Tenby, WalesLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Tenby

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Tenby and Wales. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£210
Avg Price/sq ft
5%
Average Yield
+18.5%
5yr Price Growth
+14%
5yr Rental Growth

Tenby commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Tenby commercial property market signals

The factors lenders weigh when assessing Tenby commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Premier Welsh seaside resort. Strong year-round tourism. Caldey Island trips.

, CMB Market Analysis

Key Industries

  • Tourism & Hospitality
  • Independent Retail
  • Fishing
  • Holiday Lettings
  • Arts & Crafts

Transport Links

  • Transport for Wales to Swansea/Carmarthen
  • A478 to Narberth/A40
  • Tenby Harbour
  • Pembrokeshire Coast Path

Regeneration

Tenby town centre conservation; harbour and North Beach improvements; South Parade area; Castle Hill heritage; modest housing allocations; Pembrokeshire Coast National Park visitor infrastructure

Listen: Wales Q1 2026 commercial property briefing

The Wales regional briefing covering Tenby and the wider region. A Q2 2026 commercial property briefing on Wales, a separate jurisdiction with its own Land Transaction Tax, devolved planning regime and Welsh Language Standards layered on top of the underlying property market. We walk through the 46 principal Welsh towns, the M4 corridor between Cardiff, Newport and Swansea, the Wrexham–Deeside knowledge cluster, and what the Acuitus auction tape, including the standout 14.85 percent yield at Aberdare and the 2.11 percent reversionary trade in Mold, tells us about lender appetite today.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Tenby commercial property transaction evidence

31 commercial sales in Tenby across the last 60 months, sourced from HM Land Registry Price Paid Data. 11 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
31
60-month window
Shown below
26
recent examples
Filter transaction evidence
All commercial transactions in Tenby
31transactions
Sample: showing 26 recent sales below
HotelQ1 2025

Hammonds Park Hotel, Narberth Road, Tenby

Sale price
£400,000
OfficeQ1 2025

Bedford House, Sutton Street, Tenby

Sale price
£380,000
HotelQ4 2024

Premier Inn, White Lion Street, Tenby

Sale price
£3,300,000
RetailQ4 2024

The Delphi, Retail Units, South Parade, Tenby

Sale price
£3,300,000
RetailQ4 2024

The Delphi Building, South Parade, Tenby

Sale price
£3,300,000
HotelQ4 2024

The Royal Lion Hotel, High Street, Tenby

Sale price
£3,300,000
OfficeQ4 2024

Clifton House, Tudor Square, Tenby

Sale price
£450,000
AgriculturalQ2 2024

Pincheston Farm, Nine Oaks Barn, Sageston, Tenby

Sale price
£475,000
HotelQ2 2024

Imperial Hotel, The Paragon, Tenby

Sale price
£1,084,994
HotelQ1 2024

Broadmead Hotel, Heywood Lane, Tenby

Sale price
£1,100,000
RetailQ1 2024

Harbour Store No, 14, Penniless Cove Hill, Tenby

Sale price
£200,000
CommercialQ4 2025

Cow Park Farm, Cowpark Lane, Manorbier, Tenby

Sale price
£475,000
CommercialQ3 2025

11, Deer Park, Tenby

Sale price
£565,000
CommercialQ2 2025

Dairy Hays Farm, Carew Cheriton, Tenby

Sale price
£350,000
CommercialQ1 2025

Buffalo Lodge, Manorbier, Tenby

Sale price
£400,000
CommercialQ1 2025

Slade Farm, Manorbier, Tenby

Sale price
£775,000
CommercialQ4 2024

1 - 2, Tudor Square, Tenby

Sale price
£1,100,000
CommercialQ4 2024

Unit 7, The Salterns, Tenby

Sale price
£261,050
CommercialQ3 2024

1, Lexden Terrace, Tenby

Sale price
£1,766,660
CommercialQ3 2024

4, Cresswell Street, Tenby

Sale price
£1,955,000
CommercialQ3 2024

5, St Julian Terrace, Tenby

Sale price
£1,955,000
CommercialQ2 2024

7, Ash Grove Gardens, St Florence, Tenby

Sale price
£150,000
CommercialQ2 2024

20, The Norton, Tenby

Sale price
£300,000
CommercialQ2 2024

19, The Norton, Tenby

Sale price
£300,000
CommercialQ1 2024

Normandie Inn, Upper Frog Street, Tenby

Sale price
£995,000
CommercialQ1 2024

1 - 2, Tudor Square, Tenby

Sale price
£800,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Tenby commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Tenby commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Tenby. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Tenby commercial property investment fundamentals

What makes Tenby fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 5% across the local market
  • 18.5% property price growth over the past five years
  • 14% rental growth over five years supporting income returns
  • Strong occupier demand from Tourism & Hospitality and Independent Retail sectors
  • Excellent transport connectivity including Transport for Wales to Swansea/Carmarthen
  • Active regeneration programmes driving future capital growth

Development Opportunities

Tenby presents development opportunities linked to Tenby town centre conservation. Growing demand from the Tourism & Hospitality sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Strong appetite for tourism properties.

Property Types We Finance

Retail UnitsHigh Street ShopsMixed-Use DevelopmentResidential DevelopmentHMO

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Tenby and the wider Wales region, from commercial property purchases to independent retail investments.

Need a commercial mortgage decision in Tenby?

Our team will review your asset, sector and structure against current Tenby lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Tenby

Commercial property news for Tenby will appear here once available. Check back soon for the latest market updates.

Tenby Commercial Mortgage Calculator

Pre-populated with local market data

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Tenby Location

Commercial mortgage services available across Tenby and surrounding areas. View larger map

Tenby commercial mortgage FAQ

Data-grounded answers about commercial property finance in Tenby, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Tenby?

HM Land Registry recorded 31 commercial property transactions in Tenby during the most recent reporting window. The median commercial sale price is £300,000, with the middle 50% of deals between £220,000 and £595,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Tenby?

The median commercial sale price recorded by HM Land Registry in Tenby is £300,000. Smaller end deals (lower quartile) sit around £220,000, while larger transactions (upper quartile) reach £595,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Tenby.

Which commercial property sectors are most active in Tenby?

The most active commercial sectors in Tenby (by recorded transaction count) are: hotel (5 transactions), retail (3 transactions), office (2 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Tenby?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Tenby. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Tenby?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Tenby. We will review the asset, sector, deal structure and lender appetite specific to Tenby and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Tenby project?

Speak with our specialist team today and get a decision in principle within 48 hours.