Specialist Commercial Mortgage Broker in Derby
CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Derby and Derbyshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
Derby commercial property finance, offices, retail and mixed-use assets
Derby commercial property delivers 7.2% average yield.
Derby yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.
Derby commercial mortgage brokers, ex-bankers with direct lender access
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Ex-Banking Background
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Board-Level Access
Direct relationships with lender decision-makers for faster approvals and better terms
£300M+ Track Record
Proven success arranging complex commercial property finance across the UK
Derby commercial property market signals
The factors lenders weigh when assessing Derby commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Rolls-Royce and rail engineering anchor industrial sector. University driving student demand. City centre transformation ongoing.”
, CMB Market Analysis
Key Industries
- Aerospace
- Engineering
- Rail
- Healthcare
- Technology
- Manufacturing
Transport Links
- Derby Station mainline
- A38 and A50 corridors
- East Midlands Airport nearby
Regeneration
City centre regeneration; Castleward; Becketwell
Derby Q1 2026 Commercial Property Market Report
Derby's commercial property market sits alongside Nottingham and Leicester as the third East Midlands centre, with HM Land Registry recording 2,071 commercial-leaning transactions across the city in the rolling five-year window to Q1 2026.
Listen: Derbyshire Q1 2026 commercial property briefing
The Derbyshire regional briefing covering Derby and the wider region. A Q2 2026 commercial property briefing on Derbyshire, the East Midlands aerospace and rail engineering county anchored on Derby, with Chesterfield on the Sheffield commuter belt and a long tail of Peak District market towns. We walk through transaction volumes across the nine principal towns, what eight recent Acuitus auction lots in Derby, Chesterfield and Buxton actually tell us, and where lender appetite sits today.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
Derby commercial property transaction evidence
367 commercial sales in Derby across the last 60 months, sourced from HM Land Registry Price Paid Data. 7 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
12, Market Place, Kegworth, Derby
Alpha House, Uttoxeter Road, Hilton, Derby
Motor Point Of Derby, Chartwell Drive, West Meadows Industrial Estate, Derby
Plot 4, Raynesway, Derby
Jubilee House, 4, St Christophers Way, Pride Park, Derby
7, North Parade, Derby
Truro House, Stephensons Way, Wyvern Business Park, Derby
22, Royal Scot Road, Pride Park, Derby
24, Royal Scot Road, Pride Park, Derby
Mohan Court, Warner Street, Derby
39a, Nottingham Road, Borrowash, Derby
35, Mansfield Road, Derby
Kennings, Cathedral Road, Derby
14, Goldenbrook Close, Breaston, Derby
9, Home Farm Close, Ockbrook, Derby
74, Silver Hill Road, Derby
58, Redwood Road, Sinfin, Derby
58, Redwood Road, Sinfin, Derby
63, Uttoxeter Road, Mickleover, Derby
39, Iron Gate, Derby
488, Burton Road, Derby
96, Green Lane, Derby
122, Sancroft Road, Spondon, Derby
82, Atlantic Way, Derby
82, Garage, Atlantic Way, Derby
111, Church Road, Quarndon, Derby
Chapel Mews, Station Road, Borrowash, Derby
3, Bramble Street, Derby
Hill Farm, Lot 6, Morley Road, Chaddesden, Derby
1, Pride Place, Pride Park, Derby
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Derby commercial mortgages, bridging loans and development finance
Three core debt structures cover the majority of Derby commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Derby commercial property finance by property type
Lender appetite, yield bands and debt structures vary materially by property type. Pick the briefing that matches your Derby acquisition.
Office finance in Derby
Office investment finance for headquarters buildings, business parks, multi-let suites and office-led mixed-use schemes.
View briefing
Industrial finance in Derby
Industrial and logistics finance for big-box distribution, multi-let estates, last-mile urban logistics and trade counter parks.
View briefing
Retail finance in Derby
Retail property finance for high street parades, retail warehousing, shopping centres and convenience-led mixed-use.
View briefing
Mixed-Use finance in Derby
Finance for buildings combining commercial ground floors with residential upper floors, the dominant deal format in UK secondary markets and the engine of corporate-acquired property activity.
View briefing
Hotel finance in Derby
Hotel property finance for trading boutique hotels, branded operator-let assets and aparthotel acquisitions.
View briefing
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Derby. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileDerby commercial property investment fundamentals
What makes Derby fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Investment Highlights
- Average commercial property yields of 7.2% across the local market
- 19.5% property price growth over the past five years
- 13.2% rental growth over five years supporting income returns
- Strong occupier demand from Aerospace and Engineering sectors
- Excellent transport connectivity including Derby Station mainline
- Active regeneration programmes driving future capital growth
Development Opportunities
Derby presents development opportunities linked to City centre regeneration. Growing demand from the Aerospace sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Lender Appetite
Good appetite across sectors. Industrial and student accommodation favoured.
Property Types We Finance
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Derby and the wider Derbyshire region, from specialist industrial financing to development and refurbishment projects.
Latest Commercial Property News in Derby
Commercial property news for Derby will appear here once available. Check back soon for the latest market updates.
Also Serving Across Derbyshire
We provide commercial mortgages, bridging finance, and development finance throughout Derbyshire.
Commercial Mortgage Brokers Across the UK
Derby Location
Commercial mortgage services available across Derby and surrounding areas. View larger map
Derby commercial mortgage FAQ
Data-grounded answers about commercial property finance in Derby, sourced from HM Land Registry transactions and our own deal flow.
How active is the commercial property market in Derby?
HM Land Registry recorded 367 commercial property transactions in Derby during the most recent reporting window. The median commercial sale price is £175,000, with the middle 50% of deals between £135,000 and £240,000. Source: HM Land Registry Price Paid Data (Category B records).
What is the typical commercial property price in Derby?
The median commercial sale price recorded by HM Land Registry in Derby is £175,000. Smaller end deals (lower quartile) sit around £135,000, while larger transactions (upper quartile) reach £240,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Derby.
Which commercial property sectors are most active in Derby?
The most active commercial sectors in Derby (by recorded transaction count) are: office (3 transactions), retail (2 transactions), industrial (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.
Can I get a commercial mortgage on a property in Derby?
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Derby. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.
How do I get a commercial mortgage quote for a property in Derby?
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Derby. We will review the asset, sector, deal structure and lender appetite specific to Derby and come back with an indicative rate, LTV and term within 24–48 hours.