CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Ilfracombe and Devon. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
Ilfracombe commercial property delivers 6.2% average yield.
Ilfracombe yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Ilfracombe commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Damien Hirst's Verity sculpture. Tunnels Beaches. Strong arts and tourism.”
, CMB Market Analysis
Ilfracombe harbour and Larkstone area improvements; Landmark Theatre investment; Wildersmouth Beach enhancement; town centre shopfront scheme; South West Coast Path infrastructure
The Devon regional briefing covering Ilfracombe and the wider region. A Q2 2026 commercial property briefing on Devon, the largest county in the South West, anchored by Plymouth on the naval and marine-engineering coast and Exeter on the M5 and A30 growth axis, with a long tail of Torbay tourism, South Hams retirement and North Devon coastal markets. We walk through transaction volumes across the eighteen principal towns, recent Acuitus auction yields between roughly seven point eight and nine point nine percent, and where lender appetite sits today.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
40 commercial sales in Ilfracombe across the last 60 months, sourced from HM Land Registry Price Paid Data. 11 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
96, High Street, Ilfracombe
110, High Street, Ilfracombe
110, Ground Floor Shop, High Street, Ilfracombe
Harlequin House, 4, Ground Floor Shop, Borough Road, Combe Martin, Ilfracombe
42, High Street, Ilfracombe
Woolscott Barton, The Farmhouse, Ilfracombe
139, High Street, Ilfracombe
81, High Street, Ilfracombe
The Bath House Hotel, Runnacleave Road, Ilfracombe
45, High Street, Ilfracombe
45, High Street, Ilfracombe
Hele Bay Garage, Watermouth Road, Ilfracombe
7, Belgrave Promenade, Ilfracombe
Libra Gardens, King Street, Combe Martin, Ilfracombe
Manleigh Holiday Park, Chalet 12, Rectory Road, Combe Martin, Ilfracombe
Manleigh Holiday Park, Chalet 9, Rectory Road, Combe Martin, Ilfracombe
21, Portland Street, Ilfracombe
38, Oxford Grove, Ilfracombe
36, Oxford Grove, Ilfracombe
Old Slade Quarry, Higher Slade Road, Ilfracombe
Brook Meadow, Dibbon'S Lane, Ilfracombe
Netherleigh, Torrs Park, Ilfracombe
Castaway Cafe, Borough Road, Combe Martin, Ilfracombe
9, Church Street, Ilfracombe
Manleigh Holiday Park, Chalet 15, Rectory Road, Combe Martin, Ilfracombe
Ware Park, Lee, Ilfracombe
8, Thorne Park, West Down, Ilfracombe
Relish Bar And Bistro, 10 - 11, Fore Street, Ilfracombe
Lee Meadow, Dibbon'S Lane, Ilfracombe
Flask Meadow, Dibbon'S Lane, Ilfracombe
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of Ilfracombe commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Ilfracombe. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Ilfracombe fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Ilfracombe presents development opportunities linked to Ilfracombe harbour and Larkstone area improvements. Growing demand from the Tourism & Hospitality sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Good appetite for tourism and art.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Ilfracombe and the wider Devon region, from commercial property purchases to development and refurbishment projects.
Commercial property news for Ilfracombe will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Devon.
Commercial mortgage services available across Ilfracombe and surrounding areas. View larger map
Recent sales, planning movement and market signals for Ilfracombe, drawn from HM Land Registry data and local authority planning registers.
HM Land Registry data shows 40 commercial property transactions in the Ilfracombe area over the past 60 months, with a median sale price of £163k. Lender appetite tends to follow transaction evidence, so an active local market supports stronger valuations.
Source: HM Land Registry price paid data
HM Land Registry records the sale of Hele Bay Garage, Watermouth Road, Ilfracombe for £1,300,000 in Q4 2025, one of 2 commercial transactions recorded in the Ilfracombe area that quarter.
Source: HM Land Registry price paid data
Planning movement often signals upcoming finance demand. If you are buying, refinancing or developing in Ilfracombe, see our guide to getting a commercial mortgage or talk to us about the local market.
The questions we answer most often on Ilfracombe deals, covered in depth in our knowledge hub.
What lenders assess, who finds it easy, and how declined cases still get funded.
Deposit requirements by property type, acceptable sources, and ways to reduce yours.
The routes to 100% borrowing: additional security, strong trading businesses and equity.
High-street banks, challengers and specialists: who lends on what in Devon.
Leniency by lender category and product type, and what flexibility really costs.
Typical 2026 pricing by product, and what drives the rate you are offered.
Data-grounded answers about commercial property finance in Ilfracombe, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 40 commercial property transactions in Ilfracombe during the most recent reporting window. The median commercial sale price is £162,500, with the middle 50% of deals between £96,000 and £295,000. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in Ilfracombe is £162,500. Smaller end deals (lower quartile) sit around £96,000, while larger transactions (upper quartile) reach £295,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Ilfracombe.
The most active commercial sectors in Ilfracombe (by recorded transaction count) are: retail (8 transactions), office (1 transaction), agri (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class. Speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Ilfracombe. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access, including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Ilfracombe. We will review the asset, sector, deal structure and lender appetite specific to Ilfracombe and come back with an indicative rate, LTV and term within 24 to 48 hours.