Bury St Edmunds, SuffolkLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Bury St Edmunds

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Bury St Edmunds and Suffolk. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£225
Avg Price/sq ft
5.1%
Average Yield
+14%
5yr Price Growth
+10.5%
5yr Rental Growth

Bury St Edmunds commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Bury St Edmunds commercial property market signals

The factors lenders weigh when assessing Bury St Edmunds commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Historic market town with strong tourism appeal. Greene King HQ. British Sugar factory. Growing residential demand.

, CMB Market Analysis

Key Industries

  • Brewing (Greene King)
  • Tourism & Heritage
  • Independent Retail
  • Professional Services
  • Agriculture

Transport Links

  • Greater Anglia to Ipswich (25 mins)/Cambridge (45 mins)
  • A14 to Cambridge/Ipswich (trunk road)
  • A134 to Thetford/Sudbury
  • A143 to Haverhill

Regeneration

Bury St Edmunds town centre conservation; Marham Park housing (500 homes); Eastern Relief Road; West Suffolk Operational Hub; Moreton Hall expansion; Olding Road employment area

Listen: Suffolk Q1 2026 commercial property briefing

The Suffolk regional briefing covering Bury St Edmunds and the wider region. A Q2 2026 commercial property briefing on Suffolk, a four-engine county anchored by Ipswich's financial-services and port economy, the UK's largest container port at Felixstowe, the offshore-wind operations base at Lowestoft, and the cathedral-and-brewing town of Bury St Edmunds, with the global thoroughbred-racing capital of Newmarket completing a structure no other English county replicates. We walk through thirteen Acuitus auction lots concentrated in Newmarket and Ipswich, where lender appetite sits today, and what to watch along the A14 freight corridor and the AONB coast.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Bury St Edmunds commercial property transaction evidence

203 commercial sales in Bury St Edmunds across the last 60 months, sourced from HM Land Registry Price Paid Data. 15 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
203
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Bury St Edmunds
203transactions
Sample: showing 30 recent sales below
OfficeQ1 2026

Peacock House, Little Whelnetham, Bury St Edmunds

Sale price
£30,000
AgriculturalQ4 2025

The Granary, New Road, Tostock, Bury St Edmunds

Sale price
£699,950
OfficeQ4 2025

Stylex House, Northern Way, Bury St Edmunds

Sale price
£560,000
AgriculturalQ2 2025

Tile Barn, Hartest, Bury St Edmunds

Sale price
£695,000
OfficeQ2 2025

Post Office House, 1, Brockley Road, Whepstead, Bury St Edmunds

Sale price
£353,000
Land / PlotsQ2 2025

Plot 22, Westley Way, Badwell Ash, Bury St Edmunds

Sale price
£405,058
Land / PlotsQ2 2025

Plot 10, Westley Way, Badwell Ash, Bury St Edmunds

Sale price
£511,870
OfficeQ2 2025

Post Office, The Street, Ingham, Bury St Edmunds

Sale price
£350,000
IndustrialQ2 2025

Unit 23c, Shepherds Grove Industrial Estate, Stanton, Bury St Edmunds

Sale price
£157,500
OfficeQ1 2025

Garden House Farm, Rattlesden Road, Drinkstone, Bury St Edmunds

Sale price
£1,300,000
RetailQ1 2025

13, High Street, Ixworth, Bury St Edmunds

Sale price
£229,999
Care HomeQ1 2025

Willows Residential Home, Bury Road, Lawshall, Bury St Edmunds

Sale price
£420,217
AgriculturalQ1 2025

Lavender Barn, Stanningfield, Bury St Edmunds

Sale price
£725,000
OfficeQ4 2024

Regent House, 110, Northgate Street, Bury St Edmunds

Sale price
£449,800
OfficeQ4 2024

West End House, Tut Hill, Fornham All Saints, Bury St Edmunds

Sale price
£915,000
CommercialQ1 2026

3, The Traverse, Bury St Edmunds

Sale price
£301,000
CommercialQ1 2026

37, Garage To, Honeymeade Close, Stanton, Bury St Edmunds

Sale price
£245,000
CommercialQ1 2026

Swan Inn, Thetford Road, Coney Weston, Bury St Edmunds

Sale price
£415,000
CommercialQ4 2025

4, Chamomile Close, Red Lodge, Bury St Edmunds

Sale price
£225,500
CommercialQ4 2025

Pippin, Lark Road, Mildenhall, Bury St Edmunds

Sale price
£390,000
CommercialQ4 2025

Willow Cottage, Bury Road, Thorpe Morieux, Bury St Edmunds

Sale price
£660,000
CommercialQ4 2025

Stocks Car Sales, Tayfen Road, Bury St Edmunds

Sale price
£140,000
CommercialQ4 2025

36, Bury Road, Barrow, Bury St Edmunds

Sale price
£210,000
CommercialQ4 2025

60, Chedburgh Road, Chevington, Bury St Edmunds

Sale price
£827,000
CommercialQ4 2025

60, Chedburgh Road, Chevington, Bury St Edmunds

Sale price
£827,000
CommercialQ4 2025

Southside Cottages, Stows Hill, Cockfield, Bury St Edmunds

Sale price
£700,000
CommercialQ4 2025

6, Chaffinch Road, Bury St Edmunds

Sale price
£237,000
CommercialQ4 2025

Ixworth Retreat, Ixworth Road, Thurston, Bury St Edmunds

Sale price
£439,612
CommercialQ4 2025

Almoney, Top Road, Rattlesden, Bury St Edmunds

Sale price
£600,000
CommercialQ3 2025

Thurston Park, Church Road, Thurston, Bury St Edmunds

Sale price
£857,500

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Bury St Edmunds commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Bury St Edmunds commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Bury St Edmunds. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Bury St Edmunds commercial property investment fundamentals

What makes Bury St Edmunds fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 5.1% across the local market
  • 14% property price growth over the past five years
  • 10.5% rental growth over five years supporting income returns
  • Strong occupier demand from Brewing (Greene King) and Tourism & Heritage sectors
  • Excellent transport connectivity including Greater Anglia to Ipswich (25 mins)/Cambridge (45 mins)
  • Active regeneration programmes driving future capital growth

Development Opportunities

Bury St Edmunds presents development opportunities linked to Bury St Edmunds town centre conservation. Growing demand from the Brewing (Greene King) sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for quality assets. Heritage properties understood.

Property Types We Finance

Retail UnitsHigh Street ShopsOffice SpaceServiced OfficesAgricultural BuildingsRural Commercial Units

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Bury St Edmunds and the wider Suffolk region, from commercial property purchases to development and refurbishment projects.

Need a commercial mortgage decision in Bury St Edmunds?

Our team will review your asset, sector and structure against current Bury St Edmunds lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Bury St Edmunds

Commercial property news for Bury St Edmunds will appear here once available. Check back soon for the latest market updates.

Bury St Edmunds Commercial Mortgage Calculator

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Bury St Edmunds Location

Commercial mortgage services available across Bury St Edmunds and surrounding areas. View larger map

Bury St Edmunds commercial mortgage FAQ

Data-grounded answers about commercial property finance in Bury St Edmunds, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Bury St Edmunds?

HM Land Registry recorded 203 commercial property transactions in Bury St Edmunds during the most recent reporting window. The median commercial sale price is £295,000, with the middle 50% of deals between £207,000 and £425,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Bury St Edmunds?

The median commercial sale price recorded by HM Land Registry in Bury St Edmunds is £295,000. Smaller end deals (lower quartile) sit around £207,000, while larger transactions (upper quartile) reach £425,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Bury St Edmunds.

Which commercial property sectors are most active in Bury St Edmunds?

The most active commercial sectors in Bury St Edmunds (by recorded transaction count) are: office (7 transactions), agri (3 transactions), land (2 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Bury St Edmunds?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Bury St Edmunds. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Bury St Edmunds?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Bury St Edmunds. We will review the asset, sector, deal structure and lender appetite specific to Bury St Edmunds and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Bury St Edmunds project?

Speak with our specialist team today and get a decision in principle within 48 hours.