CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Shipley and West Yorkshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Shipley commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Adjacent to Saltaire World Heritage Site. Strong residential demand. Quality housing.”
, CMB Market Analysis
Saltaire World Heritage Site conservation; Salts Mill creative workspace; Shipley town centre improvements; Victoria Shopping Centre; Dockfield Road area; Shipley Glen heritage; canal towpath restoration
The West Yorkshire regional briefing covering Shipley and the wider region. A Q2 2026 commercial property briefing on West Yorkshire, Yorkshire's financial and legal capital, anchored on Leeds, with the deepest auction dataset of any county in our coverage. We walk through twenty-six Acuitus lots, a bimodal yield distribution running from below one percent on Leeds reversionary income up to six and a half percent on the Bradford Wool Exchange, and the Leeds-versus-Bradford spread that defines the regional risk premium.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
38 commercial sales in Shipley across the last 60 months, sourced from HM Land Registry Price Paid Data. 4 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
Riverside Business Park, Dockfield Road, Shipley
Charlestown House, Acorn Park Industrial Estate, Charlestown, Shipley
Samuel House, Pit Lane, Shipley, Heanor
Samuel House, Pit Lane, Shipley, Heanor
33, Otley Road, Shipley
Church Hall, Owlet Road, Shipley
5, Springfield Road, Baildon, Shipley
4, Oak Place, Baildon, Shipley
65, Langley Lane, Baildon, Shipley
76, Otley Road, Shipley
Shipley Hospital, Kirkgate, Shipley
107 - 108, Dockfield Road, Shipley
Golf Range, Esholt Lane, Baildon, Shipley
6, Northgate, Baildon, Shipley
2, Market Square, Shipley
14, St James Place, Baildon, Shipley
97, Bingley Road, Shipley
Adrian Beck, Rossendale Place, Shipley
Unit 1d, Sapper Jordan Rossi Park, Baildon, Shipley
7, Westgate, Baildon, Shipley
5, Cotswold Avenue, Shipley
8, Commercial Street, Shipley
69, Bingley Road, Shipley
19, Hoyle Court Road, Baildon, Shipley
20, Low Fold, Baildon, Shipley
6, Manor Lane, Shipley
22a, Bingley Road, Shipley
Unit 7a, Sapper Jordan Rossi Park, Baildon, Shipley
13, Westgate, Baildon, Shipley
6, Fern Hill Mount, Shipley
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of Shipley commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Shipley. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Shipley fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Shipley presents development opportunities linked to Saltaire World Heritage Site conservation. Growing demand from the Creative Industries (Salts Mill) sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Good appetite for quality properties.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Shipley and the wider West Yorkshire region, from commercial property purchases to industrial unit purchases.
Commercial property news for Shipley will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout West Yorkshire.
Commercial mortgage services available across Shipley and surrounding areas. View larger map
Recent sales, planning movement and market signals for Shipley, drawn from HM Land Registry data and local authority planning registers.
HM Land Registry data shows 38 commercial property transactions in the Shipley area over the past 60 months, with a median sale price of £155k. Lender appetite tends to follow transaction evidence, so an active local market supports stronger valuations.
Source: HM Land Registry price paid data
HM Land Registry records the sale of Riverside Business Park, Dockfield Road, Shipley for £858,000 in Q2 2025, one of 7 commercial transactions recorded in the Shipley area that quarter.
Source: HM Land Registry price paid data
Planning movement often signals upcoming finance demand. If you are buying, refinancing or developing in Shipley, see our guide to getting a commercial mortgage or talk to us about the local market.
The questions we answer most often on Shipley deals, covered in depth in our knowledge hub.
What lenders assess, who finds it easy, and how declined cases still get funded.
Deposit requirements by property type, acceptable sources, and ways to reduce yours.
The routes to 100% borrowing: additional security, strong trading businesses and equity.
High-street banks, challengers and specialists: who lends on what in West Yorkshire.
Leniency by lender category and product type, and what flexibility really costs.
Typical 2026 pricing by product, and what drives the rate you are offered.
Data-grounded answers about commercial property finance in Shipley, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 38 commercial property transactions in Shipley during the most recent reporting window. The median commercial sale price is £155,000, with the middle 50% of deals between £100,000 and £260,000. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in Shipley is £155,000. Smaller end deals (lower quartile) sit around £100,000, while larger transactions (upper quartile) reach £260,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Shipley.
The most active commercial sectors in Shipley (by recorded transaction count) are: office (4 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class. Speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Shipley. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access, including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Shipley. We will review the asset, sector, deal structure and lender appetite specific to Shipley and come back with an indicative rate, LTV and term within 24 to 48 hours.