CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Halifax and West Yorkshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
Halifax commercial property delivers 8.2% average yield.
Halifax yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Halifax commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Piece Hall restoration has transformed town centre. Hebden Bridge creative economy thriving. Mill conversion opportunities.”
, CMB Market Analysis
Piece Hall restoration complete; town centre regeneration; mill conversions
The West Yorkshire regional briefing covering Halifax and the wider region. A Q2 2026 commercial property briefing on West Yorkshire, Yorkshire's financial and legal capital, anchored on Leeds, with the deepest auction dataset of any county in our coverage. We walk through twenty-six Acuitus lots, a bimodal yield distribution running from below one percent on Leeds reversionary income up to six and a half percent on the Bradford Wool Exchange, and the Leeds-versus-Bradford spread that defines the regional risk premium.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
174 commercial sales in Halifax across the last 60 months, sourced from HM Land Registry Price Paid Data. 8 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
Clare House, 5a, Clare Road, Halifax
59, Carr House Lane, Halifax
Mag House, 3, Chatham Street, Halifax
Grange Barn, Ingham Lane, Halifax
Dean House Farm, Dean House Lane, Stainland, Halifax
Bank House Cottages, Luddendenfoot, Halifax
Shaking House Farm, Whitegate, Ogden, Halifax
The Old School House, 27, Ramsden Street, Halifax
334, Skircoat Green Road, Halifax
23, Claremount Road, Halifax
Hawksclough Farm, Midgley, Halifax
Blackwood Hall, 18-20, Blackwood Hall Lane, Luddendenfoot, Halifax
Crown Diy, Hope Street, Halifax
Far Royd Farm, Royd Lane, Far Royd, Halifax
6 - 8, Carlton Place, Halifax
Summerhill, Warley Town Lane, Halifax
2, Wards End, Halifax
Fairfield Works, Watkinson Road, Halifax
1a, School Street, Halifax
7, Acre Close, Halifax
2 - 3, Sutcliffe Wood Lane, Halifax
16, Constitutional Street, Halifax
29, Denholme Gate Road, Hipperholme, Halifax
2, Adelaide Street, Halifax
31, Skircoat Green, Halifax
Cleveley, Bradshaw Lane, Halifax
236, Queens Road, Halifax
20, St Matthews Close, Lightcliffe, Halifax
12, Commercial Street, Halifax
4, Range Lane, Halifax
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of Halifax commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Halifax. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Halifax fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Halifax presents development opportunities linked to Piece Hall restoration complete. Growing demand from the Financial Services sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Good appetite for heritage conversion. Residential and commercial development supported.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Halifax and the wider West Yorkshire region, from office acquisitions to industrial unit purchases.
Commercial property news for Halifax will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout West Yorkshire.
Commercial mortgage services available across Halifax and surrounding areas. View larger map
Recent sales, planning movement and market signals for Halifax, drawn from HM Land Registry data and local authority planning registers.
HM Land Registry data shows 174 commercial property transactions in the Halifax area over the past 60 months, with a median sale price of £115k. Lender appetite tends to follow transaction evidence, so an active local market supports stronger valuations.
Source: HM Land Registry price paid data
HM Land Registry records the sale of Far Royd Farm, Royd Lane, Far Royd, Halifax for £1,550,000 in Q4 2025, one of 11 commercial transactions recorded in the Halifax area that quarter.
Source: HM Land Registry price paid data
Planning movement often signals upcoming finance demand. If you are buying, refinancing or developing in Halifax, see our guide to getting a commercial mortgage or talk to us about the local market.
The questions we answer most often on Halifax deals, covered in depth in our knowledge hub.
What lenders assess, who finds it easy, and how declined cases still get funded.
Deposit requirements by property type, acceptable sources, and ways to reduce yours.
The routes to 100% borrowing: additional security, strong trading businesses and equity.
High-street banks, challengers and specialists: who lends on what in West Yorkshire.
Leniency by lender category and product type, and what flexibility really costs.
Typical 2026 pricing by product, and what drives the rate you are offered.
Data-grounded answers about commercial property finance in Halifax, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 174 commercial property transactions in Halifax during the most recent reporting window. The median commercial sale price is £115,000, with the middle 50% of deals between £81,000 and £210,000. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in Halifax is £115,000. Smaller end deals (lower quartile) sit around £81,000, while larger transactions (upper quartile) reach £210,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Halifax.
The most active commercial sectors in Halifax (by recorded transaction count) are: office (7 transactions), agri (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class. Speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Halifax. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access, including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Halifax. We will review the asset, sector, deal structure and lender appetite specific to Halifax and come back with an indicative rate, LTV and term within 24 to 48 hours.