Llandudno, WalesLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Llandudno

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Llandudno and Wales. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£135
Avg Price/sq ft
5.5%
Average Yield
+14.5%
5yr Price Growth
+11%
5yr Rental Growth

Llandudno commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Llandudno commercial property market signals

The factors lenders weigh when assessing Llandudno commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Premier Welsh seaside resort. Strong conference sector at Venue Cymru. Quality retail on Mostyn Street.

, CMB Market Analysis

Key Industries

  • Tourism & Hospitality
  • Retail
  • Conference (Venue Cymru)
  • Healthcare
  • Professional Services

Transport Links

  • Transport for Wales to Chester/Manchester/Holyhead
  • A55 North Wales Expressway
  • A470 to Betws-y-Coed/Snowdonia
  • Great Orme tramway

Regeneration

Llandudno town centre enhancement; Venue Cymru cultural investment; Great Orme heritage conservation; Mostyn Street improvement; pier restoration; North Shore promenade; Bodafon Fields

Listen: Wales Q1 2026 commercial property briefing

The Wales regional briefing covering Llandudno and the wider region. A Q2 2026 commercial property briefing on Wales, a separate jurisdiction with its own Land Transaction Tax, devolved planning regime and Welsh Language Standards layered on top of the underlying property market. We walk through the 46 principal Welsh towns, the M4 corridor between Cardiff, Newport and Swansea, the Wrexham–Deeside knowledge cluster, and what the Acuitus auction tape, including the standout 14.85 percent yield at Aberdare and the 2.11 percent reversionary trade in Mold, tells us about lender appetite today.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Llandudno commercial property transaction evidence

59 commercial sales in Llandudno across the last 60 months, sourced from HM Land Registry Price Paid Data. 13 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
59
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Llandudno
59transactions
Sample: showing 30 recent sales below
AgriculturalQ4 2025

The Stables, Colwyn Road, Llandudno

Sale price
£1,650,000
RetailQ3 2025

Dorchester Apartments, 22, Craig Y Don Parade, Llandudno

Sale price
£300,000
HotelQ3 2025

Southbourne Guest House, 6, St Davids Road, Llandudno

Sale price
£387,500
RetailQ4 2024

16, Craig Y Don Parade, Llandudno

Sale price
£475,000
HotelQ4 2024

Risboro Hotel, Clement Avenue, Llandudno

Sale price
£224,770
HotelQ4 2024

Llandudno Bay Hotel And Spa, Room Lb118, East Parade, Llandudno

Sale price
£5,000
Care HomeQ4 2024

Abbey Nursing Home, 81, Abbey Road, Llandudno

Sale price
£300,000
HotelQ3 2024

Marine Hotel, Vaughan Street, Llandudno

Sale price
£3,000,997
Care HomeQ3 2024

Eryl Fryn Nursing Home, Bodafon Road, Llandudno

Sale price
£1,400,000
WarehouseQ2 2024

Warehouse, 8, James Street, Llandudno

Sale price
£1,050,000
HotelQ2 2024

The Tilstone Hotel, Carmen Sylva Road, Llandudno

Sale price
£320,000
OfficeQ2 2024

Severn House, 14b, Harcourt Road, Llandudno

Sale price
£3,750
RetailQ1 2024

1, Craig Y Don Parade, Llandudno

Sale price
£708,000
CommercialQ4 2025

8 - 10, Mostyn Street, Llandudno

Sale price
£123,000
CommercialQ3 2025

Haulfre Tea Rooms, Cwlach Road, Llandudno

Sale price
£555,000
CommercialQ3 2025

19, Ty Gwyn Road, Llandudno

Sale price
£215,000
CommercialQ3 2025

Bryn Gosol Farm, Arfryn, Llandudno

Sale price
£615,000
CommercialQ3 2025

The Carmen, 4a, Carmen Sylva Road, Llandudno

Sale price
£372,500
CommercialQ3 2025

76, Manor Park, Llandudno

Sale price
£90,000
CommercialQ2 2025

Tan Yr Allt Cottage, 35, Tan Y Bryn Road, Llandudno

Sale price
£611,000
CommercialQ2 2025

6, Deganwy Avenue, Llandudno

Sale price
£375,000
CommercialQ2 2025

62, Mostyn Avenue, Llandudno

Sale price
£2,000,000
CommercialQ2 2025

70, Church Walks, Llandudno

Sale price
£392,500
CommercialQ2 2025

Rest And Be Thankfull, Marine Drive, Llandudno

Sale price
£170,000
CommercialQ2 2025

36 - 38, Great Ormes Road, Llandudno

Sale price
£72,000
CommercialQ1 2025

38, Lloyd Street, Llandudno

Sale price
£366,000
CommercialQ1 2025

64a, St Andrews Place, Llandudno

Sale price
£87,750
CommercialQ1 2025

8, Clonmel Street, Llandudno

Sale price
£150,000
CommercialQ1 2025

Cwm Howard Farm, Cwm Howard Lane, Llandudno

Sale price
£296,400
CommercialQ1 2025

3, Caroline Road, Llandudno

Sale price
£50,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Llandudno commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Llandudno commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Llandudno. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Llandudno commercial property investment fundamentals

What makes Llandudno fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 5.5% across the local market
  • 14.5% property price growth over the past five years
  • 11% rental growth over five years supporting income returns
  • Strong occupier demand from Tourism & Hospitality and Retail sectors
  • Excellent transport connectivity including Transport for Wales to Chester/Manchester/Holyhead
  • Active regeneration programmes driving future capital growth

Development Opportunities

Llandudno presents development opportunities linked to Llandudno town centre enhancement. Growing demand from the Tourism & Hospitality sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for tourism properties.

Property Types We Finance

Retail UnitsHigh Street ShopsShopping CentresMedical/Dental PracticesCare HomesOffice SpaceServiced Offices

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Llandudno and the wider Wales region, from commercial property purchases to retail unit purchases.

Need a commercial mortgage decision in Llandudno?

Our team will review your asset, sector and structure against current Llandudno lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Llandudno

Commercial property news for Llandudno will appear here once available. Check back soon for the latest market updates.

Llandudno Commercial Mortgage Calculator

Pre-populated with local market data

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Llandudno Location

Commercial mortgage services available across Llandudno and surrounding areas. View larger map

Llandudno commercial mortgage FAQ

Data-grounded answers about commercial property finance in Llandudno, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Llandudno?

HM Land Registry recorded 59 commercial property transactions in Llandudno during the most recent reporting window. The median commercial sale price is £170,000, with the middle 50% of deals between £95,000 and £320,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Llandudno?

The median commercial sale price recorded by HM Land Registry in Llandudno is £170,000. Smaller end deals (lower quartile) sit around £95,000, while larger transactions (upper quartile) reach £320,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Llandudno.

Which commercial property sectors are most active in Llandudno?

The most active commercial sectors in Llandudno (by recorded transaction count) are: hotel (5 transactions), retail (3 transactions), carehome (2 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Llandudno?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Llandudno. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Llandudno?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Llandudno. We will review the asset, sector, deal structure and lender appetite specific to Llandudno and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Llandudno project?

Speak with our specialist team today and get a decision in principle within 48 hours.