Swadlincote, DerbyshireLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Swadlincote

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Swadlincote and Derbyshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£115
Avg Price/sq ft
6.5%
Average Yield
+14.2%
5yr Price Growth
+10.8%
5yr Rental Growth

Swadlincote commercial property delivers 6.5% average yield.

Swadlincote yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.

Swadlincote commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Swadlincote commercial property market signals

The factors lenders weigh when assessing Swadlincote commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

South Derbyshire centre with ceramics heritage. National Forest location. Growing residential market.

, CMB Market Analysis

Key Industries

  • Manufacturing
  • Logistics
  • Retail
  • Healthcare
  • Construction

Transport Links

  • A511 to Burton upon Trent/M42
  • A514 to Derby (12 miles)
  • A444 to Nuneaton/M42
  • No direct rail (nearest: Burton upon Trent)

Regeneration

National Forest transformation of former coalfield landscape; Swadlincote town centre regeneration; Cadley Hill Industrial Estate expansion; Woodville regeneration route; Gresley housing growth areas

Listen: Derbyshire Q1 2026 commercial property briefing

The Derbyshire regional briefing covering Swadlincote and the wider region. A Q2 2026 commercial property briefing on Derbyshire, the East Midlands aerospace and rail engineering county anchored on Derby, with Chesterfield on the Sheffield commuter belt and a long tail of Peak District market towns. We walk through transaction volumes across the nine principal towns, what eight recent Acuitus auction lots in Derby, Chesterfield and Buxton actually tell us, and where lender appetite sits today.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Swadlincote commercial property transaction evidence

80 commercial sales in Swadlincote across the last 60 months, sourced from HM Land Registry Price Paid Data. 21 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
80
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Swadlincote
80transactions
Sample: showing 30 recent sales below
RetailQ4 2025

60b, High Street, Newhall, Swadlincote

Sale price
£185,000
Land / PlotsQ3 2025

Plot 2, Repton Road, Hartshorne, Swadlincote

Sale price
£170,000
RetailQ3 2025

12, High Street, Swadlincote

Sale price
£180,000
IndustrialQ2 2025

Unit 7, Boardman Industrial Estate, Swadlincote

Sale price
£45,000
IndustrialQ1 2025

Unit 8, Parking Space, Boardman Industrial Estate, Swadlincote

Sale price
£60,000
RetailQ1 2025

22, High Street, Measham, Swadlincote

Sale price
£235,640
IndustrialQ1 2025

Unit 13, Parking Space, Boardman Industrial Estate, Swadlincote

Sale price
£80,000
RetailQ1 2025

64 - 66, High Street, Swadlincote

Sale price
£85,000
IndustrialQ1 2025

Unit 10, Parking Space, Boardman Industrial Estate, Swadlincote

Sale price
£55,000
OfficeQ1 2025

Hill House, Main Street, Snarestone, Swadlincote

Sale price
£1,151,111
IndustrialQ1 2025

Unit 5n, Boardman Industrial Estate, Swadlincote

Sale price
£50,000
RetailQ1 2025

73 - 75, High Street, Swadlincote

Sale price
£160,000
RetailQ4 2024

32a, High Street, Measham, Swadlincote

Sale price
£95,000
IndustrialQ4 2024

Unit 7, Boardman Industrial Estate, Swadlincote

Sale price
£40,000
OfficeQ4 2024

Highwall Business Park, Unit 1, Tetron Way, Swadlincote

Sale price
£1,549,998
RetailQ4 2024

36, High Street, Swadlincote

Sale price
£5,171,859
RetailQ4 2024

34, High Street, Swadlincote

Sale price
£5,171,859
RetailQ3 2024

18a, High Street, Swadlincote

Sale price
£292,500
RetailQ3 2024

41, High Street, Swadlincote

Sale price
£372,500
WarehouseQ2 2024

Newhall Depot, Sunnyside, Newhall, Swadlincote

Sale price
£160,000
OfficeQ2 2024

Machine House, Newfields, Moira, Swadlincote

Sale price
£620,000
CommercialQ4 2025

16, Abney Walk, Measham, Swadlincote

Sale price
£165,000
CommercialQ3 2025

112, Wilmot Road, Swadlincote

Sale price
£345,000
CommercialQ3 2025

30, Hart Drive, Measham, Swadlincote

Sale price
£330,000
CommercialQ2 2025

Field Farm, Ashby Road, Measham, Swadlincote

Sale price
£2,134,000
CommercialQ1 2025

46a, Hall Street, Church Gresley, Swadlincote

Sale price
£85,000
CommercialQ1 2025

15, Navigation Street, Measham, Swadlincote

Sale price
£142,000
CommercialQ1 2025

2, Goseley Avenue, Hartshorne, Swadlincote

Sale price
£360,000
CommercialQ1 2025

10, Aspen Close, Measham, Swadlincote

Sale price
£92,000
CommercialQ4 2024

95, Parliament Street, Newhall, Swadlincote

Sale price
£137,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Swadlincote commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Swadlincote commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Swadlincote. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Swadlincote commercial property investment fundamentals

What makes Swadlincote fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 6.5% across the local market
  • 14.2% property price growth over the past five years
  • 10.8% rental growth over five years supporting income returns
  • Strong occupier demand from Manufacturing and Logistics sectors
  • Excellent transport connectivity including A511 to Burton upon Trent/M42
  • Active regeneration programmes driving future capital growth

Development Opportunities

Swadlincote presents development opportunities linked to National Forest transformation of former coalfield landscape. Growing demand from the Manufacturing sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Selective appetite for established uses.

Property Types We Finance

Industrial UnitsFactory SpaceIndustrial/WarehouseDistribution CentresRetail UnitsHigh Street ShopsShopping CentresMedical/Dental Practices

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Swadlincote and the wider Derbyshire region, from industrial unit purchases to logistics facility financing.

Need a commercial mortgage decision in Swadlincote?

Our team will review your asset, sector and structure against current Swadlincote lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Swadlincote

Commercial property news for Swadlincote will appear here once available. Check back soon for the latest market updates.

Also Serving Across Derbyshire

We provide commercial mortgages, bridging finance, and development finance throughout Derbyshire.

Commercial Mortgage Brokers Across the UK

Swadlincote Commercial Mortgage Calculator

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Swadlincote Location

Commercial mortgage services available across Swadlincote and surrounding areas. View larger map

Swadlincote commercial mortgage FAQ

Data-grounded answers about commercial property finance in Swadlincote, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Swadlincote?

HM Land Registry recorded 80 commercial property transactions in Swadlincote during the most recent reporting window. The median commercial sale price is £170,000, with the middle 50% of deals between £110,000 and £240,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Swadlincote?

The median commercial sale price recorded by HM Land Registry in Swadlincote is £170,000. Smaller end deals (lower quartile) sit around £110,000, while larger transactions (upper quartile) reach £240,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Swadlincote.

Which commercial property sectors are most active in Swadlincote?

The most active commercial sectors in Swadlincote (by recorded transaction count) are: retail (10 transactions), industrial (6 transactions), office (3 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Swadlincote?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Swadlincote. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Swadlincote?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Swadlincote. We will review the asset, sector, deal structure and lender appetite specific to Swadlincote and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Swadlincote project?

Speak with our specialist team today and get a decision in principle within 48 hours.