Halifax, West Yorkshire

Commercial Mortgages in Halifax

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Halifax and West Yorkshire.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£125
Avg Price/sq ft
8.2%
Average Yield
+24.8%
5yr Price Growth
+17.2%
5yr Rental Growth

Investment Hotspot

8.2% average yield

Halifax stands out with above-average yields of 8.2%, making it one of the UK's most attractive commercial property markets for investors.

Why Choose CMB in Halifax

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:Halifax Town CentrePiece HallSowerby BridgeHebden BridgeBrighouse

Halifax Local Market Intelligence

Piece Hall restoration has transformed town centre. Hebden Bridge creative economy thriving. Mill conversion opportunities.

— CMB Market Analysis

Key Industries

  • Financial Services
  • Manufacturing
  • Retail
  • Tourism
  • Creative Industries

Transport Links

  • Halifax rail station
  • M62 motorway

Regeneration

Piece Hall restoration complete; town centre regeneration; mill conversions

Halifax Commercial Property Market Data

Commercial Property Values in Halifax

Property TypePrime / Grade ASecondaryMarket Range
Office£18 psf£8 psf£8 - £18 psf
Retail / Shop£36 psf£16 psf£16 - £36 psf
Industrial£6 psf£4 psf£4 - £6 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Halifax

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Halifax Market Trends

Office Vacancy
Falling
Industrial Demand
Strong
Retail Footfall
Stable
Residential Investment
Weak
Dominant sector:Industrial & Logistics

The Halifax market shows positive momentum with yields compressing slightly against regional averages.

Recent Commercial Property Transactions in Halifax

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ3 2025

Grade B office building, Piece Hall

7,034 sq ft
£127,000 - £140,000
£19 psf7.7% yield
RetailQ1 2026

Ground floor shop with A1 use, Halifax Town Centre

2,656 sq ft
£43,000 - £47,000
£17 psf6.4% yield
IndustrialQ4 2025

Self-contained industrial premises, Halifax Town Centre

38,912 sq ft
£148,000 - £163,000
£4 psf5.8% yield
Residential BlockQ4 2025

Buy-to-let residential portfolio, 10 units, Piece Hall

10 units
£1,210,000 - £1,340,000
6.2% yield
HotelQ1 2026

49-bedroom serviced accommodation, Brighouse

49 rooms
£2,930,000 - £3,240,000
7.2% yield
Development SiteQ3 2025

Former commercial premises with PP for conversion, Hebden Bridge

19 units
£150,000 - £165,000
Mixed-UseQ1 2026

Retail unit with 2 flats above, Hebden Bridge

2,326 sq ft
£429,000 - £474,000
£194 psf6.7% yield

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Halifax

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Halifax. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Halifax for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 8.2% across the local market
  • 24.8% property price growth over the past five years
  • 17.2% rental growth over five years supporting income returns
  • Strong occupier demand from Financial Services and Manufacturing sectors
  • Excellent transport connectivity including Halifax rail station
  • Active regeneration programmes driving future capital growth

Development Opportunities

Halifax presents development opportunities linked to Piece Hall restoration complete. Growing demand from the Financial Services sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for heritage conversion. Residential and commercial development supported.

Property Types We Finance

Office SpaceCommercial UnitsIndustrial UnitsFactory SpaceRetail UnitsHigh Street ShopsShopping CentresHotels

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Halifax and the wider West Yorkshire region, from office acquisitions to industrial unit purchases.

Why Invest in Halifax

Halifax is a historic West Yorkshire town with strong architectural heritage and emerging creative scene. The commercial property market benefits from strong demand across Financial Services, Manufacturing, Retail sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 8.2% and 24.8% price growth over five years, Halifax offers compelling returns for commercial property investors. Excellent connectivity via Halifax rail station supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Piece Hall restoration complete, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

Market polarisation between prime city centre and secondary suburban locations creates a two-speed market. Investors must navigate varying local authority approaches to planning and development contributions.

Notable Developments

Halifax's commercial property landscape has been shaped by Piece Hall restoration complete. Growth in the Financial Services sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

Planning applications in Halifax are managed by West Yorkshire council, which has adopted a pro-growth stance supporting commercial and mixed-use development. Local plan policies favour brownfield regeneration and town centre investment, with a streamlined approach to permitted development rights for office-to-residential conversions.

Latest Commercial Property News in Halifax

Commercial property news for Halifax will appear here once available. Check back soon for the latest market updates.

Halifax Commercial Mortgage Calculator

Pre-populated with local market data

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Halifax Location

Commercial mortgage services available across Halifax and surrounding areas. View larger map

Halifax Commercial Property FAQ

What is the average office rent per square foot in Halifax?

Office rents in Halifax range from approximately £8 per square foot for secondary space up to £18 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £11 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Halifax?

Investment yields in Halifax vary by property type and grade. Current indicative yields are: offices at 7.14%-7.9%, retail at 6.27%-9.42%, industrial at 6.23%-8.69%, residential single-let at 6.44%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Halifax?

Halifax's commercial property market includes offices, retail units, industrial premises, residential investment blocks, hotels and guest houses. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

How much does a residential investment block cost in Halifax?

Residential investment blocks in Halifax typically trade at around £116,400 per unit, or approximately £276 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 6.44%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.

Ready to discuss your Halifax project?

Speak with our specialist team today and get a decision in principle within 48 hours.