 months, sourced from HM Land Registry Price Paid Data. 4 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
Manor Offices, Old Road, Chesterfield
Golden Fleece, 9, High Street, Chesterfield
Hayfield House, Devonshire Street, Chesterfield
Medaes LTD, Telford Crescent, Speedwell Industrial Estate, Chesterfield
25, Park Road, Chesterfield
Konstsmide (Uk) LTD, Hardwick View Road, Holmewood, Chesterfield
Konstsmide (Uk) LTD, Hardwick View Road, Holmewood, Chesterfield
10 - 12, Broadleys, Clay Cross, Chesterfield
Old Whittington Social Club, Station Lane, Old Whittington, Chesterfield
23a, Mansfield Road, Hasland, Chesterfield
Alice Head Road Farm, Alice Head Road, Ashover, Chesterfield
Alice Head Road Farm, Alice Head Road, Ashover, Chesterfield
24, Car Port, Harvester Way, Clowne, Chesterfield
23a, Lower Mantle Close, Clay Cross, Chesterfield
23, Old Road, Chesterfield
Chesterfield Orthodontics, South Place, Chesterfield
Dunston Farm, Dunston Road, Chesterfield
12, Langford Croft, Chesterfield
Manor Farm, Church Street North, Old Whittington, Chesterfield
391, Sheffield Road, Chesterfield
363, Sheffield Road, Chesterfield
2, St Marys Gate, Chesterfield
115, Saltergate, Chesterfield
Jbs Auto Designs, Whitting Valley Road, Old Whittington, Chesterfield
9, Church Street, Staveley, Chesterfield
Glapwell Lanes Farm, Glapwell Lane, Glapwell, Chesterfield
Unit G5, Clayton Street, Chesterfield
4, Hill Street, Wingerworth, Chesterfield
179, Manor Road, Brimington, Chesterfield
Walton Mill, Goyt Side Road, Chesterfield
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of Chesterfield commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Chesterfield. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Chesterfield fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Chesterfield presents development opportunities linked to Town centre improvements. Growing demand from the Manufacturing sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Good appetite for quality properties.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Chesterfield and the wider Derbyshire region, from industrial unit purchases to retail unit purchases.
Commercial property news for Chesterfield will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Derbyshire.
Commercial mortgage services available across Chesterfield and surrounding areas. View larger map
Recent sales, planning movement and market signals for Chesterfield, drawn from HM Land Registry data and local authority planning registers.
49 relevant planning applications are awaiting decision with Chesterfield Borough Council, proposing 1507 units with an estimated gross development value of £278m.
Source: Chesterfield Borough Council planning register
HM Land Registry data shows 259 commercial property transactions in the Chesterfield area over the past 60 months, with a median sale price of £147k. Lender appetite tends to follow transaction evidence, so an active local market supports stronger valuations.
Source: HM Land Registry price paid data
HM Land Registry records the sale of Manor Offices, Old Road, Chesterfield for £4,740,000 in Q4 2025, one of 14 commercial transactions recorded in the Chesterfield area that quarter.
Source: HM Land Registry price paid data
Planning movement often signals upcoming finance demand. If you are buying, refinancing or developing in Chesterfield, see our guide to getting a commercial mortgage or talk to us about the local market.
The questions we answer most often on Chesterfield deals, covered in depth in our knowledge hub.
What lenders assess, who finds it easy, and how declined cases still get funded.
Deposit requirements by property type, acceptable sources, and ways to reduce yours.
The routes to 100% borrowing: additional security, strong trading businesses and equity.
High-street banks, challengers and specialists: who lends on what in Derbyshire.
Leniency by lender category and product type, and what flexibility really costs.
Typical 2026 pricing by product, and what drives the rate you are offered.
Data-grounded answers about commercial property finance in Chesterfield, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 259 commercial property transactions in Chesterfield during the most recent reporting window. The median commercial sale price is £146,995, with the middle 50% of deals between £105,000 and £220,000. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in Chesterfield is £146,995. Smaller end deals (lower quartile) sit around £105,000, while larger transactions (upper quartile) reach £220,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Chesterfield.
The most active commercial sectors in Chesterfield (by recorded transaction count) are: office (2 transactions), retail (1 transaction), industrial (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class. Speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Chesterfield. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access, including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Chesterfield. We will review the asset, sector, deal structure and lender appetite specific to Chesterfield and come back with an indicative rate, LTV and term within 24 to 48 hours.