Totnes, DevonLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Totnes

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Totnes and Devon. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£265
Avg Price/sq ft
4.9%
Average Yield
+19.5%
5yr Price Growth
+14.5%
5yr Rental Growth

Totnes commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Totnes commercial property market signals

The factors lenders weigh when assessing Totnes commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Alternative lifestyle hub. Transition Town movement. Strong arts and local food.

, CMB Market Analysis

Key Industries

  • Creative & Artisan Industries
  • Hospitality & Food
  • Independent Retail
  • Education
  • Sustainability Sector

Transport Links

  • GWR to Exeter (30 mins)/Plymouth (20 mins)/Paddington
  • A381 to Newton Abbot/Kingsbridge
  • A384 to Buckfastleigh/A38
  • River Dart to Dartmouth

Regeneration

Totnes town centre conservation area enhancement; Atmos creative workspace (former dairy site); Riverside development; Bridgetown improvement; South Hams affordable housing programme

Listen: Devon Q1 2026 commercial property briefing

The Devon regional briefing covering Totnes and the wider region. A Q2 2026 commercial property briefing on Devon, the largest county in the South West, anchored by Plymouth on the naval and marine-engineering coast and Exeter on the M5 and A30 growth axis, with a long tail of Torbay tourism, South Hams retirement and North Devon coastal markets. We walk through transaction volumes across the eighteen principal towns, recent Acuitus auction yields between roughly seven point eight and nine point nine percent, and where lender appetite sits today.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Totnes commercial property transaction evidence

78 commercial sales in Totnes across the last 60 months, sourced from HM Land Registry Price Paid Data. 23 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
78
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Totnes
78transactions
Sample: showing 30 recent sales below
OfficeQ4 2025

Manor House, Diptford, Totnes

Sale price
£1,500,000
OfficeQ4 2025

Lower Blakemore Farm, Cider House, Harberton, Totnes

Sale price
£376,000
AgriculturalQ2 2025

Mill Barn, Harberton, Totnes

Sale price
£930,000
IndustrialQ1 2025

Torr View, Unit 8f, Torr Quarry Industrial Estate, East Allington, Totnes

Sale price
£292,000
IndustrialQ1 2025

Woodleigh View, Torr Quarry Industrial Estate, East Allington, Totnes

Sale price
£180,000
RetailQ1 2025

79, High Street, Totnes

Sale price
£160,000
RetailQ4 2024

Birdwood Court, 1-2, High Street, Totnes

Sale price
£290,000
OfficeQ4 2024

Rydon House, Paignton Road, Stoke Gabriel, Totnes

Sale price
£1,325,000
AgriculturalQ4 2024

Woodford Barn, Blackawton, Totnes

Sale price
£530,000
RetailQ4 2024

2, Ground Floor Shop, Fore Street, Totnes

Sale price
£250,000
AgriculturalQ4 2024

Laskey Bridge Stables, Lot 1, Broadhempston, Totnes

Sale price
£150,000
IndustrialQ3 2024

Favis Of Salcombe, Torr Quarry Industrial Estate, East Allington, Totnes

Sale price
£485,000
IndustrialQ3 2024

Torr View, Unit 8c, Torr Quarry Industrial Estate, East Allington, Totnes

Sale price
£300,000
AgriculturalQ2 2024

Etheridge Farm Barn, Diptford, Totnes

Sale price
£950,000
IndustrialQ2 2024

Torr View, Unit 8d, Torr Quarry Industrial Estate, East Allington, Totnes

Sale price
£295,000
OfficeQ2 2024

Stoke Gabriel House, Duncannon Lane, Stoke Gabriel, Totnes

Sale price
£1,075,000
OfficeQ2 2024

Courtfield House, 1a, Dukes Road, Totnes

Sale price
£560,000
AgriculturalQ2 2024

Ashwell, The Old Threshing Barn, Halwell, Totnes

Sale price
£815,000
AgriculturalQ2 2024

Post Barn, Ashprington, Totnes

Sale price
£98,000
IndustrialQ2 2024

Torr Trade Park, Unit 17, Torr Quarry Industrial Estate, East Allington, Totnes

Sale price
£125,000
AgriculturalQ1 2024

Lower Poole Farm, The Barn, East Allington, Totnes

Sale price
£275,000
AgriculturalQ1 2024

Cross Farm, Barn, East Allington, Totnes

Sale price
£340,000
OfficeQ1 2024

The Chambers, Castle Street, Totnes

Sale price
£630,000
CommercialQ1 2026

Longcause Cross, Dartington, Totnes

Sale price
£935,000
CommercialQ4 2025

4, Castle Street, Totnes

Sale price
£290,000
CommercialQ3 2025

Greys, Ashprington, Totnes

Sale price
£775,000
CommercialQ3 2025

Alex Cottage, Longcombe, Totnes

Sale price
£721,442
CommercialQ3 2025

20 - 22, Fore Street, Totnes

Sale price
£250,000
CommercialQ3 2025

Mount Barton Cottage, Staverton, Totnes

Sale price
£950,000
CommercialQ2 2025

Shepleigh Cottage, Blackawton, Totnes

Sale price
£900,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Totnes commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Totnes commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Totnes. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Totnes commercial property investment fundamentals

What makes Totnes fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 4.9% across the local market
  • 19.5% property price growth over the past five years
  • 14.5% rental growth over five years supporting income returns
  • Strong occupier demand from Creative & Artisan Industries and Hospitality & Food sectors
  • Excellent transport connectivity including GWR to Exeter (30 mins)/Plymouth (20 mins)/Paddington
  • Active regeneration programmes driving future capital growth

Development Opportunities

Totnes presents development opportunities linked to Totnes town centre conservation area enhancement. Growing demand from the Creative & Artisan Industries sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for creative economy.

Property Types We Finance

Restaurant/Café UnitsLeisure PropertiesRetail UnitsHigh Street ShopsEducational FacilitiesStudent Accommodation

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Totnes and the wider Devon region, from commercial property purchases to restaurant and hospitality ventures.

Need a commercial mortgage decision in Totnes?

Our team will review your asset, sector and structure against current Totnes lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Totnes

Commercial property news for Totnes will appear here once available. Check back soon for the latest market updates.

Totnes Commercial Mortgage Calculator

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Totnes Location

Commercial mortgage services available across Totnes and surrounding areas. View larger map

Totnes commercial mortgage FAQ

Data-grounded answers about commercial property finance in Totnes, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Totnes?

HM Land Registry recorded 78 commercial property transactions in Totnes during the most recent reporting window. The median commercial sale price is £414,000, with the middle 50% of deals between £275,000 and £745,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Totnes?

The median commercial sale price recorded by HM Land Registry in Totnes is £414,000. Smaller end deals (lower quartile) sit around £275,000, while larger transactions (upper quartile) reach £745,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Totnes.

Which commercial property sectors are most active in Totnes?

The most active commercial sectors in Totnes (by recorded transaction count) are: agri (8 transactions), office (6 transactions), industrial (6 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Totnes?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Totnes. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Totnes?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Totnes. We will review the asset, sector, deal structure and lender appetite specific to Totnes and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Totnes project?

Speak with our specialist team today and get a decision in principle within 48 hours.