Lichfield, Staffordshire

Commercial Mortgages in Lichfield

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Lichfield and Staffordshire.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£225
Avg Price/sq ft
5%
Average Yield
+13%
5yr Price Growth
+9.5%
5yr Rental Growth

Why Choose CMB in Lichfield

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:Lichfield City CentreLichfield CathedralBurntwoodWhittingtonStreethay

Lichfield Local Market Intelligence

Cathedral city with premium retail. Affluent catchment. Growing commuter appeal with good rail links.

— CMB Market Analysis

Key Industries

  • Tourism & Heritage
  • Professional Services
  • Independent Retail
  • Healthcare
  • Education

Transport Links

  • London Northwestern/Cross Country to Birmingham (25 mins)/London
  • A5 Watling Street (1 mile)
  • A38 to Burton/Derby
  • M6 Toll (3 miles)

Regeneration

Lichfield city centre heritage conservation; Birmingham Road development; Friarsgate mixed-use; Lichfield Southern Bypass area housing; Beacon Park improvements; Cathedral Close conservation

Lichfield Commercial Property Market Data

Commercial Property Values in Lichfield

Property TypePrime / Grade ASecondaryMarket Range
Office£11 psf£4 psf£4 - £11 psf
Retail / Shop£24 psf£7 psf£7 - £24 psf
Industrial£6 psf£3 psf£3 - £6 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Lichfield

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Lichfield Market Trends

Office Vacancy
Rising
Industrial Demand
Strong
Retail Footfall
Stable
Residential Investment
Weak
Dominant sector:Office & Professional Services

Investor appetite for Lichfield commercial property remains steady, with office & professional services assets attracting the most interest.

Recent Commercial Property Transactions in Lichfield

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ1 2026

Refurbished office space, Burntwood

10,408 sq ft
£40,000 - £44,000
£4 psf9.1% yield
RetailQ4 2025

High street retail unit, Streethay

500 sq ft
£11,000 - £13,000
£24 psf8.6% yield
IndustrialQ3 2025

Industrial workshop with office, Lichfield Cathedral

34,256 sq ft
£228,000 - £252,000
£7 psf7.4% yield
Mixed-UseQ4 2025

Mixed-use building with commercial ground floor and residential above, Lichfield City Centre

7,688 sq ft
£957,000 - £1,057,000
£131 psf9.1% yield
HotelQ1 2026

44-room hotel with bar and restaurant, Lichfield City Centre

44 rooms
£2,045,000 - £2,260,000
8.9% yield
Care HomeQ3 2025

44-bed registered care home with gardens, Lichfield City Centre

44 beds
£2,130,000 - £2,355,000
7.6% yield

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Lichfield

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Lichfield. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Lichfield for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 5% across the local market
  • 13% property price growth over the past five years
  • 9.5% rental growth over five years supporting income returns
  • Strong occupier demand from Tourism & Heritage and Professional Services sectors
  • Excellent transport connectivity including London Northwestern/Cross Country to Birmingham (25 mins)/London
  • Active regeneration programmes driving future capital growth

Development Opportunities

Lichfield presents development opportunities linked to Lichfield city centre heritage conservation. Growing demand from the Tourism & Heritage sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for quality properties.

Property Types We Finance

Office SpaceServiced OfficesRetail UnitsHigh Street ShopsMedical/Dental PracticesCare HomesEducational FacilitiesStudent Accommodation

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Lichfield and the wider Staffordshire region, from commercial property purchases to professional office relocations.

Why Invest in Lichfield

Lichfield is one of England's finest small cathedral cities, the birthplace of Samuel Johnson and home to a magnificent three-spired medieval cathedral (the 'Ladies of the Vale'). The commercial property market benefits from strong demand across Tourism & Heritage, Professional Services, Independent Retail sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 5% and 13% price growth over five years, Lichfield offers compelling returns for commercial property investors. Excellent connectivity via London Northwestern/Cross Country to Birmingham (25 mins)/London supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Lichfield city centre heritage conservation, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

Lichfield's commercial property market faces competition from nearby larger centres, which can limit tenant demand for certain asset types. Careful due diligence on local occupier markets and realistic yield expectations are essential for successful investment.

Notable Developments

Lichfield's commercial property landscape has been shaped by Lichfield city centre heritage conservation. Growth in the Tourism & Heritage sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

Planning policy in Lichfield is set by Staffordshire council through its adopted local plan. The authority supports commercial investment and has allocated sites for employment and mixed-use development. Pre-application advice is available and recommended for larger schemes to navigate local requirements efficiently.

Latest Commercial Property News in Lichfield

Commercial property news for Lichfield will appear here once available. Check back soon for the latest market updates.

Lichfield Commercial Mortgage Calculator

Pre-populated with local market data

£
£
%
£
Monthly Payment
£0
LTV
0.0%
DSCR
0.00
Gross Yield
0.0%

Interest-only estimate. Actual terms subject to lender assessment.

Lichfield Location

Commercial mortgage services available across Lichfield and surrounding areas. View larger map

Lichfield Commercial Property FAQ

What is the average office rent per square foot in Lichfield?

Office rents in Lichfield range from approximately £4 per square foot for secondary space up to £11 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £7 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Lichfield?

Investment yields in Lichfield vary by property type and grade. Current indicative yields are: offices at 8.24%-8.91%, retail at 8.65%-9.74%, industrial at 7.7%-8.36%, residential single-let at 7.17%, HMOs at 12.31%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Lichfield?

Lichfield's commercial property market includes offices, retail units, industrial premises, care homes, hotels and guest houses. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

What are HMO yields in Lichfield?

HMO investments in Lichfield can achieve yields of approximately 12.31%, compared to 7.17% for standard single-let properties. Lichfield has established HMO demand in key residential areas. Note that HMO licensing requirements vary by local authority -- check Article 4 directions before purchasing.

What is the average price per bed for care homes in Lichfield?

Care homes in Lichfield typically trade at around £52,325 per registered bed. A typical 30-bed home would therefore be valued between £1.0m and £3.1m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.

Ready to discuss your Lichfield project?

Speak with our specialist team today and get a decision in principle within 48 hours.