CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Totnes and Devon. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Totnes commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Alternative lifestyle hub. Transition Town movement. Strong arts and local food.”
, CMB Market Analysis
Totnes town centre conservation area enhancement; Atmos creative workspace (former dairy site); Riverside development; Bridgetown improvement; South Hams affordable housing programme
The Devon regional briefing covering Totnes and the wider region. A Q2 2026 commercial property briefing on Devon, the largest county in the South West, anchored by Plymouth on the naval and marine-engineering coast and Exeter on the M5 and A30 growth axis, with a long tail of Torbay tourism, South Hams retirement and North Devon coastal markets. We walk through transaction volumes across the eighteen principal towns, recent Acuitus auction yields between roughly seven point eight and nine point nine percent, and where lender appetite sits today.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
78 commercial sales in Totnes across the last 60 months, sourced from HM Land Registry Price Paid Data. 23 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
Manor House, Diptford, Totnes
Lower Blakemore Farm, Cider House, Harberton, Totnes
Mill Barn, Harberton, Totnes
Torr View, Unit 8f, Torr Quarry Industrial Estate, East Allington, Totnes
Woodleigh View, Torr Quarry Industrial Estate, East Allington, Totnes
79, High Street, Totnes
Birdwood Court, 1-2, High Street, Totnes
Rydon House, Paignton Road, Stoke Gabriel, Totnes
Woodford Barn, Blackawton, Totnes
2, Ground Floor Shop, Fore Street, Totnes
Laskey Bridge Stables, Lot 1, Broadhempston, Totnes
Favis Of Salcombe, Torr Quarry Industrial Estate, East Allington, Totnes
Torr View, Unit 8c, Torr Quarry Industrial Estate, East Allington, Totnes
Etheridge Farm Barn, Diptford, Totnes
Torr View, Unit 8d, Torr Quarry Industrial Estate, East Allington, Totnes
Stoke Gabriel House, Duncannon Lane, Stoke Gabriel, Totnes
Courtfield House, 1a, Dukes Road, Totnes
Ashwell, The Old Threshing Barn, Halwell, Totnes
Post Barn, Ashprington, Totnes
Torr Trade Park, Unit 17, Torr Quarry Industrial Estate, East Allington, Totnes
Lower Poole Farm, The Barn, East Allington, Totnes
Cross Farm, Barn, East Allington, Totnes
The Chambers, Castle Street, Totnes
Longcause Cross, Dartington, Totnes
4, Castle Street, Totnes
Greys, Ashprington, Totnes
Alex Cottage, Longcombe, Totnes
20 - 22, Fore Street, Totnes
Mount Barton Cottage, Staverton, Totnes
Shepleigh Cottage, Blackawton, Totnes
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of Totnes commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Totnes. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Totnes fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Totnes presents development opportunities linked to Totnes town centre conservation area enhancement. Growing demand from the Creative & Artisan Industries sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Good appetite for creative economy.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Totnes and the wider Devon region, from commercial property purchases to restaurant and hospitality ventures.
Commercial property news for Totnes will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Devon.
Commercial mortgage services available across Totnes and surrounding areas. View larger map
Recent sales, planning movement and market signals for Totnes, drawn from HM Land Registry data and local authority planning registers.
HM Land Registry data shows 78 commercial property transactions in the Totnes area over the past 60 months, with a median sale price of £414k. Lender appetite tends to follow transaction evidence, so an active local market supports stronger valuations.
Source: HM Land Registry price paid data
HM Land Registry records the sale of Manor House, Diptford, Totnes for £1,500,000 in Q4 2025, one of 3 commercial transactions recorded in the Totnes area that quarter.
Source: HM Land Registry price paid data
Planning movement often signals upcoming finance demand. If you are buying, refinancing or developing in Totnes, see our guide to getting a commercial mortgage or talk to us about the local market.
The questions we answer most often on Totnes deals, covered in depth in our knowledge hub.
What lenders assess, who finds it easy, and how declined cases still get funded.
Deposit requirements by property type, acceptable sources, and ways to reduce yours.
The routes to 100% borrowing: additional security, strong trading businesses and equity.
High-street banks, challengers and specialists: who lends on what in Devon.
Leniency by lender category and product type, and what flexibility really costs.
Typical 2026 pricing by product, and what drives the rate you are offered.
Data-grounded answers about commercial property finance in Totnes, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 78 commercial property transactions in Totnes during the most recent reporting window. The median commercial sale price is £414,000, with the middle 50% of deals between £275,000 and £745,000. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in Totnes is £414,000. Smaller end deals (lower quartile) sit around £275,000, while larger transactions (upper quartile) reach £745,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Totnes.
The most active commercial sectors in Totnes (by recorded transaction count) are: agri (8 transactions), office (6 transactions), industrial (6 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class. Speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Totnes. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access, including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Totnes. We will review the asset, sector, deal structure and lender appetite specific to Totnes and come back with an indicative rate, LTV and term within 24 to 48 hours.