Trowbridge, WiltshireLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Trowbridge

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Trowbridge and Wiltshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£175
Avg Price/sq ft
5.6%
Average Yield
+14%
5yr Price Growth
+10.5%
5yr Rental Growth

Trowbridge commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Trowbridge commercial property market signals

The factors lenders weigh when assessing Trowbridge commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

County town for Wiltshire. County Hall presence provides employment. Growing residential development.

, CMB Market Analysis

Key Industries

  • Manufacturing
  • Public Administration (Wiltshire Council)
  • Retail
  • Professional Services
  • Healthcare

Transport Links

  • GWR to Bath (15 mins)/Bristol/Westbury
  • A350 to Chippenham/Warminster
  • A361 to Devizes/Swindon
  • A363 to Bradford-on-Avon/Bath

Regeneration

Trowbridge town centre masterplan; Shires Gateway development; Ashton Park housing (2,600 homes); former Bowyers factory site; Trowbridge Station and Bythesea Road; White Horse Business Park

Listen: Wiltshire Q1 2026 commercial property briefing

The Wiltshire regional briefing covering Trowbridge and the wider region. A Q2 2026 commercial property briefing on Wiltshire, a large, low-density South West county where Swindon dominates the M4 corridor and a network of historic market towns sits inside an unusually heavy AONB and World Heritage overlay. We walk through transaction volumes across the seven principal towns, recent Acuitus auction yields between roughly four and a half and just over eight percent, and where lender appetite sits today.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Trowbridge commercial property transaction evidence

66 commercial sales in Trowbridge across the last 60 months, sourced from HM Land Registry Price Paid Data. 10 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
66
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Trowbridge
66transactions
Sample: showing 30 recent sales below
OfficeQ1 2026

Wessex House, Westfield Road, Trowbridge

Sale price
£190,000
OfficeQ2 2025

Holloway House, 4, Epsom Square, White Horse Business Park, Trowbridge

Sale price
£880,000
Pub / BarQ1 2025

79, Kings Arms Public House, Wyke Road, Trowbridge

Sale price
£475,000
OfficeQ4 2024

Doric Business Centre, Unit 3, Avon Way, Canal Road Industrial Estate, Trowbridge

Sale price
£400,000
OfficeQ3 2024

Unit 17, Dunkirk Business Park, Southwick, Trowbridge

Sale price
£205,000
OfficeQ3 2024

Unit 12, Dunkirk Business Park, Southwick, Trowbridge

Sale price
£138,000
OfficeQ3 2024

Unit 22, Dunkirk Business Park, Southwick, Trowbridge

Sale price
£135,000
OfficeQ3 2024

Elmsgate House, Edington Road, Steeple Ashton, Trowbridge

Sale price
£1,497,390
IndustrialQ2 2024

Jewson LTD, Canal Road Industrial Estate, Trowbridge

Sale price
£3,250,000
OfficeQ1 2024

Unit 17, Dunkirk Business Park, Southwick, Trowbridge

Sale price
£243,000
CommercialQ4 2025

Melksham Park Farm, Semington, Trowbridge

Sale price
£920,000
CommercialQ4 2025

90, Rutland Crescent, Trowbridge

Sale price
£210,000
CommercialQ4 2025

Garage, 86, Cottles Barton, Staverton, Trowbridge

Sale price
£297,500
CommercialQ4 2025

21, Cottles Barton, Staverton, Trowbridge

Sale price
£297,500
CommercialQ4 2025

44, Roundstone Street, Trowbridge

Sale price
£170,000
CommercialQ3 2025

Holy Trinity School, Park Street, Trowbridge

Sale price
£310,000
CommercialQ3 2025

Foxglove Cottage, 6, The Strand, Steeple Ashton, Trowbridge

Sale price
£270,000
CommercialQ2 2025

Garage 7, Centurian Way, Staverton, Trowbridge

Sale price
£287,500
CommercialQ2 2025

3, Hodges Way, Hilperton, Trowbridge

Sale price
£360,881
CommercialQ2 2025

3, Pullen Drive, Trowbridge

Sale price
£303,592
CommercialQ2 2025

4, Pullen Drive, Trowbridge

Sale price
£343,738
CommercialQ2 2025

3, Milestones Avenue, Hilperton, Trowbridge

Sale price
£240,000
CommercialQ2 2025

6, Pound Close, Semington, Trowbridge

Sale price
£357,500
CommercialQ2 2025

2, Nightingale Road, Trowbridge

Sale price
£495,000
CommercialQ2 2025

18, Bradley Road, Trowbridge

Sale price
£450,000
CommercialQ1 2025

50, Timbrell Street, Trowbridge

Sale price
£240,000
CommercialQ1 2025

13, The Halve, Trowbridge

Sale price
£430,000
CommercialQ1 2025

Innox Place, Stallard Street, Trowbridge

Sale price
£500,000
CommercialQ1 2025

7, Bridge Avenue, Trowbridge

Sale price
£265,000
CommercialQ1 2025

Innox Mill Building, Stallard Street, Trowbridge

Sale price
£625,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Trowbridge commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Trowbridge commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Trowbridge. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Trowbridge commercial property investment fundamentals

What makes Trowbridge fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 5.6% across the local market
  • 14% property price growth over the past five years
  • 10.5% rental growth over five years supporting income returns
  • Strong occupier demand from Manufacturing and Public Administration (Wiltshire Council) sectors
  • Excellent transport connectivity including GWR to Bath (15 mins)/Bristol/Westbury
  • Active regeneration programmes driving future capital growth

Development Opportunities

Trowbridge presents development opportunities linked to Trowbridge town centre masterplan. Growing demand from the Manufacturing sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Standard appetite for county town properties.

Property Types We Finance

Industrial UnitsFactory SpaceRetail UnitsHigh Street ShopsShopping CentresOffice SpaceServiced OfficesMedical/Dental Practices

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Trowbridge and the wider Wiltshire region, from industrial unit purchases to development and refurbishment projects.

Need a commercial mortgage decision in Trowbridge?

Our team will review your asset, sector and structure against current Trowbridge lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Trowbridge

Commercial property news for Trowbridge will appear here once available. Check back soon for the latest market updates.

Also Serving Across Wiltshire

We provide commercial mortgages, bridging finance, and development finance throughout Wiltshire.

Commercial Mortgage Brokers Across the UK

Trowbridge Commercial Mortgage Calculator

Pre-populated with local market data

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Trowbridge Location

Commercial mortgage services available across Trowbridge and surrounding areas. View larger map

Trowbridge commercial mortgage FAQ

Data-grounded answers about commercial property finance in Trowbridge, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Trowbridge?

HM Land Registry recorded 66 commercial property transactions in Trowbridge during the most recent reporting window. The median commercial sale price is £220,000, with the middle 50% of deals between £145,000 and £297,500. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Trowbridge?

The median commercial sale price recorded by HM Land Registry in Trowbridge is £220,000. Smaller end deals (lower quartile) sit around £145,000, while larger transactions (upper quartile) reach £297,500 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Trowbridge.

Which commercial property sectors are most active in Trowbridge?

The most active commercial sectors in Trowbridge (by recorded transaction count) are: office (8 transactions), pub (1 transaction), industrial (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Trowbridge?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Trowbridge. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Trowbridge?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Trowbridge. We will review the asset, sector, deal structure and lender appetite specific to Trowbridge and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Trowbridge project?

Speak with our specialist team today and get a decision in principle within 48 hours.