Stone, Staffordshire

Commercial Mortgages in Stone

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Stone and Staffordshire.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£170
Avg Price/sq ft
5.4%
Average Yield
+12.8%
5yr Price Growth
+9.5%
5yr Rental Growth

Why Choose CMB in Stone

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:Stone Town CentreWaltonAstonOultonModdershall

Stone Local Market Intelligence

Historic canal town with strong community. Good rail links to Stoke and Stafford.

— CMB Market Analysis

Key Industries

  • Food & Drink (Joules Brewery)
  • Canal Tourism
  • Retail
  • Professional Services
  • Agriculture

Transport Links

  • Stone rail to Stafford/Stoke-on-Trent
  • A34 to Stafford (7 miles)/Stoke
  • A520 to Leek
  • Trent and Mersey Canal

Regeneration

Stone town centre improvements; canal basin enhancement; Westbridge Park; Aston Lodge housing; former industrial site conversions; Walton housing area; community facilities

Stone Commercial Property Market Data

Commercial Property Values in Stone

Property TypePrime / Grade ASecondaryMarket Range
Office£8 psf£3 psf£3 - £8 psf
Retail / Shop£13 psf£9 psf£9 - £13 psf
Industrial£5 psf£4 psf£4 - £5 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Stone

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Stone Market Trends

Office Vacancy
Rising
Industrial Demand
Strong
Retail Footfall
Stable
Residential Investment
Weak
Dominant sector:Office & Professional Services

Investor appetite for Stone commercial property remains steady, with office & professional services assets attracting the most interest.

Recent Commercial Property Transactions in Stone

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ4 2025

Serviced office premises, town centre

12,942 sq ft
£74,000 - £82,000
£6 psf10.3% yield
RetailQ1 2026

Ground floor shop with A1 use, Oulton

3,358 sq ft
£26,000 - £28,000
£8 psf7.2% yield
IndustrialQ4 2025

Manufacturing unit with loading, Aston

10,304 sq ft
£39,000 - £43,000
£4 psf7.8% yield
HotelQ3 2025

87-room boutique hotel, Walton

87 rooms
£3,800,000 - £4,200,000
9.2% yield
Pub/RestaurantQ4 2025

Freehold pub with trade garden, Stone Town Centre

£90,000 - £100,000
11.06% yield

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Stone

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Stone. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Stone for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 5.4% across the local market
  • 12.8% property price growth over the past five years
  • 9.5% rental growth over five years supporting income returns
  • Strong occupier demand from Food & Drink (Joules Brewery) and Canal Tourism sectors
  • Excellent transport connectivity including Stone rail to Stafford/Stoke-on-Trent
  • Active regeneration programmes driving future capital growth

Development Opportunities

Stone presents development opportunities linked to Stone town centre improvements. Growing demand from the Food & Drink (Joules Brewery) sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for quality properties.

Property Types We Finance

Retail UnitsHigh Street ShopsShopping CentresOffice SpaceServiced OfficesAgricultural BuildingsRural Commercial Units

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Stone and the wider Staffordshire region, from commercial property purchases to development and refurbishment projects.

Why Invest in Stone

Stone is a small Staffordshire town on the Trent and Mersey Canal, historically important as a canal junction and now appreciated as one of the county's most attractive small towns. The commercial property market benefits from strong demand across Food & Drink (Joules Brewery), Canal Tourism, Retail sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 5.4% and 12.8% price growth over five years, Stone offers compelling returns for commercial property investors. Excellent connectivity via Stone rail to Stafford/Stoke-on-Trent supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Stone town centre improvements, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

Limited stock of institutional-grade commercial property in Stone means investors often need to consider value-add strategies. Planning timelines and local authority capacity can extend development schedules beyond initial expectations.

Notable Developments

Stone's commercial property landscape has been shaped by Stone town centre improvements. Growth in the Food & Drink (Joules Brewery) sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

Planning applications in Stone are managed by Staffordshire council, which has adopted a pro-growth stance supporting commercial and mixed-use development. Local plan policies favour brownfield regeneration and town centre investment, with a streamlined approach to permitted development rights for office-to-residential conversions.

Latest Commercial Property News in Stone

Commercial property news for Stone will appear here once available. Check back soon for the latest market updates.

Stone Commercial Mortgage Calculator

Pre-populated with local market data

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Stone Location

Commercial mortgage services available across Stone and surrounding areas. View larger map

Stone Commercial Property FAQ

What is the average office rent per square foot in Stone?

Office rents in Stone range from approximately £3 per square foot for secondary space up to £8 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £5 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Stone?

Investment yields in Stone vary by property type and grade. Current indicative yields are: offices at 8.75%-10.25%, retail at 7.44%-10.3%, industrial at 7.45%-9.88%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Stone?

Stone's commercial property market includes offices, retail units, industrial premises, hotels and guest houses, pubs and restaurants. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

Ready to discuss your Stone project?

Speak with our specialist team today and get a decision in principle within 48 hours.