CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Tenby and Wales. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Tenby commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Premier Welsh seaside resort. Strong year-round tourism. Caldey Island trips.”
, CMB Market Analysis
Tenby town centre conservation; harbour and North Beach improvements; South Parade area; Castle Hill heritage; modest housing allocations; Pembrokeshire Coast National Park visitor infrastructure
The Wales regional briefing covering Tenby and the wider region. A Q2 2026 commercial property briefing on Wales, a separate jurisdiction with its own Land Transaction Tax, devolved planning regime and Welsh Language Standards layered on top of the underlying property market. We walk through the 46 principal Welsh towns, the M4 corridor between Cardiff, Newport and Swansea, the Wrexham–Deeside knowledge cluster, and what the Acuitus auction tape, including the standout 14.85 percent yield at Aberdare and the 2.11 percent reversionary trade in Mold, tells us about lender appetite today.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
31 commercial sales in Tenby across the last 60 months, sourced from HM Land Registry Price Paid Data. 11 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
Hammonds Park Hotel, Narberth Road, Tenby
Bedford House, Sutton Street, Tenby
Premier Inn, White Lion Street, Tenby
The Delphi, Retail Units, South Parade, Tenby
The Delphi Building, South Parade, Tenby
The Royal Lion Hotel, High Street, Tenby
Clifton House, Tudor Square, Tenby
Pincheston Farm, Nine Oaks Barn, Sageston, Tenby
Imperial Hotel, The Paragon, Tenby
Broadmead Hotel, Heywood Lane, Tenby
Harbour Store No, 14, Penniless Cove Hill, Tenby
Cow Park Farm, Cowpark Lane, Manorbier, Tenby
11, Deer Park, Tenby
Dairy Hays Farm, Carew Cheriton, Tenby
Buffalo Lodge, Manorbier, Tenby
Slade Farm, Manorbier, Tenby
1 - 2, Tudor Square, Tenby
Unit 7, The Salterns, Tenby
1, Lexden Terrace, Tenby
4, Cresswell Street, Tenby
5, St Julian Terrace, Tenby
7, Ash Grove Gardens, St Florence, Tenby
20, The Norton, Tenby
19, The Norton, Tenby
Normandie Inn, Upper Frog Street, Tenby
1 - 2, Tudor Square, Tenby
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of Tenby commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Tenby. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Tenby fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Tenby presents development opportunities linked to Tenby town centre conservation. Growing demand from the Tourism & Hospitality sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Strong appetite for tourism properties.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Tenby and the wider Wales region, from commercial property purchases to independent retail investments.
Commercial property news for Tenby will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Wales.
Commercial mortgage services available across Tenby and surrounding areas. View larger map
Recent sales, planning movement and market signals for Tenby, drawn from HM Land Registry data and local authority planning registers.
HM Land Registry data shows 31 commercial property transactions in the Tenby area over the past 60 months, with a median sale price of £300k. Lender appetite tends to follow transaction evidence, so an active local market supports stronger valuations.
Source: HM Land Registry price paid data
HM Land Registry records the sale of Slade Farm, Manorbier, Tenby for £775,000 in Q1 2025, one of 4 commercial transactions recorded in the Tenby area that quarter.
Source: HM Land Registry price paid data
Planning movement often signals upcoming finance demand. If you are buying, refinancing or developing in Tenby, see our guide to getting a commercial mortgage or talk to us about the local market.
The questions we answer most often on Tenby deals, covered in depth in our knowledge hub.
What lenders assess, who finds it easy, and how declined cases still get funded.
Deposit requirements by property type, acceptable sources, and ways to reduce yours.
The routes to 100% borrowing: additional security, strong trading businesses and equity.
High-street banks, challengers and specialists: who lends on what in Wales.
Leniency by lender category and product type, and what flexibility really costs.
Typical 2026 pricing by product, and what drives the rate you are offered.
Data-grounded answers about commercial property finance in Tenby, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 31 commercial property transactions in Tenby during the most recent reporting window. The median commercial sale price is £300,000, with the middle 50% of deals between £220,000 and £595,000. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in Tenby is £300,000. Smaller end deals (lower quartile) sit around £220,000, while larger transactions (upper quartile) reach £595,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Tenby.
The most active commercial sectors in Tenby (by recorded transaction count) are: hotel (5 transactions), retail (3 transactions), office (2 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class. Speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Tenby. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access, including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Tenby. We will review the asset, sector, deal structure and lender appetite specific to Tenby and come back with an indicative rate, LTV and term within 24 to 48 hours.