Pembroke Dock, WalesLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Pembroke Dock

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Pembroke Dock and Wales. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£72
Avg Price/sq ft
8%
Average Yield
+7%
5yr Price Growth
+4.5%
5yr Rental Growth

Pembroke Dock commercial property delivers 8% average yield.

Pembroke Dock yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.

Pembroke Dock commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Pembroke Dock commercial property market signals

The factors lenders weigh when assessing Pembroke Dock commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Historic royal dockyard. Irish ferry terminal. Growing renewable energy.

, CMB Market Analysis

Key Industries

  • Marine Energy & Renewables
  • Ferry & Port Operations
  • Defence & Military
  • Tourism

Transport Links

  • Pembroke Dock railway station (to Swansea and London)
  • Irish Ferries terminal to Rosslare
  • A477 to the A40 and M4
  • Milford Haven waterway access for marine traffic

Regeneration

The Pembroke Dock Marine project is creating a world-class centre for marine energy testing and development, with the former dockyard site attracting significant investment. The Swansea Bay City Deal supports broader energy and innovation projects across the Haven Waterway.

Listen: Wales Q1 2026 commercial property briefing

The Wales regional briefing covering Pembroke Dock and the wider region. A Q2 2026 commercial property briefing on Wales, a separate jurisdiction with its own Land Transaction Tax, devolved planning regime and Welsh Language Standards layered on top of the underlying property market. We walk through the 46 principal Welsh towns, the M4 corridor between Cardiff, Newport and Swansea, the Wrexham–Deeside knowledge cluster, and what the Acuitus auction tape, including the standout 14.85 percent yield at Aberdare and the 2.11 percent reversionary trade in Mold, tells us about lender appetite today.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Pembroke Dock commercial property transaction evidence

18 commercial sales in Pembroke Dock across the last 60 months, sourced from HM Land Registry Price Paid Data. 4 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
18
60-month window
Shown below
14
recent examples
Filter transaction evidence
All commercial transactions in Pembroke Dock
18transactions
Sample: showing 14 recent sales below
HotelQ1 2025

Cleddau Bridge Hotel, Essex Road, Pembroke Dock

Sale price
£750,000
HotelQ2 2024

Cleddau Bridge Hotel, Essex Road, Pembroke Dock

Sale price
£425,000
IndustrialQ1 2024

Unit 3, London Road Industrial Estate, Pembroke Dock

Sale price
£300,000
Land / PlotsQ1 2024

Plot 3, Cosheston, Pembroke Dock

Sale price
£105,000
CommercialQ1 2026

Rowana, Cross Park, Pennar, Pembroke Dock

Sale price
£220,000
CommercialQ4 2025

Bangeston Repeater Station, London Road, Pembroke Dock

Sale price
£80,000
CommercialQ4 2025

13, Pembroke Street, Pembroke Dock

Sale price
£270,000
CommercialQ1 2025

87, Queen Street, Pembroke Dock

Sale price
£145,000
CommercialQ4 2024

Robco Engineering LTD, The Dockyard, Pembroke Dock

Sale price
£320,000
CommercialQ4 2024

1 - 3, Apley Terrace, Pembroke Dock

Sale price
£350,000
CommercialQ4 2024

9a, Pembroke Street, Pembroke Dock

Sale price
£115,000
CommercialQ3 2024

8 - 10, Dimond Street, Pembroke Dock

Sale price
£165,000
CommercialQ1 2024

15, Pembroke Street, Pembroke Dock

Sale price
£175,000
CommercialQ1 2024

9, Water Street, Pembroke Dock

Sale price
£140,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Pembroke Dock commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Pembroke Dock commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Pembroke Dock. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Pembroke Dock commercial property investment fundamentals

What makes Pembroke Dock fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 8% across the local market
  • 7% property price growth over the past five years
  • 4.5% rental growth over five years supporting income returns
  • Strong occupier demand from Marine Energy & Renewables and Ferry & Port Operations sectors
  • Excellent transport connectivity including Pembroke Dock railway station (to Swansea and London)
  • Active regeneration programmes driving future capital growth

Development Opportunities

Pembroke Dock presents development opportunities linked to The Pembroke Dock Marine project is creating a world-class centre for marine energy testing and development, with the former dockyard site attracting significant investment. The Swansea Bay City Deal supports broader energy and innovation projects across the Haven Waterway.. Growing demand from the Marine Energy & Renewables sector is creating opportunities for purpose-built.

Lender Appetite

Good appetite for port and energy.

Property Types We Finance

HotelsLeisure PropertiesHoliday LetsMixed-Use DevelopmentResidential Development

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Pembroke Dock and the wider Wales region, from commercial property purchases to development and refurbishment projects.

Need a commercial mortgage decision in Pembroke Dock?

Our team will review your asset, sector and structure against current Pembroke Dock lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Pembroke Dock

Commercial property news for Pembroke Dock will appear here once available. Check back soon for the latest market updates.

Pembroke Dock Commercial Mortgage Calculator

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Pembroke Dock Location

Commercial mortgage services available across Pembroke Dock and surrounding areas. View larger map

Pembroke Dock commercial mortgage FAQ

Data-grounded answers about commercial property finance in Pembroke Dock, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Pembroke Dock?

HM Land Registry recorded 18 commercial property transactions in Pembroke Dock during the most recent reporting window. The median commercial sale price is £115,000, with the middle 50% of deals between £80,000 and £180,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Pembroke Dock?

The median commercial sale price recorded by HM Land Registry in Pembroke Dock is £115,000. Smaller end deals (lower quartile) sit around £80,000, while larger transactions (upper quartile) reach £180,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Pembroke Dock.

Which commercial property sectors are most active in Pembroke Dock?

The most active commercial sectors in Pembroke Dock (by recorded transaction count) are: hotel (2 transactions), industrial (1 transaction), land (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Pembroke Dock?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Pembroke Dock. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Pembroke Dock?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Pembroke Dock. We will review the asset, sector, deal structure and lender appetite specific to Pembroke Dock and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Pembroke Dock project?

Speak with our specialist team today and get a decision in principle within 48 hours.