Milford Haven, WalesLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Milford Haven

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Milford Haven and Wales. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£80
Avg Price/sq ft
6.5%
Average Yield
+13%
5yr Price Growth
+10%
5yr Rental Growth

Milford Haven commercial property delivers 6.5% average yield.

Milford Haven yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.

Milford Haven commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Milford Haven commercial property market signals

The factors lenders weigh when assessing Milford Haven commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Major LNG terminal. Marina regeneration. Growing tourism economy.

, CMB Market Analysis

Key Industries

  • Energy (LNG terminals)
  • Port & Shipping
  • Marine Services
  • Fishing
  • Tourism

Transport Links

  • Transport for Wales to Swansea/Cardiff
  • A4076 to Haverfordwest/A40
  • Milford Haven Waterway (deep-water port)
  • Pembrokeshire Coast Path

Regeneration

Milford Haven waterfront regeneration; marina development; LNG terminal investment; Hubberston housing; Charles Street improvement; Milford Dock fishing heritage; Pembrokeshire energy hub

Listen: Wales Q1 2026 commercial property briefing

The Wales regional briefing covering Milford Haven and the wider region. A Q2 2026 commercial property briefing on Wales, a separate jurisdiction with its own Land Transaction Tax, devolved planning regime and Welsh Language Standards layered on top of the underlying property market. We walk through the 46 principal Welsh towns, the M4 corridor between Cardiff, Newport and Swansea, the Wrexham–Deeside knowledge cluster, and what the Acuitus auction tape, including the standout 14.85 percent yield at Aberdare and the 2.11 percent reversionary trade in Mold, tells us about lender appetite today.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Milford Haven commercial property transaction evidence

40 commercial sales in Milford Haven across the last 60 months, sourced from HM Land Registry Price Paid Data. 15 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
40
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Milford Haven
40transactions
Sample: showing 30 recent sales below
OfficeQ1 2026

Vanguard House, Suite A13, Nelson Quay, Milford Haven

Sale price
£125,000
OfficeQ4 2025

Thornton Business Park, Plot 1 & 2, Milford Haven

Sale price
£140,000
OfficeQ3 2025

Fold House Cottage, Herbrandston, Milford Haven

Sale price
£220,000
IndustrialQ1 2025

Unit, 12, Neyland Industrial Estate, Neyland, Milford Haven

Sale price
£50,000
IndustrialQ1 2025

Unit 13, Neyland Industrial Estate, Neyland, Milford Haven

Sale price
£50,000
IndustrialQ4 2024

Unit, 2, Neyland Industrial Estate, Neyland, Milford Haven

Sale price
£20,000
IndustrialQ4 2024

Unit 21, Honeyborough Industrial Estate, Neyland, Milford Haven

Sale price
£120,000
IndustrialQ3 2024

Unit 71, Honeyborough Industrial Estate, Neyland, Milford Haven

Sale price
£20,000
OfficeQ3 2024

Agamemnon House, 7-8, Nelson Quay, Milford Haven

Sale price
£97,500
Land / PlotsQ3 2024

Land And Buildings On The West And East Side Of, Thurston Lane, Sardis, Milford Haven

Sale price
£138,000
RetailQ2 2024

Zion Chapel And Schoolroom, High Street, Neyland, Milford Haven

Sale price
£50,000
OfficeQ1 2024

The Court House, Vale Road, Houghton, Milford Haven

Sale price
£40,000
OfficeQ1 2024

Sovereign House, Suite A10, Nelson Quay, Milford Haven

Sale price
£130,000
OfficeQ1 2024

Brookes & Beddis Property Limited, Thornton Business Park, Milford Haven

Sale price
£70,000
Care HomeQ1 2024

Williamston Nursing Home, Rhoose Ferry Road, Houghton, Milford Haven

Sale price
£1,085,000
CommercialQ1 2026

Norton Farm, Rosemarket, Milford Haven

Sale price
£600,940
CommercialQ4 2025

Unit 9, Priory Park, Milford Haven

Sale price
£90,000
CommercialQ3 2025

233a, Robert Street, Milford Haven

Sale price
£100,000
CommercialQ3 2025

Rose Haven, 3, The Beacon, Rosemarket, Milford Haven

Sale price
£2,600,000
CommercialQ3 2025

Walwyn, 13, Dewsland Street, Milford Haven

Sale price
£127,000
CommercialQ2 2025

Ropewalk Garage, The Ropewalk, Hakin, Milford Haven

Sale price
£105,000
CommercialQ2 2025

Sir Charles Whetham, Murray Road, Milford Haven

Sale price
£170,000
CommercialQ1 2025

Hakin Motors, Upper Hill Street, Hakin, Milford Haven

Sale price
£130,000
CommercialQ1 2025

4, Priory Hill, Milford Haven

Sale price
£147,000
CommercialQ1 2025

18, Charles Street, Milford Haven

Sale price
£53,865
CommercialQ1 2025

Lansdowne Lodge, Liddeston, Milford Haven

Sale price
£70,000
CommercialQ1 2025

129, Robert Street, Milford Haven

Sale price
£140,000
CommercialQ4 2024

The Astoria Bingo Hall, Charles Street, Milford Haven

Sale price
£100,000
CommercialQ3 2024

Ash Court, 1, West Street, Rosemarket, Milford Haven

Sale price
£320,000
CommercialQ2 2024

Fort Hubberston, Hakin, Milford Haven

Sale price
£170,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Milford Haven commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Milford Haven commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Milford Haven. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Milford Haven commercial property investment fundamentals

What makes Milford Haven fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 6.5% across the local market
  • 13% property price growth over the past five years
  • 10% rental growth over five years supporting income returns
  • Strong occupier demand from Energy (LNG terminals) and Port & Shipping sectors
  • Excellent transport connectivity including Transport for Wales to Swansea/Cardiff
  • Active regeneration programmes driving future capital growth

Development Opportunities

Milford Haven presents development opportunities linked to Milford Haven waterfront regeneration. Growing demand from the Energy (LNG terminals) sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for energy and tourism.

Property Types We Finance

HotelsLeisure PropertiesHoliday LetsMixed-Use DevelopmentResidential Development

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Milford Haven and the wider Wales region, from commercial property purchases to development and refurbishment projects.

Need a commercial mortgage decision in Milford Haven?

Our team will review your asset, sector and structure against current Milford Haven lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Milford Haven

Commercial property news for Milford Haven will appear here once available. Check back soon for the latest market updates.

Milford Haven Commercial Mortgage Calculator

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Milford Haven Location

Commercial mortgage services available across Milford Haven and surrounding areas. View larger map

Milford Haven commercial mortgage FAQ

Data-grounded answers about commercial property finance in Milford Haven, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Milford Haven?

HM Land Registry recorded 40 commercial property transactions in Milford Haven during the most recent reporting window. The median commercial sale price is £125,000, with the middle 50% of deals between £70,000 and £150,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Milford Haven?

The median commercial sale price recorded by HM Land Registry in Milford Haven is £125,000. Smaller end deals (lower quartile) sit around £70,000, while larger transactions (upper quartile) reach £150,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Milford Haven.

Which commercial property sectors are most active in Milford Haven?

The most active commercial sectors in Milford Haven (by recorded transaction count) are: office (7 transactions), industrial (5 transactions), land (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Milford Haven?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Milford Haven. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Milford Haven?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Milford Haven. We will review the asset, sector, deal structure and lender appetite specific to Milford Haven and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Milford Haven project?

Speak with our specialist team today and get a decision in principle within 48 hours.