Fishguard, WalesLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Fishguard

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Fishguard and Wales. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£78
Avg Price/sq ft
7.6%
Average Yield
+5.8%
5yr Price Growth
+3.5%
5yr Rental Growth

Fishguard commercial property delivers 7.6% average yield.

Fishguard yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.

Fishguard commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Fishguard commercial property market signals

The factors lenders weigh when assessing Fishguard commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Irish ferry port. Last Invasion history. Strong coastal tourism.

, CMB Market Analysis

Key Industries

  • Ferry & Port Services
  • Tourism & Hospitality
  • Fishing
  • Creative Industries

Transport Links

  • Stena Line ferry to Rosslare, Ireland
  • Fishguard & Goodwick railway station (direct to Cardiff)
  • A40 trunk road east to Haverfordwest
  • Pembrokeshire Coast Path access

Regeneration

Fishguard has benefited from port improvement works and town centre enhancement schemes, with ongoing investment in the harbour area and initiatives to develop the town's creative industries cluster around the arts and music scene.

Listen: Wales Q1 2026 commercial property briefing

The Wales regional briefing covering Fishguard and the wider region. A Q2 2026 commercial property briefing on Wales, a separate jurisdiction with its own Land Transaction Tax, devolved planning regime and Welsh Language Standards layered on top of the underlying property market. We walk through the 46 principal Welsh towns, the M4 corridor between Cardiff, Newport and Swansea, the Wrexham–Deeside knowledge cluster, and what the Acuitus auction tape, including the standout 14.85 percent yield at Aberdare and the 2.11 percent reversionary trade in Mold, tells us about lender appetite today.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Fishguard commercial property transaction evidence

12 commercial sales in Fishguard across the last 60 months, sourced from HM Land Registry Price Paid Data. 8 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
12
60-month window
Shown below
11
recent examples
Filter transaction evidence
All commercial transactions in Fishguard
12transactions
Sample: showing 11 recent sales below
IndustrialQ2 2025

10, Celtic Link Industrial Park, Dwrbach, Fishguard

Sale price
£110,000
IndustrialQ1 2025

11, Celtic Link Industrial Park, Dwrbach, Fishguard

Sale price
£65,000
OfficeQ3 2024

London House, Market Square, Fishguard

Sale price
£187,000
IndustrialQ2 2024

5b, Celtic Link Industrial Park, Dwrbach, Fishguard

Sale price
£50,000
RetailQ2 2024

41, High Street, Fishguard

Sale price
£447,500
IndustrialQ2 2024

9, Celtic Link Industrial Park, Dwrbach, Fishguard

Sale price
£50,500
RetailQ2 2024

5, High Street, Fishguard

Sale price
£280,000
IndustrialQ2 2024

10, Celtic Link Industrial Park, Dwrbach, Fishguard

Sale price
£45,000
CommercialQ4 2024

70, West Street, Fishguard

Sale price
£277,500
CommercialQ4 2024

Unit 6a, Feidr Castell, Fishguard

Sale price
£90,000
CommercialQ1 2024

20, Main Street, Fishguard

Sale price
£92,500

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Fishguard commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Fishguard commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Fishguard. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Fishguard commercial property investment fundamentals

What makes Fishguard fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 7.6% across the local market
  • 5.8% property price growth over the past five years
  • 3.5% rental growth over five years supporting income returns
  • Strong occupier demand from Ferry & Port Services and Tourism & Hospitality sectors
  • Excellent transport connectivity including Stena Line ferry to Rosslare, Ireland
  • Active regeneration programmes driving future capital growth

Development Opportunities

Fishguard presents development opportunities linked to Fishguard has benefited from port improvement works and town centre enhancement schemes, with ongoing investment in the harbour area and initiatives to develop the town's creative industries cluster around the arts and music scene.. Growing demand from the Ferry & Port Services sector is creating opportunities for purpose-built commercial space and conversion projects. Strong.

Lender Appetite

Good appetite for tourism.

Property Types We Finance

Studio SpaceFlexible WorkspaceMixed-Use DevelopmentResidential DevelopmentHMO

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Fishguard and the wider Wales region, from commercial property purchases to development and refurbishment projects.

Need a commercial mortgage decision in Fishguard?

Our team will review your asset, sector and structure against current Fishguard lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Fishguard

Commercial property news for Fishguard will appear here once available. Check back soon for the latest market updates.

Fishguard Commercial Mortgage Calculator

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Fishguard Location

Commercial mortgage services available across Fishguard and surrounding areas. View larger map

Fishguard commercial mortgage FAQ

Data-grounded answers about commercial property finance in Fishguard, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Fishguard?

HM Land Registry recorded 12 commercial property transactions in Fishguard during the most recent reporting window. The median commercial sale price is £105,000, with the middle 50% of deals between £50,500 and £187,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Fishguard?

The median commercial sale price recorded by HM Land Registry in Fishguard is £105,000. Smaller end deals (lower quartile) sit around £50,500, while larger transactions (upper quartile) reach £187,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Fishguard.

Which commercial property sectors are most active in Fishguard?

The most active commercial sectors in Fishguard (by recorded transaction count) are: industrial (5 transactions), retail (2 transactions), office (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Fishguard?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Fishguard. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Fishguard?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Fishguard. We will review the asset, sector, deal structure and lender appetite specific to Fishguard and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Fishguard project?

Speak with our specialist team today and get a decision in principle within 48 hours.