Plymouth, Devon

Commercial Mortgages in Plymouth

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Plymouth and Devon.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£195
Avg Price/sq ft
6.5%
Average Yield
+16.2%
5yr Price Growth
+11.2%
5yr Rental Growth

Investment Hotspot

6.5% average yield

Plymouth stands out with above-average yields of 6.5%, making it one of the UK's most attractive commercial property markets for investors.

Why Choose CMB in Plymouth

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:City CentreRoyal William YardBarbicanMutleyPlympton

Plymouth Local Market Intelligence

Naval dockyard anchors economy. University drives student demand. Royal William Yard successful heritage conversion.

— CMB Market Analysis

Key Industries

  • Naval/Defence
  • Higher Education
  • Marine
  • Healthcare
  • Tourism

Transport Links

  • Plymouth rail station
  • Brittany Ferries port
  • A38 corridor

Regeneration

Royal William Yard; Millbay; city centre transformation

Plymouth Commercial Property Market Data

Commercial Property Values in Plymouth

Property TypePrime / Grade ASecondaryMarket Range
Office£23 psf£14 psf£14 - £23 psf
Retail / Shop£47 psf£16 psf£16 - £47 psf
Industrial£9 psf£6 psf£6 - £9 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Plymouth

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Plymouth Market Trends

Office Vacancy
Falling
Industrial Demand
Moderate
Retail Footfall
Declining
Residential Investment
Moderate
Dominant sector:Hospitality & Tourism

The Plymouth market shows positive momentum with yields compressing slightly against regional averages.

Recent Commercial Property Transactions in Plymouth

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ1 2026

Serviced office premises, town centre

6,012 sq ft
£80,000 - £88,000
£14 psf7.9% yield
RetailQ1 2026

Lock-up shop unit, Royal William Yard

2,597 sq ft
£126,000 - £139,000
£51 psf6.5% yield
IndustrialQ1 2026

Light industrial unit with yard, Barbican

2,288 sq ft
£20,000 - £22,000
£9 psf6.5% yield
Mixed-UseQ1 2026

Commercial/residential investment, Plympton

4,607 sq ft
£1,037,000 - £1,146,000
£237 psf6.7% yield
Residential BlockQ4 2025

11-unit freehold block of flats, Royal William Yard

11 units
£2,155,000 - £2,380,000
6.4% yield
HotelQ4 2025

28-room guest house with owner's accommodation, Mutley

28 rooms
£1,340,000 - £1,485,000
7.9% yield
Care HomeQ4 2025

56-bed nursing home with planning consent, City Centre

56 beds
£3,065,000 - £3,390,000
7.4% yield
Development SiteQ3 2025

Land with outline planning permission, Barbican

8 units
£130,000 - £140,000

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Plymouth

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Plymouth. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Plymouth for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 6.5% across the local market
  • 16.2% property price growth over the past five years
  • 11.2% rental growth over five years supporting income returns
  • Strong occupier demand from Naval/Defence and Higher Education sectors
  • Excellent transport connectivity including Plymouth rail station
  • Active regeneration programmes driving future capital growth

Development Opportunities

Plymouth presents development opportunities linked to Royal William Yard. Growing demand from the Naval/Defence sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for student accommodation and heritage conversion. Residential supported.

Property Types We Finance

Medical/Dental PracticesCare HomesHotelsLeisure PropertiesHoliday Lets

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Plymouth and the wider Devon region, from commercial property purchases to development and refurbishment projects.

Why Invest in Plymouth

Plymouth is a major Devon port city with strong naval heritage and university presence. The commercial property market benefits from strong demand across Naval/Defence, Higher Education, Marine sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 6.5% and 16.2% price growth over five years, Plymouth offers compelling returns for commercial property investors. Excellent connectivity via Plymouth rail station supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Royal William Yard, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

The Plymouth market requires realistic expectations around liquidity and exit timelines for commercial assets. Secondary location pricing can be volatile, and investors benefit from strong local knowledge and established lender relationships.

Notable Developments

Plymouth's commercial property landscape has been shaped by Royal William Yard. Growth in the Naval/Defence sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

Plymouth falls under Devon planning authority, where the adopted local plan supports commercial development and economic growth. Planning decisions reflect a balance between heritage conservation and enabling new investment, with CIL charges and Section 106 contributions applying to larger schemes.

Latest Commercial Property News in Plymouth

Commercial property news for Plymouth will appear here once available. Check back soon for the latest market updates.

Plymouth Commercial Mortgage Calculator

Pre-populated with local market data

£
£
%
£
Monthly Payment
£0
LTV
0.0%
DSCR
0.00
Gross Yield
0.0%

Interest-only estimate. Actual terms subject to lender assessment.

Plymouth Location

Commercial mortgage services available across Plymouth and surrounding areas. View larger map

Plymouth Commercial Property FAQ

What is the average office rent per square foot in Plymouth?

Office rents in Plymouth range from approximately £14 per square foot for secondary space up to £23 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £20 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Plymouth?

Investment yields in Plymouth vary by property type and grade. Current indicative yields are: offices at 5.57%-7.83%, retail at 6.33%-7.62%, industrial at 6.18%-6.98%, residential single-let at 6.54%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Plymouth?

Plymouth's commercial property market includes offices, retail units, industrial premises, residential investment blocks, care homes, hotels and guest houses. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

How much does a residential investment block cost in Plymouth?

Residential investment blocks in Plymouth typically trade at around £196,810 per unit, or approximately £229 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 6.54%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.

What is the average price per bed for care homes in Plymouth?

Care homes in Plymouth typically trade at around £53,965 per registered bed. A typical 52-bed home would therefore be valued between £1.1m and £3.2m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.

Ready to discuss your Plymouth project?

Speak with our specialist team today and get a decision in principle within 48 hours.