Keighley, West YorkshireLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Keighley

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Keighley and West Yorkshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£85
Avg Price/sq ft
7.5%
Average Yield
+16%
5yr Price Growth
+12%
5yr Rental Growth

Keighley commercial property delivers 7.5% average yield.

Keighley yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.

Keighley commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Keighley commercial property market signals

The factors lenders weigh when assessing Keighley commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Gateway to Worth Valley and Bronte Country. Strong heritage railway tourism.

, CMB Market Analysis

Key Industries

  • Manufacturing & Engineering
  • Retail
  • Textiles Heritage
  • Tourism (KWVR)
  • Healthcare

Transport Links

  • Northern/Airedale line to Leeds (35 mins)/Bradford
  • A629 to Halifax/Skipton
  • A650 to Bradford/Bingley
  • Keighley and Worth Valley Railway heritage line

Regeneration

Keighley town centre regeneration; Worth Village housing; East Riddlesden Hall investment; Hard Ings Road improvement; former mill conversions; Keighley Creative arts hub

Listen: West Yorkshire Q1 2026 commercial property briefing

The West Yorkshire regional briefing covering Keighley and the wider region. A Q2 2026 commercial property briefing on West Yorkshire, Yorkshire's financial and legal capital, anchored on Leeds, with the deepest auction dataset of any county in our coverage. We walk through twenty-six Acuitus lots, a bimodal yield distribution running from below one percent on Leeds reversionary income up to six and a half percent on the Bradford Wool Exchange, and the Leeds-versus-Bradford spread that defines the regional risk premium.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Keighley commercial property transaction evidence

147 commercial sales in Keighley across the last 60 months, sourced from HM Land Registry Price Paid Data. 14 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
147
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Keighley
147transactions
Sample: showing 30 recent sales below
OfficeQ1 2026

Temple Chambers, Russell Street, Keighley

Sale price
£165,000
RetailQ4 2025

30 - 34, High Street, Keighley

Sale price
£300,000
OfficeQ4 2025

Meadowfield House, Keighley Road, Steeton, Keighley

Sale price
£549,950
OfficeQ4 2025

Nan House Farm, Colne Road, Cowling, Keighley

Sale price
£345,000
OfficeQ3 2025

Top Reservoir House, Cononley Road, Glusburn, Keighley

Sale price
£100,000
RetailQ3 2025

Cavendish Retail Park, Unit 4b, Cavendish Street, Keighley

Sale price
£402,000
AgriculturalQ2 2025

Ghyll Grange Farmhouse, Ghyll Grange Lane, Silsden, Keighley

Sale price
£1,095,000
RetailQ2 2025

102 - 106, East Parade, Keighley

Sale price
£960,000
OfficeQ2 2025

Balcony Works, Balcony House, Oakworth Road, Keighley

Sale price
£170,000
RetailQ1 2025

30 - 34, High Street, Keighley

Sale price
£190,000
OfficeQ1 2025

Stiverton House, Fern Cottage, Keighley Road, Steeton, Keighley

Sale price
£335,000
OfficeQ1 2025

Oakworth Road House, Oakworth Road, Keighley

Sale price
£195,000
RetailQ4 2024

22, High Street, Keighley

Sale price
£37,000
OfficeQ4 2024

Springfield House, Oakworth Road, Keighley

Sale price
£317,500
CommercialQ1 2026

Hob Lane Farm, Hob Lane, Stanbury, Keighley

Sale price
£533,300
CommercialQ1 2026

Harrow Ings Farm, Lothersdale, Keighley

Sale price
£1,250,000
CommercialQ4 2025

3, Peel Terrace, Lothersdale, Keighley

Sale price
£249,950
CommercialQ4 2025

Westfield, Station Road, Steeton, Keighley

Sale price
£645,000
CommercialQ4 2025

71, Main Street, Haworth, Keighley

Sale price
£350,000
CommercialQ4 2025

High Turnshaw Farm, Pickles Hill, Oldfield, Keighley

Sale price
£725,000
CommercialQ3 2025

28, Haworth Road, Cross Roads, Keighley

Sale price
£155,000
CommercialQ3 2025

Castle Mill, Becks Road, Keighley

Sale price
£2,270,000
CommercialQ3 2025

33, Low Street, Keighley

Sale price
£118,000
CommercialQ3 2025

7, Arctic Street, Keighley

Sale price
£55,000
CommercialQ3 2025

Linden Gardens, Skipton Road, Keighley

Sale price
£535,000
CommercialQ3 2025

13, Mill Hey, Haworth, Keighley

Sale price
£180,000
CommercialQ3 2025

8, Mill Hill, Haworth, Keighley

Sale price
£245,000
CommercialQ3 2025

60, North Street, Keighley

Sale price
£88,000
CommercialQ3 2025

2, Mill Hey, Haworth, Keighley

Sale price
£342,000
CommercialQ3 2025

1, Skipton Road, Bradley, Keighley

Sale price
£249,950

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Keighley commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Keighley commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Keighley. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Keighley commercial property investment fundamentals

What makes Keighley fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 7.5% across the local market
  • 16% property price growth over the past five years
  • 12% rental growth over five years supporting income returns
  • Strong occupier demand from Manufacturing & Engineering and Retail sectors
  • Excellent transport connectivity including Northern/Airedale line to Leeds (35 mins)/Bradford
  • Active regeneration programmes driving future capital growth

Development Opportunities

Keighley presents development opportunities linked to Keighley town centre regeneration. Growing demand from the Manufacturing & Engineering sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for commercial.

Property Types We Finance

Retail UnitsHigh Street ShopsShopping CentresMedical/Dental PracticesCare Homes

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Keighley and the wider West Yorkshire region, from commercial property purchases to retail unit purchases.

Need a commercial mortgage decision in Keighley?

Our team will review your asset, sector and structure against current Keighley lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Keighley

Commercial property news for Keighley will appear here once available. Check back soon for the latest market updates.

Keighley Commercial Mortgage Calculator

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Keighley Location

Commercial mortgage services available across Keighley and surrounding areas. View larger map

Keighley commercial mortgage FAQ

Data-grounded answers about commercial property finance in Keighley, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Keighley?

HM Land Registry recorded 147 commercial property transactions in Keighley during the most recent reporting window. The median commercial sale price is £150,000, with the middle 50% of deals between £91,000 and £225,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Keighley?

The median commercial sale price recorded by HM Land Registry in Keighley is £150,000. Smaller end deals (lower quartile) sit around £91,000, while larger transactions (upper quartile) reach £225,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Keighley.

Which commercial property sectors are most active in Keighley?

The most active commercial sectors in Keighley (by recorded transaction count) are: office (8 transactions), retail (5 transactions), agri (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Keighley?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Keighley. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Keighley?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Keighley. We will review the asset, sector, deal structure and lender appetite specific to Keighley and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Keighley project?

Speak with our specialist team today and get a decision in principle within 48 hours.