Melksham, WiltshireLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Melksham

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Melksham and Wiltshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£175
Avg Price/sq ft
5.6%
Average Yield
+14.5%
5yr Price Growth
+10.8%
5yr Rental Growth

Melksham commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Melksham commercial property market signals

The factors lenders weigh when assessing Melksham commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Manufacturing town with strong industrial heritage. Avon Rubber/Melksham employer. Growing residential development.

, CMB Market Analysis

Key Industries

  • Manufacturing (Bowerhill)
  • Retail
  • Agriculture
  • Healthcare
  • Logistics

Transport Links

  • GWR to Westbury/Bristol/Swindon
  • A350 to Chippenham/Trowbridge
  • A365 to Bath
  • A3102 to Calne/Swindon

Regeneration

Melksham town centre improvements; Bowerhill employment area; Berryfield housing; former Cooper Tires site; Melksham Campus community hub; canal link restoration; river corridor enhancement

Listen: Wiltshire Q1 2026 commercial property briefing

The Wiltshire regional briefing covering Melksham and the wider region. A Q2 2026 commercial property briefing on Wiltshire, a large, low-density South West county where Swindon dominates the M4 corridor and a network of historic market towns sits inside an unusually heavy AONB and World Heritage overlay. We walk through transaction volumes across the seven principal towns, recent Acuitus auction yields between roughly four and a half and just over eight percent, and where lender appetite sits today.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Melksham commercial property transaction evidence

34 commercial sales in Melksham across the last 60 months, sourced from HM Land Registry Price Paid Data. 7 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
34
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Melksham
34transactions
Sample: showing 30 recent sales below
RetailQ4 2025

17, High Street, Melksham

Sale price
£283,400
AgriculturalQ3 2025

The Stables, Lower Woodrow, Forest, Melksham

Sale price
£190,000
AgriculturalQ3 2025

Withy Barn, 208, Woodrow Road, Forest, Melksham

Sale price
£770,000
OfficeQ1 2025

Orchard House, 25a, Shaw Hill, Shaw, Melksham

Sale price
£850,000
IndustrialQ4 2024

Bob Missen Workshop, Watsons Court, Melksham

Sale price
£52,500
OfficeQ3 2024

The Corner House, 35a, Curtis Orchard, Broughton Gifford, Melksham

Sale price
£615,000
RetailQ1 2024

14, High Street, Melksham

Sale price
£200,000
CommercialQ4 2025

43, Hawthorn Road, Melksham

Sale price
£375,000
CommercialQ4 2025

The Showroom, Automotive Solutions Limited, Lancaster Road, Bowerhill, Melksham

Sale price
£1,023,000
CommercialQ3 2025

11, Shaw Hill, Shaw, Melksham

Sale price
£960,000
CommercialQ3 2025

7, Bank Street, Melksham

Sale price
£89,000
CommercialQ2 2025

7, Marigold Close, Melksham

Sale price
£260,000
CommercialQ2 2025

12, Blenheim Park, Bowerhill, Melksham

Sale price
£140,000
CommercialQ2 2025

1, St Michaels Road, Melksham

Sale price
£310,000
CommercialQ1 2025

37 - 41, Unit 5, Lysander Road, Bowerhill, Melksham

Sale price
£662,440
CommercialQ1 2025

31, Lancaster Road, Bowerhill, Melksham

Sale price
£3,700,000
CommercialQ1 2025

22, Malvern Close, Melksham

Sale price
£165,000
CommercialQ1 2025

The Bell, Trowbridge Road, Seend, Melksham

Sale price
£475,000
CommercialQ1 2025

59, Bath Road, Melksham

Sale price
£128,620
CommercialQ1 2025

31, Whitworth Drive, Melksham

Sale price
£414,639
CommercialQ4 2024

Staddlestones Farm, 72a, The Common, Broughton Gifford, Melksham

Sale price
£1,350,000
CommercialQ4 2024

25, Malvern Close, Melksham

Sale price
£110,000
CommercialQ4 2024

Bishops Seat, The Street, Broughton Gifford, Melksham

Sale price
£1,400,000
CommercialQ4 2024

Enterprise Centre, Unit 11-12, Lysander Road, Bowerhill, Melksham

Sale price
£225,000
CommercialQ4 2024

C1 Ashville Centre, Commerce Way, Melksham

Sale price
£350,000
CommercialQ4 2024

Spa Medical Centre, Snowberry Lane, Melksham

Sale price
£3,055,000
CommercialQ3 2024

Slades Farm, Top Lane, Whitley, Melksham

Sale price
£1,750,000
CommercialQ3 2024

1, Whitworth Drive, Melksham

Sale price
£207,615
CommercialQ2 2024

24, Bank Street, Melksham

Sale price
£180,000
CommercialQ1 2024

Unit 4, Hercules Way, Bowerhill, Melksham

Sale price
£800,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Melksham commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Melksham commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Melksham. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Melksham commercial property investment fundamentals

What makes Melksham fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 5.6% across the local market
  • 14.5% property price growth over the past five years
  • 10.8% rental growth over five years supporting income returns
  • Strong occupier demand from Manufacturing (Bowerhill) and Retail sectors
  • Excellent transport connectivity including GWR to Westbury/Bristol/Swindon
  • Active regeneration programmes driving future capital growth

Development Opportunities

Melksham presents development opportunities linked to Melksham town centre improvements. Growing demand from the Manufacturing (Bowerhill) sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Standard appetite for industrial and commercial.

Property Types We Finance

Retail UnitsHigh Street ShopsShopping CentresAgricultural BuildingsRural Commercial UnitsMedical/Dental PracticesCare HomesIndustrial/Warehouse

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Melksham and the wider Wiltshire region, from commercial property purchases to retail unit purchases.

Need a commercial mortgage decision in Melksham?

Our team will review your asset, sector and structure against current Melksham lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Melksham

Commercial property news for Melksham will appear here once available. Check back soon for the latest market updates.

Also Serving Across Wiltshire

We provide commercial mortgages, bridging finance, and development finance throughout Wiltshire.

Commercial Mortgage Brokers Across the UK

Melksham Commercial Mortgage Calculator

Pre-populated with local market data

£
£
%
£
Monthly Payment
£0
LTV
0.0%
DSCR
0.00
Gross Yield
0.0%

Interest-only estimate. Actual terms subject to lender assessment.

Melksham Location

Commercial mortgage services available across Melksham and surrounding areas. View larger map

Melksham commercial mortgage FAQ

Data-grounded answers about commercial property finance in Melksham, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Melksham?

HM Land Registry recorded 34 commercial property transactions in Melksham during the most recent reporting window. The median commercial sale price is £250,000, with the middle 50% of deals between £165,000 and £340,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Melksham?

The median commercial sale price recorded by HM Land Registry in Melksham is £250,000. Smaller end deals (lower quartile) sit around £165,000, while larger transactions (upper quartile) reach £340,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Melksham.

Which commercial property sectors are most active in Melksham?

The most active commercial sectors in Melksham (by recorded transaction count) are: retail (2 transactions), agri (2 transactions), office (2 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Melksham?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Melksham. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Melksham?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Melksham. We will review the asset, sector, deal structure and lender appetite specific to Melksham and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Melksham project?

Speak with our specialist team today and get a decision in principle within 48 hours.