Stafford, StaffordshireLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Stafford

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Stafford and Staffordshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£155
Avg Price/sq ft
5.6%
Average Yield
+13.5%
5yr Price Growth
+10%
5yr Rental Growth

Stafford commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Stafford commercial property market signals

The factors lenders weigh when assessing Stafford commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

County town with excellent rail links. Growing professional services sector. Strong residential demand.

, CMB Market Analysis

Key Industries

  • Manufacturing (Alstom rail)
  • Professional Services
  • Retail
  • Healthcare
  • Public Administration

Transport Links

  • Avanti West Coast to London (75 mins)/Manchester/Birmingham
  • M6 Junction 13/14 (adjacent)
  • A34 to Stone/Newcastle-under-Lyme
  • A518 to Uttoxeter/Derby

Regeneration

Stafford town centre regeneration; Kier Park housing; Beacon Barracks development; Stafford Western Access Route; Stafford Station Gateway; former MOD site conversion; Redhill Business Park

Listen: Staffordshire Q1 2026 commercial property briefing

The Staffordshire regional briefing covering Stafford and the wider region. A Q2 2026 commercial property briefing on Staffordshire, a hybrid Midlands shire anchored by Stoke-on-Trent's post-ceramics regeneration, the Stafford and Lichfield professional core, and a heavyweight logistics belt at Cannock and Tamworth on the M6 Toll and A5. We walk through transaction volumes across the twelve principal towns, what ten Acuitus auction lots tell us about secondary clearing levels, and where lender appetite sits today.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Stafford commercial property transaction evidence

194 commercial sales in Stafford across the last 60 months, sourced from HM Land Registry Price Paid Data. 29 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
194
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Stafford
194transactions
Sample: showing 30 recent sales below
OfficeQ4 2025

Boscomoor House, Boscomoor Lane, Penkridge, Stafford

Sale price
£480,000
HotelQ4 2025

Hatherton House Hotel, Pinfold Lane, Penkridge, Stafford

Sale price
£550,000
OfficeQ4 2025

Fielden House, Stowe Lane, Stowe By Chartley, Stafford

Sale price
£1,950,000
LeisureQ3 2025

Red Lion Inn & Restaurant, Smithy Lane, Bradley, Stafford

Sale price
£450,000
OfficeQ3 2025

The Dairy House, Brockton, Eccleshall, Stafford

Sale price
£750,000
OfficeQ3 2025

New House Farm, Heath Road, Bromstead, Newport

Sale price
£445,000
AgriculturalQ2 2025

Grange Barn, Broadhill, Gnosall, Stafford

Sale price
£10,000
IndustrialQ2 2025

Unit B, Boons Industrial Estate, Derrington, Stafford

Sale price
£700,000
RetailQ2 2025

Unit 2, Hough Retail Park, Stafford

Sale price
£1,000,000
OfficeQ1 2025

Meretown House, Meretown, Newport

Sale price
£965,000
OfficeQ1 2025

Manor House Farm, Mill Meece, Stafford

Sale price
£622,500
AgriculturalQ1 2025

Bramble Barn, Brocton, Stafford

Sale price
£775,000
IndustrialQ1 2025

Unit 17a, Airfield Industrial Estate, Hixon, Stafford

Sale price
£540,000
Care HomeQ1 2025

Horsley Hall Residential Home, Horsley, Eccleshall, Stafford

Sale price
£20,000
OfficeQ1 2025

Bleak House Farm, Knightley, Stafford

Sale price
£750,000
OfficeQ1 2025

Ridge House, Clay Street, Penkridge, Stafford

Sale price
£240,100
AgriculturalQ1 2025

Lower Knightley Farm, Farmhouse, Lower Road, Knightley, Stafford

Sale price
£750,000
Land / PlotsQ1 2025

Seighford Lakes, Plot 5, Seighford Lane, Stafford

Sale price
£30,000
Land / PlotsQ1 2025

3, Plot, Seighford Lane, Stafford

Sale price
£14,000
OfficeQ1 2025

7, Harry Kerr Drive, Redhill Business Park, Stafford

Sale price
£29,000,000
IndustrialQ1 2025

Grange Tools & Weld, St Albans Road Industrial Estate, Stafford

Sale price
£1,850,000
OfficeQ1 2025

Innkeepers House, Uttoxeter Road, Amerton, Stafford

Sale price
£112,500
Land / PlotsQ1 2025

2, Plot, Seighford Lane, Stafford

Sale price
£17,500
AgriculturalQ4 2024

The Dutch Barn, Lawnhead, Stafford

Sale price
£255,000
LeisureQ4 2024

Apollo Cinema, Newport Road, Stafford

Sale price
£360,000
Land / PlotsQ4 2024

Seighford Lakes Ashes Covert, Plot 1, Seighford Lane, Stafford

Sale price
£35,000
OfficeQ4 2024

Bank House, Salter Street, Stafford

Sale price
£250,000
AgriculturalQ4 2024

New Acre Stables, 5, Wolverhampton Road, Penkridge, Stafford

Sale price
£700
RetailQ4 2024

29, Cardamine Parade, Stafford

Sale price
£597,676
CommercialQ1 2026

The Village, 1, Pershall, Eccleshall, Stafford

Sale price
£321,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Stafford commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Stafford commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Stafford. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Stafford commercial property investment fundamentals

What makes Stafford fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 5.6% across the local market
  • 13.5% property price growth over the past five years
  • 10% rental growth over five years supporting income returns
  • Strong occupier demand from Manufacturing (Alstom rail) and Professional Services sectors
  • Excellent transport connectivity including Avanti West Coast to London (75 mins)/Manchester/Birmingham
  • Active regeneration programmes driving future capital growth

Development Opportunities

Stafford presents development opportunities linked to Stafford town centre regeneration. Growing demand from the Manufacturing (Alstom rail) sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite across property types.

Property Types We Finance

Office SpaceServiced OfficesRetail UnitsHigh Street ShopsShopping CentresMedical/Dental PracticesCare Homes

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Stafford and the wider Staffordshire region, from commercial property purchases to professional office relocations.

Need a commercial mortgage decision in Stafford?

Our team will review your asset, sector and structure against current Stafford lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Stafford

Commercial property news for Stafford will appear here once available. Check back soon for the latest market updates.

Stafford Commercial Mortgage Calculator

Pre-populated with local market data

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Stafford Location

Commercial mortgage services available across Stafford and surrounding areas. View larger map

Stafford commercial mortgage FAQ

Data-grounded answers about commercial property finance in Stafford, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Stafford?

HM Land Registry recorded 194 commercial property transactions in Stafford during the most recent reporting window. The median commercial sale price is £215,997, with the middle 50% of deals between £138,400 and £375,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Stafford?

The median commercial sale price recorded by HM Land Registry in Stafford is £215,997. Smaller end deals (lower quartile) sit around £138,400, while larger transactions (upper quartile) reach £375,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Stafford.

Which commercial property sectors are most active in Stafford?

The most active commercial sectors in Stafford (by recorded transaction count) are: office (11 transactions), agri (5 transactions), land (4 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Stafford?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Stafford. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Stafford?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Stafford. We will review the asset, sector, deal structure and lender appetite specific to Stafford and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Stafford project?

Speak with our specialist team today and get a decision in principle within 48 hours.