CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Barnstaple and Devon. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Barnstaple commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Regional centre for North Devon. Strong agricultural hinterland. Tourism based on North Devon coast.”
, CMB Market Analysis
Seven Brethren mixed-use development; Barnstaple Civic Centre redevelopment; Anchorwood Bank riverside scheme; Brannam and Larkbear growth areas; Queen Street heritage improvements
The Devon regional briefing covering Barnstaple and the wider region. A Q2 2026 commercial property briefing on Devon, the largest county in the South West, anchored by Plymouth on the naval and marine-engineering coast and Exeter on the M5 and A30 growth axis, with a long tail of Torbay tourism, South Hams retirement and North Devon coastal markets. We walk through transaction volumes across the eighteen principal towns, recent Acuitus auction yields between roughly seven point eight and nine point nine percent, and where lender appetite sits today.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
105 commercial sales in Barnstaple across the last 60 months, sourced from HM Land Registry Price Paid Data. 31 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
92, High Street, Barnstaple
Onyx Business Park, Unit 1a, Enterprise Road, Roundswell, Barnstaple
77, High Street, Barnstaple
Fishleigh Court, Unit B4, Fishleigh Road, Roundswell Business Park, Barnstaple
Unit 1d, Grange Hill Industrial Estate, Bratton Fleming, Barnstaple
Higher Shutescombe, The Barn, Charles, Brayford, Barnstaple
Lloyds Chambers, The Square, Barnstaple
Lloyds Chambers, The Square, Barnstaple
Lloyds Chambers, The Square, Barnstaple
The Custom House, The Strand, Barnstaple
Fishleigh Court, Unit C1, Fishleigh Road, Roundswell Business Park, Barnstaple
Fishleigh Court, Unit B5, Fishleigh Road, Roundswell Business Park, Barnstaple
Bableigh Barn, Landkey, Barnstaple
Unit 1, John Penrose Road, Roundswell Business Park, Barnstaple
Higher Pitt Barn, East Buckland, Barnstaple
94, High Street, Barnstaple
Unit 2b, Grange Hill Industrial Estate, Bratton Fleming, Barnstaple
Meadow House, Brayford, Barnstaple
Lee House, East Wing, Marwood, Barnstaple
107, High Street, Barnstaple
Brannam Court, Unit B4, Brannam Crescent, Roundswell Business Park, Barnstaple
Centurion Court, Unit 1, Lauder Lane, Roundswell Business Park, Barnstaple
Old Coach House, Woody Bay, Barnstaple
North Patchole Barn, Kentisbury, Barnstaple
Higher Shutescombe, The Barn, Charles, Brayford, Barnstaple
104, High Street, Barnstaple
Kingdom Fields, Unit 1, Grange Hill Industrial Estate, Bratton Fleming, Barnstaple
The Old School House, Bickington, Barnstaple
Bull Court House, Green Lane, Barnstaple
Unit 5, Atlantic Court, North Devon Business Park, Barnstaple
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of Barnstaple commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Barnstaple. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Barnstaple fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Barnstaple presents development opportunities linked to Seven Brethren mixed-use development. Growing demand from the Retail & Market Town Services sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Standard appetite for regional centre properties.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Barnstaple and the wider Devon region, from commercial property purchases to rural commercial conversions.
Commercial property news for Barnstaple will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Devon.
Commercial mortgage services available across Barnstaple and surrounding areas. View larger map
Data-grounded answers about commercial property finance in Barnstaple, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 105 commercial property transactions in Barnstaple during the most recent reporting window. The median commercial sale price is £280,000, with the middle 50% of deals between £150,000 and £460,000. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in Barnstaple is £280,000. Smaller end deals (lower quartile) sit around £150,000, while larger transactions (upper quartile) reach £460,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Barnstaple.
The most active commercial sectors in Barnstaple (by recorded transaction count) are: office (18 transactions), retail (5 transactions), agri (5 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Barnstaple. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Barnstaple. We will review the asset, sector, deal structure and lender appetite specific to Barnstaple and come back with an indicative rate, LTV and term within 24–48 hours.