Matlock, DerbyshireLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Matlock

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Matlock and Derbyshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£185
Avg Price/sq ft
5.4%
Average Yield
+12.8%
5yr Price Growth
+9.2%
5yr Rental Growth

Matlock commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Matlock commercial property market signals

The factors lenders weigh when assessing Matlock commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Derbyshire Dales administrative centre. Matlock Bath tourism. Derwent Valley Mills World Heritage Site.

, CMB Market Analysis

Key Industries

  • Public Administration (Derbyshire County Council)
  • Tourism & Heritage
  • Retail
  • Professional Services
  • Healthcare

Transport Links

  • East Midlands Railway to Derby (30 mins)/Nottingham
  • A6 to Derby (18 miles)/Buxton
  • A615 to Alfreton/M1
  • Derwent Valley Heritage Way

Regeneration

Matlock town centre public realm improvements; County Hall campus modernisation; Cawdor Quarry housing development; Matlock Bath heritage conservation; Derwent Valley Mills interpretation

Listen: Derbyshire Q1 2026 commercial property briefing

The Derbyshire regional briefing covering Matlock and the wider region. A Q2 2026 commercial property briefing on Derbyshire, the East Midlands aerospace and rail engineering county anchored on Derby, with Chesterfield on the Sheffield commuter belt and a long tail of Peak District market towns. We walk through transaction volumes across the nine principal towns, what eight recent Acuitus auction lots in Derby, Chesterfield and Buxton actually tell us, and where lender appetite sits today.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Matlock commercial property transaction evidence

90 commercial sales in Matlock across the last 60 months, sourced from HM Land Registry Price Paid Data. 26 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
90
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Matlock
90transactions
Sample: showing 30 recent sales below
IndustrialQ1 2026

Unit 2, Brookfield Industrial Estate, Tansley, Matlock

Sale price
£181,000
AgriculturalQ4 2025

Hillside Stables, Riber Road, Starkholmes, Matlock

Sale price
£148,000
RetailQ3 2025

36, Market Place, Cromford, Matlock

Sale price
£100,000
AgriculturalQ3 2025

Brewells Barn, Lea Shaw, Holloway, Matlock

Sale price
£172,500
OfficeQ3 2025

Gate House Lodge, Gatehouse Drive, Wirksworth, Matlock

Sale price
£465,000
RetailQ3 2025

Crown Yard, Harness Room, Market Place, Wirksworth, Matlock

Sale price
£55,000
OfficeQ3 2025

Old Farm House, Farm Lane, Matlock

Sale price
£710,000
RetailQ2 2025

184 - 186, South Parade, Matlock Bath, Matlock

Sale price
£325,000
OfficeQ2 2025

Orchard House, Moor Lane, Darley Dale, Matlock

Sale price
£300,000
IndustrialQ2 2025

Unit 20, Brookfield Industrial Estate, Tansley, Matlock

Sale price
£200,000
OfficeQ2 2025

Wheatsheaf House, 1, Main Road, Whatstandwell, Matlock

Sale price
£580,000
AgriculturalQ1 2025

Swiers Farm, Emily Barn, Carsington, Matlock

Sale price
£154,000
OfficeQ1 2025

Carr House, Top Lane, Whatstandwell, Matlock

Sale price
£500,000
AgriculturalQ1 2025

Curlew Barn, Aldwark, Grange Mill, Matlock

Sale price
£630,000
OfficeQ1 2025

Winsor House, Market Place, Crich, Matlock

Sale price
£300,000
HotelQ1 2025

The Peacock Hotel, Bakewell Road, Rowsley, Matlock

Sale price
£1,920,000
OfficeQ4 2024

Darcy House Care Home, Bakewell Road, Matlock

Sale price
£21,721,842
OfficeQ4 2024

The Plant House, Stretton Road, Tansley, Matlock

Sale price
£300,000
OfficeQ4 2024

Kennel Meadows Farm, Meadow House, Ashbourne Road, Carsington, Matlock

Sale price
£675,000
LeisureQ3 2024

39a, Old Cinema, St John Street, Wirksworth, Matlock

Sale price
£380,000
OfficeQ3 2024

Cuckoostone House Farm, Sandy Lane, Matlock

Sale price
£600,000
Land / PlotsQ2 2024

Land At Jovial Dutchman, Cromford Road, Crich, Matlock

Sale price
£250,000
RetailQ2 2024

Tall Trees Coffee Shop & Restaurant, Oddford Lane, Two Dales, Matlock

Sale price
£150,000
RetailQ1 2024

Cardale Fish And Chip Shop, Market Place, Crich, Matlock

Sale price
£300,000
AgriculturalQ1 2024

The Barn, Willersley Castle Drive, Cromford, Matlock

Sale price
£160,000
OfficeQ1 2024

Molyneux Business Park, Unit 24, Whitworth Road, Darley Dale, Matlock

Sale price
£980,000
CommercialQ1 2026

12, Mooredge Drive, Matlock

Sale price
£440,000
CommercialQ1 2026

Townend Farm, Church Street, Bonsall, Matlock

Sale price
£968,000
CommercialQ4 2025

4, The Common, Crich, Matlock

Sale price
£279,000
CommercialQ4 2025

7, Crown Square, Matlock

Sale price
£215,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Matlock commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Matlock commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Matlock. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Matlock commercial property investment fundamentals

What makes Matlock fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 5.4% across the local market
  • 12.8% property price growth over the past five years
  • 9.2% rental growth over five years supporting income returns
  • Strong occupier demand from Public Administration (Derbyshire County Council) and Tourism & Heritage sectors
  • Excellent transport connectivity including East Midlands Railway to Derby (30 mins)/Nottingham
  • Active regeneration programmes driving future capital growth

Development Opportunities

Matlock presents development opportunities linked to Matlock town centre public realm improvements. Growing demand from the Public Administration (Derbyshire County Council) sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for heritage area properties.

Property Types We Finance

Retail UnitsHigh Street ShopsShopping CentresOffice SpaceServiced OfficesMedical/Dental PracticesCare Homes

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Matlock and the wider Derbyshire region, from commercial property purchases to development and refurbishment projects.

Need a commercial mortgage decision in Matlock?

Our team will review your asset, sector and structure against current Matlock lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Matlock

Commercial property news for Matlock will appear here once available. Check back soon for the latest market updates.

Matlock Commercial Mortgage Calculator

Pre-populated with local market data

£
£
%
£
Monthly Payment
£0
LTV
0.0%
DSCR
0.00
Gross Yield
0.0%

Interest-only estimate. Actual terms subject to lender assessment.

Matlock Location

Commercial mortgage services available across Matlock and surrounding areas. View larger map

Matlock commercial mortgage FAQ

Data-grounded answers about commercial property finance in Matlock, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Matlock?

HM Land Registry recorded 90 commercial property transactions in Matlock during the most recent reporting window. The median commercial sale price is £248,000, with the middle 50% of deals between £154,000 and £400,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Matlock?

The median commercial sale price recorded by HM Land Registry in Matlock is £248,000. Smaller end deals (lower quartile) sit around £154,000, while larger transactions (upper quartile) reach £400,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Matlock.

Which commercial property sectors are most active in Matlock?

The most active commercial sectors in Matlock (by recorded transaction count) are: office (11 transactions), agri (5 transactions), retail (5 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Matlock?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Matlock. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Matlock?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Matlock. We will review the asset, sector, deal structure and lender appetite specific to Matlock and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Matlock project?

Speak with our specialist team today and get a decision in principle within 48 hours.