CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Lichfield and Staffordshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Lichfield commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Cathedral city with premium retail. Affluent catchment. Growing commuter appeal with good rail links.”
, CMB Market Analysis
Lichfield city centre heritage conservation; Birmingham Road development; Friarsgate mixed-use; Lichfield Southern Bypass area housing; Beacon Park improvements; Cathedral Close conservation
The Staffordshire regional briefing covering Lichfield and the wider region. A Q2 2026 commercial property briefing on Staffordshire, a hybrid Midlands shire anchored by Stoke-on-Trent's post-ceramics regeneration, the Stafford and Lichfield professional core, and a heavyweight logistics belt at Cannock and Tamworth on the M6 Toll and A5. We walk through transaction volumes across the twelve principal towns, what ten Acuitus auction lots tell us about secondary clearing levels, and where lender appetite sits today.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
102 commercial sales in Lichfield across the last 60 months, sourced from HM Land Registry Price Paid Data. 18 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
Dower House, Talbot Avenue, Little Aston, Sutton Coldfield
Huddlesford House Farm, Huddlesford, Lichfield
The Old Post Office, 50, Church Lane, Fradley, Lichfield
Unit 4a, Birchbrook Industrial Park, Shenstone, Lichfield
Ashbrook House, London Road, Lichfield
New Minster House, 2, Bird Street, Lichfield
De Montfort House, Europa Way, Lichfield
Management House, 71 - 73, Upper St John Street, Lichfield
Weeford House Farm, Church Hill, Weeford, Lichfield
Fradley Arms, Rykneld Street, Fradley, Lichfield
Grayson House, Lynn Lane, Shenstone, Lichfield
Brook Farm, Chorley Stables, Chorley, Lichfield
Lidl Food Store, Eastern Avenue, Lichfield
Little Pipe House, Little Pipe Lane, Lichfield
The Old Coach House, 2, Lynn Lane, Shenstone, Lichfield
Norton House, Lynn Lane, Shenstone, Lichfield
Lidl Store, Eastern Avenue, Lichfield
Waverley Court, Wiltell Road Industrial Estate, Lichfield
85, Birmingham Road, Lichfield
50a, Wheel Lane, Lichfield
Lichfield Lodge, Rykneld Street, Lichfield
75a, Marks Walk, Lichfield
17, St John Street, Lichfield
Canwell Service Station, London Road, Canwell, Sutton Coldfield
24, St John Street, Lichfield
15, High Grange, Lichfield
Pulse & Cocktails, Rykneld Street, Lichfield
5, Stafford Road, Lichfield
Mole End, Bluebell Lane, Elmhurst, Lichfield
Car Park, Beacon Street, Lichfield
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of Lichfield commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Lichfield. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Lichfield fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Lichfield presents development opportunities linked to Lichfield city centre heritage conservation. Growing demand from the Tourism & Heritage sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Good appetite for quality properties.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Lichfield and the wider Staffordshire region, from commercial property purchases to professional office relocations.
Commercial property news for Lichfield will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Staffordshire.
Commercial mortgage services available across Lichfield and surrounding areas. View larger map
Recent sales, planning movement and market signals for Lichfield, drawn from HM Land Registry data and local authority planning registers.
56 relevant planning applications are awaiting decision with Lichfield District Council, proposing 1401 units with an estimated gross development value of £400m.
Source: Lichfield District Council planning register
HM Land Registry data shows 102 commercial property transactions in the Lichfield area over the past 60 months, with a median sale price of £300k. Lender appetite tends to follow transaction evidence, so an active local market supports stronger valuations.
Source: HM Land Registry price paid data
HM Land Registry records the sale of Dower House, Talbot Avenue, Little Aston, Sutton Coldfield for £900,000 in Q2 2025, one of 1 commercial transaction recorded in the Lichfield area that quarter.
Source: HM Land Registry price paid data
Planning movement often signals upcoming finance demand. If you are buying, refinancing or developing in Lichfield, see our guide to getting a commercial mortgage or talk to us about the local market.
The questions we answer most often on Lichfield deals, covered in depth in our knowledge hub.
What lenders assess, who finds it easy, and how declined cases still get funded.
Deposit requirements by property type, acceptable sources, and ways to reduce yours.
The routes to 100% borrowing: additional security, strong trading businesses and equity.
High-street banks, challengers and specialists: who lends on what in Staffordshire.
Leniency by lender category and product type, and what flexibility really costs.
Typical 2026 pricing by product, and what drives the rate you are offered.
Data-grounded answers about commercial property finance in Lichfield, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 102 commercial property transactions in Lichfield during the most recent reporting window. The median commercial sale price is £300,000, with the middle 50% of deals between £220,000 and £500,000. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in Lichfield is £300,000. Smaller end deals (lower quartile) sit around £220,000, while larger transactions (upper quartile) reach £500,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Lichfield.
The most active commercial sectors in Lichfield (by recorded transaction count) are: office (12 transactions), industrial (2 transactions), retail (2 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class. Speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Lichfield. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access, including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Lichfield. We will review the asset, sector, deal structure and lender appetite specific to Lichfield and come back with an indicative rate, LTV and term within 24 to 48 hours.