Haverhill, SuffolkLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Haverhill

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Haverhill and Suffolk. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£145
Avg Price/sq ft
6%
Average Yield
+15%
5yr Price Growth
+11.5%
5yr Rental Growth

Haverhill commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Haverhill commercial property market signals

The factors lenders weigh when assessing Haverhill commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Cambridge growth corridor location. Affordable housing attracting Cambridge workers. Manufacturing sector strong.

, CMB Market Analysis

Key Industries

  • Manufacturing
  • Logistics
  • Life Sciences (Cambridge corridor)
  • Retail
  • Healthcare

Transport Links

  • A1307 to Cambridge (17 miles)
  • A143 to Bury St Edmunds
  • A1017 to Saffron Walden
  • No direct rail (nearest: Cambridge/Sudbury)

Regeneration

Haverhill town centre masterplan; North West Haverhill housing (2,500 homes); Epicentre business hub; Haverhill Research Park; Clements Primary Area; Ehringshausen Way improvements

Listen: Suffolk Q1 2026 commercial property briefing

The Suffolk regional briefing covering Haverhill and the wider region. A Q2 2026 commercial property briefing on Suffolk, a four-engine county anchored by Ipswich's financial-services and port economy, the UK's largest container port at Felixstowe, the offshore-wind operations base at Lowestoft, and the cathedral-and-brewing town of Bury St Edmunds, with the global thoroughbred-racing capital of Newmarket completing a structure no other English county replicates. We walk through thirteen Acuitus auction lots concentrated in Newmarket and Ipswich, where lender appetite sits today, and what to watch along the A14 freight corridor and the AONB coast.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Haverhill commercial property transaction evidence

30 commercial sales in Haverhill across the last 60 months, sourced from HM Land Registry Price Paid Data. 2 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
30
60-month window
Shown below
24
recent examples
Filter transaction evidence
All commercial transactions in Haverhill
30transactions
Sample: showing 24 recent sales below
RetailQ2 2025

65, High Street, Haverhill

Sale price
£1,000
OfficeQ4 2024

Provincial House, 32, High Street, Haverhill

Sale price
£41,400
CommercialQ4 2025

21, Earnshaw Road, Haverhill

Sale price
£260,957
CommercialQ4 2025

Queens Head, Queen Street, Haverhill

Sale price
£272,500
CommercialQ3 2025

34, Earnshaw Road, Haverhill

Sale price
£157,292
CommercialQ3 2025

24a, Queen Street, Haverhill

Sale price
£251,000
CommercialQ2 2025

2, Dutfield Close, Haverhill

Sale price
£273,535
CommercialQ2 2025

Old Chapel, Calford Green, Kedington, Haverhill

Sale price
£345,000
CommercialQ2 2025

Old Chapel, Calford Green, Kedington, Haverhill

Sale price
£345,000
CommercialQ1 2025

Cotton Hall Studs, Rectory Road, Kedington, Haverhill

Sale price
£1,000,000
CommercialQ1 2025

1, Earnshaw Road, Haverhill

Sale price
£321,730
CommercialQ1 2025

Rising Sun, Haverhill Road, Little Wratting, Haverhill

Sale price
£724,400
CommercialQ1 2025

Rising Sun, Haverhill Road, Little Wratting, Haverhill

Sale price
£724,400
CommercialQ4 2024

2, Young Way, Haverhill

Sale price
£2,076,536
CommercialQ4 2024

10, Anning Way, Withersfield, Haverhill

Sale price
£219,270
CommercialQ4 2024

8, Sumpter Drive, Haverhill

Sale price
£2,715,370
CommercialQ4 2024

1, Atkinson Drive, Haverhill

Sale price
£1,128,880
CommercialQ4 2024

2, Corlett Way, Haverhill

Sale price
£1,422,706
CommercialQ3 2024

12, Brothers Drive, Haverhill

Sale price
£225,400
CommercialQ3 2024

1, Corlett Way, Haverhill

Sale price
£490,247
CommercialQ3 2024

Stourview Medical Centre, Crown Passage, Haverhill

Sale price
£250,000
CommercialQ2 2024

28, Queen Street, Haverhill

Sale price
£250,000
CommercialQ2 2024

Muddy Paws, Rectory Road, Kedington, Haverhill

Sale price
£650,000
CommercialQ1 2024

11, School Road, Kedington, Haverhill

Sale price
£84,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Haverhill commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Haverhill commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Haverhill. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Haverhill commercial property investment fundamentals

What makes Haverhill fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 6% across the local market
  • 15% property price growth over the past five years
  • 11.5% rental growth over five years supporting income returns
  • Strong occupier demand from Manufacturing and Logistics sectors
  • Excellent transport connectivity including A1307 to Cambridge (17 miles)
  • Active regeneration programmes driving future capital growth

Development Opportunities

Haverhill presents development opportunities linked to Haverhill town centre masterplan. Growing demand from the Manufacturing sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Standard appetite. Cambridge linkage noted.

Property Types We Finance

Industrial UnitsFactory SpaceIndustrial/WarehouseDistribution CentresRetail UnitsHigh Street ShopsShopping CentresMedical/Dental Practices

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Haverhill and the wider Suffolk region, from industrial unit purchases to logistics facility financing.

Need a commercial mortgage decision in Haverhill?

Our team will review your asset, sector and structure against current Haverhill lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Haverhill

Commercial property news for Haverhill will appear here once available. Check back soon for the latest market updates.

Haverhill Commercial Mortgage Calculator

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Haverhill Location

Commercial mortgage services available across Haverhill and surrounding areas. View larger map

Haverhill commercial mortgage FAQ

Data-grounded answers about commercial property finance in Haverhill, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Haverhill?

HM Land Registry recorded 30 commercial property transactions in Haverhill during the most recent reporting window. The median commercial sale price is £237,500, with the middle 50% of deals between £193,500 and £310,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Haverhill?

The median commercial sale price recorded by HM Land Registry in Haverhill is £237,500. Smaller end deals (lower quartile) sit around £193,500, while larger transactions (upper quartile) reach £310,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Haverhill.

Which commercial property sectors are most active in Haverhill?

The most active commercial sectors in Haverhill (by recorded transaction count) are: retail (1 transaction), office (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Haverhill?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Haverhill. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Haverhill?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Haverhill. We will review the asset, sector, deal structure and lender appetite specific to Haverhill and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Haverhill project?

Speak with our specialist team today and get a decision in principle within 48 hours.