CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Stone and Staffordshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Stone commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Historic canal town with strong community. Good rail links to Stoke and Stafford.”
, CMB Market Analysis
Stone town centre improvements; canal basin enhancement; Westbridge Park; Aston Lodge housing; former industrial site conversions; Walton housing area; community facilities
The Staffordshire regional briefing covering Stone and the wider region. A Q2 2026 commercial property briefing on Staffordshire, a hybrid Midlands shire anchored by Stoke-on-Trent's post-ceramics regeneration, the Stafford and Lichfield professional core, and a heavyweight logistics belt at Cannock and Tamworth on the M6 Toll and A5. We walk through transaction volumes across the twelve principal towns, what ten Acuitus auction lots tell us about secondary clearing levels, and where lender appetite sits today.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
33 commercial sales in Stone across the last 60 months, sourced from HM Land Registry Price Paid Data. 11 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
The Wayfarer Public House, The Fillybrooks, Stone
42 - 44, High Street, Stone
Stone Enterprise Centre, Unit 5-6, Emerald Way, Stone Business Park, Stone
Holts Barn Farm, Outlanes, Meaford, Stone
Reward House, Diamond Way, Stone Business Park, Stone
36, High Street, Stone
71 - 73, High Street, Stone
Stone Enterprise Centre, Unit 4, Emerald Way, Stone Business Park, Stone
63 - 65, High Street, Stone
Stone Enterprise Centre, Unit 3, Emerald Way, Stone Business Park, Stone
Douglas Park, Block C, Opal Way, Stone Business Park, Stone
Limedale Court, Newcastle Road, Stone
3 - 5, Station Road, Stone
235, Lichfield Road, Stone
36, Bakewell Drive, Stone
16, Kingsland Road, Stone
Unit 1b, Whitebridge Lane, Stone
103, Priory Road, Stone
16, Ash Road, Stone
Service Station, Oxford Road, Stone, Aylesbury
Darlaston Inn, Meaford, Stone
Millbank Cottages, 2, Nicholls Lane, Oulton, Stone
White Heather, Moss Lane, Hilderstone, Stone
Crown Street Garage, Crown Street, Stone
Tamaresk, Highlows Lane, Yarnfield, Stone
58 - 60, Old Road, Stone
2, Oxford Road, Stone, Aylesbury
Chiltern View, 4 - 5, St Johns Drive, Stone, Aylesbury
The Cottage, 1, Bury Bank, Meaford, Stone
9, St Marys Mews, Stone
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of Stone commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Stone. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Stone fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Stone presents development opportunities linked to Stone town centre improvements. Growing demand from the Food & Drink (Joules Brewery) sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Good appetite for quality properties.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Stone and the wider Staffordshire region, from commercial property purchases to development and refurbishment projects.
Commercial property news for Stone will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Staffordshire.
Commercial mortgage services available across Stone and surrounding areas. View larger map
Data-grounded answers about commercial property finance in Stone, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 33 commercial property transactions in Stone during the most recent reporting window. The median commercial sale price is £225,000, with the middle 50% of deals between £165,000 and £295,000. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in Stone is £225,000. Smaller end deals (lower quartile) sit around £165,000, while larger transactions (upper quartile) reach £295,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Stone.
The most active commercial sectors in Stone (by recorded transaction count) are: office (5 transactions), retail (4 transactions), pub (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Stone. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Stone. We will review the asset, sector, deal structure and lender appetite specific to Stone and come back with an indicative rate, LTV and term within 24–48 hours.