Fishguard, Wales

Commercial Mortgages in Fishguard

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Fishguard and Wales.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£78
Avg Price/sq ft
7.6%
Average Yield
+5.8%
5yr Price Growth
+3.5%
5yr Rental Growth

Investment Hotspot

7.6% average yield

Fishguard stands out with above-average yields of 7.6%, making it one of the UK's most attractive commercial property markets for investors.

Why Choose CMB in Fishguard

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:Fishguard Town CentreGoodwickFishguard HarbourLower TownDinas

Fishguard Local Market Intelligence

Irish ferry port. Last Invasion history. Strong coastal tourism.

— CMB Market Analysis

Key Industries

  • Ferry & Port Services
  • Tourism & Hospitality
  • Fishing
  • Creative Industries

Transport Links

  • Stena Line ferry to Rosslare, Ireland
  • Fishguard & Goodwick railway station (direct to Cardiff)
  • A40 trunk road east to Haverfordwest
  • Pembrokeshire Coast Path access

Regeneration

Fishguard has benefited from port improvement works and town centre enhancement schemes, with ongoing investment in the harbour area and initiatives to develop the town's creative industries cluster around the arts and music scene.

Fishguard Commercial Property Market Data

Commercial Property Values in Fishguard

Property TypePrime / Grade ASecondaryMarket Range
Office£15 psf£6 psf£6 - £15 psf
Retail / Shop£12 psf£6 psf£6 - £12 psf
Industrial£4 psf£3 psf£3 - £4 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Fishguard

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Fishguard Market Trends

Office Vacancy
Falling
Industrial Demand
Moderate
Retail Footfall
Declining
Residential Investment
Strong
Dominant sector:Hospitality & Tourism

Fishguard benefits from growing private investor interest, particularly in hospitality & tourism opportunities.

Recent Commercial Property Transactions in Fishguard

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ3 2025

Grade A office suite, Fishguard Town Centre

13,950 sq ft
£212,000 - £234,000
£16 psf9% yield
RetailQ1 2026

Lock-up shop unit, Goodwick

3,862 sq ft
£22,000 - £24,000
£6 psf7.2% yield
IndustrialQ1 2026

Self-contained industrial premises, Dinas

22,112 sq ft
£63,000 - £70,000
£3 psf6.3% yield
HotelQ3 2025

37-bedroom serviced accommodation, Dinas

37 rooms
£1,210,000 - £1,335,000
7.9% yield
Pub/RestaurantQ4 2025

Freehold pub with trade garden, Fishguard Harbour

£230,000 - £255,000
10.35% yield

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Fishguard

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Fishguard. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Fishguard for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 7.6% across the local market
  • 5.8% property price growth over the past five years
  • 3.5% rental growth over five years supporting income returns
  • Strong occupier demand from Ferry & Port Services and Tourism & Hospitality sectors
  • Excellent transport connectivity including Stena Line ferry to Rosslare, Ireland
  • Active regeneration programmes driving future capital growth

Development Opportunities

Fishguard presents development opportunities linked to Fishguard has benefited from port improvement works and town centre enhancement schemes, with ongoing investment in the harbour area and initiatives to develop the town's creative industries cluster around the arts and music scene.. Growing demand from the Ferry & Port Services sector is creating opportunities for purpose-built commercial space and conversion projects. Strong.

Lender Appetite

Good appetite for tourism.

Property Types We Finance

Studio SpaceFlexible WorkspaceMixed-Use DevelopmentResidential DevelopmentHMO

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Fishguard and the wider Wales region, from commercial property purchases to development and refurbishment projects.

Why Invest in Fishguard

Fishguard is a small coastal town and port in north Pembrokeshire, best known for its ferry terminal providing services to Rosslare in Ireland. The commercial property market benefits from strong demand across Ferry & Port Services, Tourism & Hospitality, Fishing sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 7.6% and 5.8% price growth over five years, Fishguard offers compelling returns for commercial property investors. Excellent connectivity via Stena Line ferry to Rosslare, Ireland supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Fishguard has benefited from port improvement works and town centre enhancement schemes, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

Separate planning regulations and building standards from England create additional complexity. Limited institutional demand in some areas means careful lender selection is important for commercial finance.

Notable Developments

Fishguard's commercial property landscape has been shaped by Fishguard has benefited from port improvement works and town centre enhancement schemes, with ongoing investment in the harbour area and initiatives to develop the town's creative industries cluster around the arts and music scene.. Growth in the Ferry & Port Services sector has driven notable investment activity, with occupier demand supporting new.

Planning Context

Planning applications in Fishguard are managed by Wales council, which has adopted a pro-growth stance supporting commercial and mixed-use development. Local plan policies favour brownfield regeneration and town centre investment, with a streamlined approach to permitted development rights for office-to-residential conversions.

Latest Commercial Property News in Fishguard

Commercial property news for Fishguard will appear here once available. Check back soon for the latest market updates.

Fishguard Commercial Mortgage Calculator

Pre-populated with local market data

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Interest-only estimate. Actual terms subject to lender assessment.

Fishguard Location

Commercial mortgage services available across Fishguard and surrounding areas. View larger map

Fishguard Commercial Property FAQ

What is the average office rent per square foot in Fishguard?

Office rents in Fishguard range from approximately £6 per square foot for secondary space up to £15 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £10 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Fishguard?

Investment yields in Fishguard vary by property type and grade. Current indicative yields are: offices at 6.68%-9.23%, retail at 6.72%-10.32%, industrial at 6.15%-8.69%, residential single-let at 7.33%, HMOs at 12.18%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Fishguard?

Fishguard's commercial property market includes offices, retail units, industrial premises, hotels and guest houses, pubs and restaurants. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

What are HMO yields in Fishguard?

HMO investments in Fishguard can achieve yields of approximately 12.18%, compared to 7.33% for standard single-let properties. Fishguard has established HMO demand in key residential areas. Note that HMO licensing requirements vary by local authority -- check Article 4 directions before purchasing.

Ready to discuss your Fishguard project?

Speak with our specialist team today and get a decision in principle within 48 hours.