Derby, Derbyshire

Commercial Mortgages in Derby

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Derby and Derbyshire.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£175
Avg Price/sq ft
7.2%
Average Yield
+19.5%
5yr Price Growth
+13.2%
5yr Rental Growth

Investment Hotspot

7.2% average yield

Derby stands out with above-average yields of 7.2%, making it one of the UK's most attractive commercial property markets for investors.

Why Choose CMB in Derby

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:City CentrePride ParkDarley AbbeyAllestreeMickleover

Derby Local Market Intelligence

Rolls-Royce and rail engineering anchor industrial sector. University driving student demand. City centre transformation ongoing.

— CMB Market Analysis

Key Industries

  • Aerospace
  • Engineering
  • Rail
  • Healthcare
  • Technology
  • Manufacturing

Transport Links

  • Derby Station mainline
  • A38 and A50 corridors
  • East Midlands Airport nearby

Regeneration

City centre regeneration; Castleward; Becketwell

Derby Commercial Property Market Data

Commercial Property Values in Derby

Property TypePrime / Grade ASecondaryMarket Range
Office£27 psf£9 psf£9 - £27 psf
Retail / Shop£36 psf£20 psf£20 - £36 psf
Industrial£8 psf£6 psf£6 - £8 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Derby

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Derby Market Trends

Office Vacancy
Falling
Industrial Demand
Moderate
Retail Footfall
Growing
Residential Investment
Moderate
Dominant sector:Industrial & Logistics

The Derby market shows positive momentum with yields compressing slightly against regional averages.

Recent Commercial Property Transactions in Derby

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ3 2025

Open-plan office suite with parking, Mickleover

10,856 sq ft
£289,000 - £319,000
£28 psf8.3% yield
RetailQ4 2025

Retail premises with storage, town centre

4,028 sq ft
£119,000 - £131,000
£31 psf5.8% yield
IndustrialQ1 2026

Light industrial unit with yard, Allestree

3,152 sq ft
£24,000 - £26,000
£8 psf5.4% yield
Development SiteQ1 2026

Development site with planning for 13 residential units, Darley Abbey

13 units
£155,000 - £170,000
Care HomeQ3 2025

77-bed registered care home with gardens, Mickleover

77 beds
£4,255,000 - £4,700,000
7% yield
Residential BlockQ3 2025

21-unit purpose-built apartment block, Pride Park

21 units
£2,685,000 - £2,965,000
7% yield
Mixed-UseQ4 2025

Mixed-use building with commercial ground floor and residential above, City Centre

3,892 sq ft
£573,000 - £633,000
£155 psf6.6% yield

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Derby

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Derby. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Derby for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 7.2% across the local market
  • 19.5% property price growth over the past five years
  • 13.2% rental growth over five years supporting income returns
  • Strong occupier demand from Aerospace and Engineering sectors
  • Excellent transport connectivity including Derby Station mainline
  • Active regeneration programmes driving future capital growth

Development Opportunities

Derby presents development opportunities linked to City centre regeneration. Growing demand from the Aerospace sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite across sectors. Industrial and student accommodation favoured.

Property Types We Finance

Industrial UnitsOffice SpaceMedical/Dental PracticesCare HomesServiced OfficesData CentresFactory Space

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Derby and the wider Derbyshire region, from specialist industrial financing to development and refurbishment projects.

Why Invest in Derby

Derby is a major East Midlands city with strong engineering heritage and diverse commercial property. The commercial property market benefits from strong demand across Aerospace, Engineering, Rail sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 7.2% and 19.5% price growth over five years, Derby offers compelling returns for commercial property investors. Excellent connectivity via Derby Station mainline supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including City centre regeneration, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

The Derby market requires realistic expectations around liquidity and exit timelines for commercial assets. Secondary location pricing can be volatile, and investors benefit from strong local knowledge and established lender relationships.

Notable Developments

Derby's commercial property landscape has been shaped by City centre regeneration. Growth in the Aerospace sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

Derby falls under Derbyshire planning authority, where the adopted local plan supports commercial development and economic growth. Planning decisions reflect a balance between heritage conservation and enabling new investment, with CIL charges and Section 106 contributions applying to larger schemes.

Latest Commercial Property News in Derby

Commercial property news for Derby will appear here once available. Check back soon for the latest market updates.

Derby Commercial Mortgage Calculator

Pre-populated with local market data

£
£
%
£
Monthly Payment
£0
LTV
0.0%
DSCR
0.00
Gross Yield
0.0%

Interest-only estimate. Actual terms subject to lender assessment.

Derby Location

Commercial mortgage services available across Derby and surrounding areas. View larger map

Derby Commercial Property FAQ

What is the average office rent per square foot in Derby?

Office rents in Derby range from approximately £9 per square foot for secondary space up to £27 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £12 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Derby?

Investment yields in Derby vary by property type and grade. Current indicative yields are: offices at 6.59%-8.75%, retail at 5.55%-7.94%, industrial at 5.49%-7.22%, residential single-let at 6.67%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Derby?

Derby's commercial property market includes offices, retail units, industrial premises, residential investment blocks, care homes. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

How much does a residential investment block cost in Derby?

Residential investment blocks in Derby typically trade at around £130,150 per unit, or approximately £243 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 6.67%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.

What is the average price per bed for care homes in Derby?

Care homes in Derby typically trade at around £63,345 per registered bed. A typical 48-bed home would therefore be valued between £1.3m and £3.8m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.

Ready to discuss your Derby project?

Speak with our specialist team today and get a decision in principle within 48 hours.