CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Torquay and Devon. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Torquay commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“English Riviera resort with strong tourism economy. Retirement destination. Conference and events sector significant.”
, CMB Market Analysis
Torquay harbour and Beacon Quay area transformation; Torwood Street and Fleet Street public realm; Pavilion site redevelopment; Torre Marine development; English Riviera UNESCO Geopark investment
The Devon regional briefing covering Torquay and the wider region. A Q2 2026 commercial property briefing on Devon, the largest county in the South West, anchored by Plymouth on the naval and marine-engineering coast and Exeter on the M5 and A30 growth axis, with a long tail of Torbay tourism, South Hams retirement and North Devon coastal markets. We walk through transaction volumes across the eighteen principal towns, recent Acuitus auction yields between roughly seven point eight and nine point nine percent, and where lender appetite sits today.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
116 commercial sales in Torquay across the last 60 months, sourced from HM Land Registry Price Paid Data. 12 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
The Coach House, Higher Lincombe Road, Torquay
Lanscombe House Hotel, Cockington Village, Torquay
The Old Toll House, Abbey Crescent, Torquay
Brampton Court Hotel, St Lukes Road South, Torquay
Coppice Hotel, Barrington Road, Torquay
8b, Victoria Parade, Torquay
Choice Care Home, Cary Avenue, Torquay
Q B T House, 22, The Terrace, Torquay
Homequay House, 1, Falkland Road, Torquay
Marble Court Business Park, Unit 5, Lymington Road, Torquay
Unit 1, 31, Ground Floor Shop, Market Street, Torquay
Gloucester House, Basement Store, Vane Hill Road, Torquay
Little Princes, Meadfoot Road, Torquay
9, Helens Mead Road, Torquay
Summerhill, Higher Lincombe Road, Torquay
Parking Area At, Heron Way, Torquay
78, Belgrave Road, Torquay
Odicknoll Farm, Edginswell Lane, Torquay
22, Bridge Road, Torquay
18, Tricorn Close, Torquay
83, Babbacombe Road, Torquay
25, Avenue Road, Torquay
28, Torwood Street, Torquay
3, Abbey Road, Torquay
31, Abbey Road, Torquay
22, Rathmore Road, Torquay
Barton Road Industrial Units, Unit 4, Barton Road, Torquay
Barton Road Industrial Units, Unit 5, Barton Road, Torquay
6, Lower Ellacombe Church Road, Torquay
2, Owls Nest, St Margarets Road, Torquay
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of Torquay commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Torquay. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Torquay fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Torquay presents development opportunities linked to Torquay harbour and Beacon Quay area transformation. Growing demand from the Tourism & Hospitality sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Tourism and hospitality understood. Seasonal cash flow requires specialist approach.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Torquay and the wider Devon region, from commercial property purchases to development and refurbishment projects.
Commercial property news for Torquay will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Devon.
Commercial mortgage services available across Torquay and surrounding areas. View larger map
Recent sales, planning movement and market signals for Torquay, drawn from HM Land Registry data and local authority planning registers.
HM Land Registry data shows 116 commercial property transactions in the Torquay area over the past 60 months, with a median sale price of £192k. Lender appetite tends to follow transaction evidence, so an active local market supports stronger valuations.
Source: HM Land Registry price paid data
HM Land Registry records the sale of The Coach House, Higher Lincombe Road, Torquay for £1,100,000 in Q4 2025, one of 9 commercial transactions recorded in the Torquay area that quarter.
Source: HM Land Registry price paid data
Planning movement often signals upcoming finance demand. If you are buying, refinancing or developing in Torquay, see our guide to getting a commercial mortgage or talk to us about the local market.
The questions we answer most often on Torquay deals, covered in depth in our knowledge hub.
What lenders assess, who finds it easy, and how declined cases still get funded.
Deposit requirements by property type, acceptable sources, and ways to reduce yours.
The routes to 100% borrowing: additional security, strong trading businesses and equity.
High-street banks, challengers and specialists: who lends on what in Devon.
Leniency by lender category and product type, and what flexibility really costs.
Typical 2026 pricing by product, and what drives the rate you are offered.
Data-grounded answers about commercial property finance in Torquay, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 116 commercial property transactions in Torquay during the most recent reporting window. The median commercial sale price is £192,000, with the middle 50% of deals between £125,000 and £287,000. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in Torquay is £192,000. Smaller end deals (lower quartile) sit around £125,000, while larger transactions (upper quartile) reach £287,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Torquay.
The most active commercial sectors in Torquay (by recorded transaction count) are: office (6 transactions), hotel (3 transactions), retail (2 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class. Speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Torquay. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access, including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Torquay. We will review the asset, sector, deal structure and lender appetite specific to Torquay and come back with an indicative rate, LTV and term within 24 to 48 hours.