CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Chippenham and Wiltshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Chippenham commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Growing market town with excellent M4/rail links. Tech sector presence. Bath and Bristol commuters.”
, CMB Market Analysis
Chippenham town centre regeneration; Langley Park mixed-use; Rawlings Green housing; Hunters Moon housing; Bridge Centre improvement; Sadlers Mead car park site
The Wiltshire regional briefing covering Chippenham and the wider region. A Q2 2026 commercial property briefing on Wiltshire, a large, low-density South West county where Swindon dominates the M4 corridor and a network of historic market towns sits inside an unusually heavy AONB and World Heritage overlay. We walk through transaction volumes across the seven principal towns, recent Acuitus auction yields between roughly four and a half and just over eight percent, and where lender appetite sits today.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
98 commercial sales in Chippenham across the last 60 months, sourced from HM Land Registry Price Paid Data. 22 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
The Bell House Hotel, 47, High Street, Sutton Benger, Chippenham
Kingfisher House, Industry Park, Chippenham
67, Market Place, Chippenham
Sandridge Hill Farm House, Sandridge Lane, Bromham, Chippenham
Sydney Farm House, 3, Bath Road, Colerne, Chippenham
Huntsmore Lodge Care Home, Patterdown, Chippenham
13 - 14, High Street, Chippenham
Mountjoy Farmhouse, The Butts, Biddestone, Chippenham
Neeld Arms, The Street, Grittleton, Chippenham
New Farm House, Back Lane, Alderton, Chippenham
Unit 4, Martor Industrial Estate, Chippenham
West End Stables, West End, Foxham, Chippenham
Lime Tree Stables, Lot 1, Middle Common, Kington Langley, Chippenham
18, Market Place, Chippenham
Royal Naval Storage Depot, Site 1, Colerne, Chippenham
39, Market Place, Chippenham
Pound Hill House, Smith Street, West Kington, Chippenham
Pewsham House, Pewsham, Chippenham
62 - 63, Market Place, Chippenham
18, Market Place, Chippenham
Huntsmore Lodge Care Home, Patterdown, Chippenham
56, 57 And 57a, Market Place, Chippenham
2, Red Houses, Lanhill, Chippenham
24, Audley Road, Chippenham
Ashville Court, Unit C3, Methuen Park, Chippenham
Biddestone Forge, 1, The Green, Biddestone, Chippenham
Tolldown Reservoir, Tolldown, Dyrham, Chippenham
Oldfield Farm, Pennsylvania, Chippenham
Heathlands, Malmesbury Road, Kington Langley, Chippenham
49 - 50, New Road, Chippenham
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of Chippenham commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Chippenham. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Chippenham fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Chippenham presents development opportunities linked to Chippenham town centre regeneration. Growing demand from the Technology (M4 corridor) sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Good appetite with growth trajectory.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Chippenham and the wider Wiltshire region, from commercial property purchases to industrial unit purchases.
Commercial property news for Chippenham will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Wiltshire.
Commercial mortgage services available across Chippenham and surrounding areas. View larger map
Recent sales, planning movement and market signals for Chippenham, drawn from HM Land Registry data and local authority planning registers.
HM Land Registry data shows 98 commercial property transactions in the Chippenham area over the past 60 months, with a median sale price of £248k. Lender appetite tends to follow transaction evidence, so an active local market supports stronger valuations.
Source: HM Land Registry price paid data
HM Land Registry records the sale of Oldfield Farm, Pennsylvania, Chippenham for £800,000 in Q4 2025, one of 6 commercial transactions recorded in the Chippenham area that quarter.
Source: HM Land Registry price paid data
Planning movement often signals upcoming finance demand. If you are buying, refinancing or developing in Chippenham, see our guide to getting a commercial mortgage or talk to us about the local market.
The questions we answer most often on Chippenham deals, covered in depth in our knowledge hub.
What lenders assess, who finds it easy, and how declined cases still get funded.
Deposit requirements by property type, acceptable sources, and ways to reduce yours.
The routes to 100% borrowing: additional security, strong trading businesses and equity.
High-street banks, challengers and specialists: who lends on what in Wiltshire.
Leniency by lender category and product type, and what flexibility really costs.
Typical 2026 pricing by product, and what drives the rate you are offered.
Data-grounded answers about commercial property finance in Chippenham, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 98 commercial property transactions in Chippenham during the most recent reporting window. The median commercial sale price is £247,500, with the middle 50% of deals between £155,000 and £450,000. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in Chippenham is £247,500. Smaller end deals (lower quartile) sit around £155,000, while larger transactions (upper quartile) reach £450,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Chippenham.
The most active commercial sectors in Chippenham (by recorded transaction count) are: retail (7 transactions), office (6 transactions), agri (3 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class. Speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Chippenham. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access, including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Chippenham. We will review the asset, sector, deal structure and lender appetite specific to Chippenham and come back with an indicative rate, LTV and term within 24 to 48 hours.