Newmarket, Suffolk

Commercial Mortgages in Newmarket

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Newmarket and Suffolk.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£240
Avg Price/sq ft
5%
Average Yield
+12.5%
5yr Price Growth
+9%
5yr Rental Growth

Why Choose CMB in Newmarket

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:Newmarket Town CentreNewmarket HeathExningStudlands ParkFordham

Newmarket Local Market Intelligence

Home of British horse racing with unique economy. Jockey Club, stud farms, and equine services dominate. Tourism significant.

— CMB Market Analysis

Key Industries

  • Horse Racing & Equine Industry
  • Bloodstock & Breeding
  • Hospitality & Tourism
  • Professional Services
  • Veterinary Sciences

Transport Links

  • Greater Anglia to Cambridge (20 mins)/Ipswich
  • A14 to Cambridge/Bury St Edmunds
  • A11 to Norwich/London
  • A1304 Newmarket bypass

Regeneration

Newmarket town centre improvements; National Heritage Centre for Horseracing; Hatchfield Farm housing; Studlands Park; racecourse facilities investment; equine-specific development

Newmarket Commercial Property Market Data

Commercial Property Values in Newmarket

Property TypePrime / Grade ASecondaryMarket Range
Office£11 psf£4 psf£4 - £11 psf
Retail / Shop£26 psf£9 psf£9 - £26 psf
Industrial£6 psf£4 psf£4 - £6 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Newmarket

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Newmarket Market Trends

Office Vacancy
Stable
Industrial Demand
Weak
Retail Footfall
Growing
Residential Investment
Moderate
Dominant sector:Office & Professional Services

The Newmarket market shows resilient fundamentals with yields remaining competitive against regional averages.

Recent Commercial Property Transactions in Newmarket

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ4 2025

Serviced office premises, town centre

4,752 sq ft
£36,000 - £40,000
£8 psf10.6% yield
RetailQ3 2025

Retail premises with storage, town centre

2,318 sq ft
£57,000 - £63,000
£26 psf7.5% yield
IndustrialQ4 2025

Light industrial unit with yard, Studlands Park

12,560 sq ft
£84,000 - £92,000
£7 psf7.5% yield
Pub/RestaurantQ1 2026

Town centre restaurant premises, Exning

£245,000 - £270,000
9.99% yield
HotelQ4 2025

28-room hotel with bar and restaurant, Fordham

28 rooms
£1,355,000 - £1,500,000
7.3% yield

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Newmarket

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Newmarket. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Newmarket for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 5% across the local market
  • 12.5% property price growth over the past five years
  • 9% rental growth over five years supporting income returns
  • Strong occupier demand from Horse Racing & Equine Industry and Bloodstock & Breeding sectors
  • Excellent transport connectivity including Greater Anglia to Cambridge (20 mins)/Ipswich
  • Active regeneration programmes driving future capital growth

Development Opportunities

Newmarket presents development opportunities linked to Newmarket town centre improvements. Growing demand from the Horse Racing & Equine Industry sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Specialist understanding required for racing industry properties.

Property Types We Finance

Office SpaceServiced OfficesMixed-Use DevelopmentResidential DevelopmentHMO

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Newmarket and the wider Suffolk region, from commercial property purchases to development and refurbishment projects.

Why Invest in Newmarket

Newmarket is the global headquarters of horse racing, home to the Jockey Club, two racecourses (Rowley Mile and July Course), and the world's largest cluster of training yards. The commercial property market benefits from strong demand across Horse Racing & Equine Industry, Bloodstock & Breeding, Hospitality & Tourism sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 5% and 12.5% price growth over five years, Newmarket offers compelling returns for commercial property investors. Excellent connectivity via Greater Anglia to Cambridge (20 mins)/Ipswich supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Newmarket town centre improvements, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

The Newmarket market requires realistic expectations around liquidity and exit timelines for commercial assets. Secondary location pricing can be volatile, and investors benefit from strong local knowledge and established lender relationships.

Notable Developments

Newmarket's commercial property landscape has been shaped by Newmarket town centre improvements. Growth in the Horse Racing & Equine Industry sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

Newmarket falls under Suffolk planning authority, where the adopted local plan supports commercial development and economic growth. Planning decisions reflect a balance between heritage conservation and enabling new investment, with CIL charges and Section 106 contributions applying to larger schemes.

Latest Commercial Property News in Newmarket

Commercial property news for Newmarket will appear here once available. Check back soon for the latest market updates.

Newmarket Commercial Mortgage Calculator

Pre-populated with local market data

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Interest-only estimate. Actual terms subject to lender assessment.

Newmarket Location

Commercial mortgage services available across Newmarket and surrounding areas. View larger map

Newmarket Commercial Property FAQ

What is the average office rent per square foot in Newmarket?

Office rents in Newmarket range from approximately £4 per square foot for secondary space up to £11 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £7 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Newmarket?

Investment yields in Newmarket vary by property type and grade. Current indicative yields are: offices at 7.43%-10.4%, retail at 7.64%-8.68%, industrial at 7.11%-7.65%, residential single-let at 6.64%, HMOs at 11.3%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Newmarket?

Newmarket's commercial property market includes offices, retail units, industrial premises, hotels and guest houses, pubs and restaurants. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

What are HMO yields in Newmarket?

HMO investments in Newmarket can achieve yields of approximately 11.3%, compared to 6.64% for standard single-let properties. Newmarket has established HMO demand in key residential areas. Note that HMO licensing requirements vary by local authority -- check Article 4 directions before purchasing.

Ready to discuss your Newmarket project?

Speak with our specialist team today and get a decision in principle within 48 hours.