Lichfield, StaffordshireLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Lichfield

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Lichfield and Staffordshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£225
Avg Price/sq ft
5%
Average Yield
+13%
5yr Price Growth
+9.5%
5yr Rental Growth

Lichfield commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Lichfield commercial property market signals

The factors lenders weigh when assessing Lichfield commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Cathedral city with premium retail. Affluent catchment. Growing commuter appeal with good rail links.

, CMB Market Analysis

Key Industries

  • Tourism & Heritage
  • Professional Services
  • Independent Retail
  • Healthcare
  • Education

Transport Links

  • London Northwestern/Cross Country to Birmingham (25 mins)/London
  • A5 Watling Street (1 mile)
  • A38 to Burton/Derby
  • M6 Toll (3 miles)

Regeneration

Lichfield city centre heritage conservation; Birmingham Road development; Friarsgate mixed-use; Lichfield Southern Bypass area housing; Beacon Park improvements; Cathedral Close conservation

Listen: Staffordshire Q1 2026 commercial property briefing

The Staffordshire regional briefing covering Lichfield and the wider region. A Q2 2026 commercial property briefing on Staffordshire, a hybrid Midlands shire anchored by Stoke-on-Trent's post-ceramics regeneration, the Stafford and Lichfield professional core, and a heavyweight logistics belt at Cannock and Tamworth on the M6 Toll and A5. We walk through transaction volumes across the twelve principal towns, what ten Acuitus auction lots tell us about secondary clearing levels, and where lender appetite sits today.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Lichfield commercial property transaction evidence

102 commercial sales in Lichfield across the last 60 months, sourced from HM Land Registry Price Paid Data. 18 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
102
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Lichfield
102transactions
Sample: showing 30 recent sales below
OfficeQ2 2025

Dower House, Talbot Avenue, Little Aston, Sutton Coldfield

Sale price
£900,000
OfficeQ1 2025

Huddlesford House Farm, Huddlesford, Lichfield

Sale price
£833,000
OfficeQ1 2025

The Old Post Office, 50, Church Lane, Fradley, Lichfield

Sale price
£350,000
IndustrialQ1 2025

Unit 4a, Birchbrook Industrial Park, Shenstone, Lichfield

Sale price
£180,000
OfficeQ1 2025

Ashbrook House, London Road, Lichfield

Sale price
£900,000
OfficeQ4 2024

New Minster House, 2, Bird Street, Lichfield

Sale price
£250,000
OfficeQ4 2024

De Montfort House, Europa Way, Lichfield

Sale price
£750,000
OfficeQ4 2024

Management House, 71 - 73, Upper St John Street, Lichfield

Sale price
£600,000
OfficeQ4 2024

Weeford House Farm, Church Hill, Weeford, Lichfield

Sale price
£1,560,000
Pub / BarQ4 2024

Fradley Arms, Rykneld Street, Fradley, Lichfield

Sale price
£800,000
OfficeQ2 2024

Grayson House, Lynn Lane, Shenstone, Lichfield

Sale price
£1,250,000
AgriculturalQ2 2024

Brook Farm, Chorley Stables, Chorley, Lichfield

Sale price
£750,000
RetailQ1 2024

Lidl Food Store, Eastern Avenue, Lichfield

Sale price
£1,800,000
OfficeQ1 2024

Little Pipe House, Little Pipe Lane, Lichfield

Sale price
£20,000
OfficeQ1 2024

The Old Coach House, 2, Lynn Lane, Shenstone, Lichfield

Sale price
£550,000
OfficeQ1 2024

Norton House, Lynn Lane, Shenstone, Lichfield

Sale price
£1,432,000
RetailQ1 2024

Lidl Store, Eastern Avenue, Lichfield

Sale price
£1,625,000
IndustrialQ1 2024

Waverley Court, Wiltell Road Industrial Estate, Lichfield

Sale price
£349,000
CommercialQ4 2025

85, Birmingham Road, Lichfield

Sale price
£190,000
CommercialQ4 2025

50a, Wheel Lane, Lichfield

Sale price
£250,000
CommercialQ4 2025

Lichfield Lodge, Rykneld Street, Lichfield

Sale price
£926,249
CommercialQ4 2025

75a, Marks Walk, Lichfield

Sale price
£375,000
CommercialQ4 2025

17, St John Street, Lichfield

Sale price
£180,000
CommercialQ4 2025

Canwell Service Station, London Road, Canwell, Sutton Coldfield

Sale price
£1,500,000
CommercialQ4 2025

24, St John Street, Lichfield

Sale price
£650,000
CommercialQ4 2025

15, High Grange, Lichfield

Sale price
£335,000
CommercialQ4 2025

Pulse & Cocktails, Rykneld Street, Lichfield

Sale price
£444,000
CommercialQ4 2025

5, Stafford Road, Lichfield

Sale price
£400,000
CommercialQ3 2025

Mole End, Bluebell Lane, Elmhurst, Lichfield

Sale price
£440,000
CommercialQ3 2025

Car Park, Beacon Street, Lichfield

Sale price
£245,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Lichfield commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Lichfield commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Lichfield. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Lichfield commercial property investment fundamentals

What makes Lichfield fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 5% across the local market
  • 13% property price growth over the past five years
  • 9.5% rental growth over five years supporting income returns
  • Strong occupier demand from Tourism & Heritage and Professional Services sectors
  • Excellent transport connectivity including London Northwestern/Cross Country to Birmingham (25 mins)/London
  • Active regeneration programmes driving future capital growth

Development Opportunities

Lichfield presents development opportunities linked to Lichfield city centre heritage conservation. Growing demand from the Tourism & Heritage sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for quality properties.

Property Types We Finance

Office SpaceServiced OfficesRetail UnitsHigh Street ShopsMedical/Dental PracticesCare HomesEducational FacilitiesStudent Accommodation

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Lichfield and the wider Staffordshire region, from commercial property purchases to professional office relocations.

Need a commercial mortgage decision in Lichfield?

Our team will review your asset, sector and structure against current Lichfield lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Lichfield

Commercial property news for Lichfield will appear here once available. Check back soon for the latest market updates.

Lichfield Commercial Mortgage Calculator

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Lichfield Location

Commercial mortgage services available across Lichfield and surrounding areas. View larger map

Lichfield commercial mortgage FAQ

Data-grounded answers about commercial property finance in Lichfield, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Lichfield?

HM Land Registry recorded 102 commercial property transactions in Lichfield during the most recent reporting window. The median commercial sale price is £300,000, with the middle 50% of deals between £220,000 and £500,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Lichfield?

The median commercial sale price recorded by HM Land Registry in Lichfield is £300,000. Smaller end deals (lower quartile) sit around £220,000, while larger transactions (upper quartile) reach £500,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Lichfield.

Which commercial property sectors are most active in Lichfield?

The most active commercial sectors in Lichfield (by recorded transaction count) are: office (12 transactions), industrial (2 transactions), retail (2 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Lichfield?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Lichfield. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Lichfield?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Lichfield. We will review the asset, sector, deal structure and lender appetite specific to Lichfield and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Lichfield project?

Speak with our specialist team today and get a decision in principle within 48 hours.